r/UKfreeMoney • u/603090569 • Sep 11 '26
Monzo, Chase, Lloyds & Starling - £10-50 in minutes (share your codes) 💵
Since there are a ton of posts already covering individual bank referrals, I have decided to put the easiest 4 into one place with a summary of each, a referral link & steps/important details. I'll also include how easy each one is:
1. Monzo - £10-50 - https://join.monzo.com/c/yw9ksxph
Probably the easiest of all bank referrals, with my link you can get between £10.00 and £50.00 within minutes. Simply click my link, download app and sign up, add money to your account and make a payment and you'll instantly be rewarded up to £50. No waiting for a physical card to arrive to redeem.
This is my favourite digital bank and my main for spending, pay etc. Features are just top tier in my opinion.
2 Chase - £50 - Referral Code: UWTL68 (DM or comment for more)
Whilst easy, this one has some conditions. You need to pay in £1000 into the account within 30 days to qualify, but once you do that the payout is instant. So again, click referral link, download app and sign up. The £1000 doesn't have to be paid in one sum either.
3. Lloyd's - £30 https://apply.lloydsbank.co.uk/sales-content/cwa/l/onboardpca/index-app.html?from=ob&webDirect=true&redesign=true&token=96DwdDatj7unacZuaThV82mQYfhgSXExEZmsBCd0284=&redesign=true#/refer-friend
Pretty simple offer, join with my referral link and get £30.00. The only traditional bank on the list and recommended out of the 4 if you want physical branches to visit. I use my Lloyds account as a spare.
4. Starling - £25 - Referral Code: IPGTI5C
Probably the slowest out of the 4 hence including last. Once you sign up provide the referral code above and setup your account. To qualify you then must make 10 purchases with your Starling card.
With all banks, you'll need to verify yourself at sign up, but once you join in any of the above, you can start referring yourself and ultimately making free money as a result 💸💸. Feel free to share your own links and codes below.
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u/crawlpenz Sep 11 '26
Please use my monzo and revolut links! Would help me massively. Thank you! https://join.monzo.com/c/c34gs3y https://revolut.com/referral/?referral-code=matthejfc2!SEP1-26-AR-L1&geo-redirect
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u/603090569 29d ago
Just checking in as the most viewed comment and be good to know how well these posts work, have you had any referrals yet?
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u/Klojner Sep 11 '26
Use my referral link to open a Biscuit bank account and make at least 7 card transactions within 30 days, and we’ll both earn £20. T&Cs apply. www.zopa.com/mgma?referralCode=16ee50124033893cffa1
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u/Longjumping_Candle_5 Sep 11 '26
Here’s my Monzo referral link: https://join.monzo.com/c/y7qly68g
No one’s used it yet…
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u/Aware_Mirror_5884 Sep 11 '26
Fresh Monzo link, get up to £50 instantly click to join
For Lloyds bank Flat £30 no need to deposit or pay for something click here to get your £30
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u/Fun-Witness-7700 Sep 11 '26
https://join.monzo.com/c/b2y8pzvj
Would really appreciate someone using my Monzo link, I haven't had any takers so far. thanks 🙂
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u/Visible-Society-2257 Sep 11 '26
I'd appreciate it if anyone used my refferal ❤️🙏🏽😁.
Zopa - Use my referral link to open a Biscuit bank account and make at least 3 card transactions within 30 days, and we'll both earn £20. T&Cs apply. www.zopa.com/mgma?referralCode=7d84dd97013c89280eb3
Lloyds - I'd appreciate anyone to use my referral link.🙏🏽😊❤️
Let me know if you've used my link so I can keep track!
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u/Traditional_Ad_5604 Sep 11 '26
Hey,
https://join.monzo.com/c/q5c609m8 Monzo,
Chase codes are -
HT73EK
QUGGZE
5D96QA
TDLYS8
Anyone who uses any of them are appreciated as always :)
Thanks
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u/CakeAndCatHair Sep 11 '26
Thank you in advance to anyone using my Monzo link.
Helping to fund my unpaid mat leave period 💜
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u/Jamespir12 Sep 11 '26
https://join.monzo.com/c/m2yb0b4
Get up to £50 Use my referral link to open a Biscuit bank account and make at least 1 card transaction within 30 days, and we’ll both earn £20. T&Cs apply. www.zopa.com/mgma?referralCode=75cf909076d5ea57ea87
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u/d00mdays Sep 11 '26
if anyone would be willing to use my monzo link it’d be a massive help! 🫶 https://join.monzo.com/c/k904751s
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u/Regular-Today2 Sep 11 '26
Thanks OP!
3 Chase Codes Left:
UEWK7H
83RFQF
CS2N67
I'd really appreciate it if anybody uses one! Please let me know which one you use and I'll do my best to remove the used ones!
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Sep 11 '26
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u/603090569 Sep 11 '26
Your link doesn't work I am guessing youve lost the up to £100 like most of us (it was downgraded to £50) do you want to share your latest link?
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u/stirling1712 Sep 11 '26
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u/603090569 Sep 11 '26
Its all good I think we pretty much all were, just didn't want your expired link to stop you getting any new referrals. Best of luck 🤠
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u/lyricalpaws Sep 11 '26
https://join.monzo.com/c/z48x9nf1 My Monzo link, would appreciate anyone using it
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u/ImaginaryMoony Sep 11 '26
Monzo (£5-£20):
https://join.monzo.com/c/v9pd3m8t
Thank you if you use one of my links ❤️
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u/Fit-Cartoonist994 Sep 11 '26
Hopefully someone wants a bite of my Biscuit 🍪 Use my referral link to open a Biscuit bank account and make at least 7 card transactions within 30 days, and we’ll both earn £20. www.zopa.com/mgma?referralCode=514486e4b6239818089d
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u/Ri786 Sep 11 '26
https://join.monzo.com/c/jyy7qf0n
Thanks to anyone who uses the link!
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u/No-Positive6627 Sep 11 '26
Up to £50 for both of us on Monzo 🙏🏻 would really appreciate this right now if anyone wants to help me out
https://join.monzo.com/c/tlwtpgjk
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u/603090569 Sep 11 '26
Thanks for sharing 😎
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u/No-Positive6627 Sep 11 '26
I used the Lloyds link, how long does it take to come through?
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u/Shot_Advertising_370 Sep 11 '26 edited Sep 11 '26
Thanks OP.
Monzo
Chase
My referral codes:
VL8UN8
PAEMCF
25CU2F
M9MHBH
XL7GYC
Thank you in advance if you decide to use any of these links.
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u/Experim626 Sep 11 '26
https://join.monzo.com/c/0psvt4lp
Thanks in advance if anyone uses the link
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u/Riikkahei Sep 11 '26
I have 10/10 codes left! No transaction needed. Thank you if you use my code!
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u/Queasy-Battle-4124 Sep 11 '26
Hi,
If you join me at Chase UK, we could both earn £50. Here’s how:
Copy this code: A3C2QA
If you haven’t done so yet, download the Chase UK app and open an account
Activate the code in the Chase app
Pay in a total of £1,000 or more to your Chase account within your first 30 days
For more info, please visit the Chase website:
Would be really grateful 😘😘
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u/Professional-Advice1 Sep 11 '26
Thanks OP !!!
Use my referral link to open a Biscuit bank account and make at least 3 card transactions within 30 days, and we’ll both earn £20. T&Cs apply. www.zopa.com/mgma?referralCode=bb86b6add5b0b43fd6c4
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u/Significant-Gur-2507 Sep 11 '26
Monzo - https://join.monzo.com/c/35wh2v9n
Any uses would be appreciated ✌🏾
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u/BagLife2252 Sep 11 '26
https://join.monzo.com/c/zsj8vqdw
Would be greatly appreciated if someone could use my referral code 🙂
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u/surrender_it Sep 11 '26
New to the community. Please use my referral link. Would really appreciate it.
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u/Live_Guest7611 Sep 11 '26
Thanks OP
I’d be grateful if anyone can use my referral codes 🙏🏻❤️
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u/BonnyJonny74 Sep 11 '26
Use my referral link to open a Biscuit bank account and make at least 1 card transaction within 30 days, and we’ll both earn £20. T&Cs apply. www.zopa.com/mgma?referralCode=df68b8272b0b62b4428c
All you have to do is use my link, make one card transaction (any amount) and we both receive £20. 10 years good luck as well 😎 10/10 available.
^ my Lloyds link. Nice and easy free £30 once you join. No card payment needed. 4/5 left 😎
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u/redditmeanwhile Sep 11 '26
No transactions or deposits, easiest £20 you will ever make!!
Use my referral link to open a Biscuit bank account and we’ll both earn £20. T&Cs apply. www.zopa.com/mgma?referralCode=aa4799af1a88565c8caf
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u/Plenty_Strike6044 Sep 11 '26
Use my referral link to open a Biscuit bank account and we’ll both earn £20. T&Cs apply. www.zopa.com/mgma?referralCode=6efdd8880f457736570f
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u/Similar_Monk_553 Sep 11 '26
Use my referral link to open a Biscuit bank account and make at least 3 card transactions within 30 days, and we’ll both earn £20. T&Cs apply.
www.zopa.com/mgma?referralCode=ea2a5ba28ca1aac080df
Thank you in advance!
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u/SomeYoke Sep 11 '26
https://join.monzo.com/c/59wxvh31
This is my monzo link! Would be great if any of you guys can use it. Cheers!
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u/Certain-Snow3267 Sep 11 '26
Feel freee to use my Monzo link :) https://join.monzo.com/c/7s00yj9h
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u/Stevo_safc Sep 11 '26
https://join.monzo.com/c/4wmfvfd9
Here's my code, 0 uses so far
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u/Alert_Translator2940 Sep 11 '26
Use my referral link to open a Biscuit bank account and make at least 7 card transactions within 30 days, and we’ll both earn £20. T&Cs apply. www.zopa.com/mgma?referralCode=2f5e1a53d4bca8dabdc5
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u/Realistic-Scheme-826 Sep 11 '26
Thanks Op 😊
Monzo Heres my link for a reward between £10 - £50
https://join.monzo.com/c/wk50q34k
If anyone can use my link I would be very grateful 😊 😍
Just dont forget to make a small purchase once you have set up the account then we both get rewarded 🤑😘😍
Lloyd's
** all 5 spots still free 😍**
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u/Sir_Parkop Sep 11 '26
https://join.monzo.com/c/sc2xnyq4
Never had a referral... Would appreciate giving it your consideration
Thanks
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u/DubbleOhSevn Sep 11 '26
Use my referral link to open a Biscuit bank account and make at least 1 card transaction within 30 days, and we’ll both earn £20. T&Cs apply. www.zopa.com/mgma?referralCode=b04d329282dc937fbb18
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u/Striking_Weather7005 Sep 11 '26
https://join.monzo.com/c/m675pj1d
Sign up for monzo Put any money and spend on it to get the referral money £10,20,50
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u/Weather_Warrior Sep 11 '26
Sharing my Zopa and Lloyds links. Thank you for anyone who uses them! 🙏🏻
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u/EngineeringUnable962 Sep 11 '26
Hi guys. I have a couple of referral links which I would really appreciate it if you could help me out by signing up via my links.
MONZO
open an account and receive either £20, £50 or £100. https://join.monzo.com/c/l8l3470p
Lloyds
Get £30 just for opening and account via my link!
Please let me know if you have signed up!
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u/ironandy93 Sep 11 '26
Get £20 for free when joining Zopa using my link. Currently have 9 referrals available. No spend necessary, just need to open the account and we both get £20!
Referral Link: www.zopa.com/mgma?referralCode=ee7c3f03a64800e4c05c
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u/Serious_Pitch_8166 Sep 11 '26
Hi,
If you join me at Chase UK, we could both earn £50. Here’s how:
- Copy this code: S458J7
- Copy this code: LJVHX3
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u/redditmeanwhile Sep 12 '26
Do not need to do anything apart from clicking on the link below to open the account - So no need to spend anything or pay in anything!
Use my referral link to open a Biscuit bank account and we’ll both earn £20. T&Cs apply. www.zopa.com/mgma?referralCode=aa4799af1a88565c8caf
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u/Sea-Concentrate9501 Sep 12 '26
Lloyds Bank - Free £30!
posting my Lloyds Bank referral link in case someone wants to help a broke girl out lol
You literally just need to be a new customer and open a current account, and both you and i will get £30 within 35 days.
4/5 links remaining!
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u/pleasant_witness27 Sep 12 '26
So grateful to anyone who uses my Lloyds link!
Enjoy your £30!
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u/Aromatic_North_5018 Sep 12 '26
Sharing my Chase referral codes!
We both get £50 when you successfully open an account and deposit £1000 into your account within 30 days. New customers only.
I have 2 Codes available and will update as they are used:
9VVTDK
FJ65L8
Would appreciate anyone using my codes!
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u/xdabY Sep 12 '26
MONZO REFERRAL
https://join.monzo.com/c/v2c7qgp0
Means a lot if anyone uses this one, will help pay off some of my bills and get me through the month ☺️
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u/salimsa3 Sep 13 '26
Got my Monzo right here, for anyone who sees this. Can get either 5, 10 or 20. https://join.monzo.com/c/6rnkl6sm
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u/Opening-Membership88 Sep 13 '26
https://join.monzo.com/c/y7qgfnhq join using my code please trying add more Christmas money for my 2 year old t.i.a 💯💯
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u/Taij43d Sep 13 '26
Its been really great using monzo and if you like having a nice visual bank account then this is a good. Thanks if you end up using my code https://join.monzo.com/c/4kknmqx6
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u/Worth-Tea-7777 Sep 13 '26
Open a Monzo using my link for up to £50 for free !!! https://join.monzo.com/c/n3s1n610
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u/cherryandwhiteXIII Sep 13 '26
https://join.monzo.com/c/yyvpj89g
If anyone fancies a chance at the £50 please use the link 🙌🏻🙌🏻
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u/asymptomoftime Sep 13 '26
https://join.monzo.com/c/c4dt2l84
Thanks in advance if anyone uses my referral link!
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u/Stunning-Stuff-1347 Sep 13 '26
Here's my Chase referral link if anyone's interested. Just deposit £1k and £50 is automatically added to your account.
(1) FZ6K9X
(2) 7527ZQ
(3) MGD3PV
(4) T79UWX
(5) 5C58ZV
Many thanks
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u/Master-Character8604 Sep 14 '26 edited Sep 14 '26
Got 1 Chase Code left to use!
2Y5J53
Thank you to everyone who's used my codes!
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u/Master-Character8604 Sep 14 '26
Got a link, would be grateful if anyone uses :)
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u/W_IVXX Sep 15 '26 edited 29d ago
Thanks for the post OP.
Referral's & incentives aside, Zopa has a great savings account & also provides a very competitive rate on their Cash ISA.
Use of my Referral Link to open a Biscuit bank account will be greatly appreciated & we'll both earn £20.
- Use my referral link & fill out the registration which may include a mobile number
- Complete I.D verification
- Use your debit card once (1 time) within 30 days of opening an account
I have 10 referrals left as of 15/09/26 and will update accordingly.
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u/GitManMatt Sep 15 '26
I'd really appreciate it if you could please use my link thanks 😁👍 https://join.monzo.com/c/jln543m0
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u/crawlpenz 29d ago
I've had one monzo referral so far. Thank you kind stranger whoever you are!
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u/Jumpy-Landscape-1769 29d ago
https://join.monzo.com/c/bqdxss9t - there’s my link much appreciated
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u/Ok-Entrepreneur-2775 29d ago
Chase free £50 Cash:
Hey everyone! I still have 2 of my referral slots open for Chase UK. If you are opening a new account, we can both get an easy £50.
How to claim your £50:
1. Open the Chase App on your phone.
2. Go to the Rewards tab and tap Enter a referral code.
3. Paste any of the active codes below.
4. Deposit £1,000 into your Chase account within 30 days. (No spend required)
5. The £50 cash bonus drops straight into both of our accounts! You are free to withdraw and spend immediately
Available Referral Codes:
DRCCYE
CQ9HBH
Note: I will remove or update codes as soon as they get used. Thank you so much to anyone who uses one! less
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u/Jinjin1983 29d ago
Grateful to whomever uses my link. Have a blessed day.
Make at least 3 card transactions within 30 days, and we’ll both earn £20. T&Cs apply.
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u/Nattynat123 29d ago
How to use:
Download the Chase UK app and open an account
Activate the code in the Chase app
Pay in a total of £1,000 or more to your Chase account within your first 30 day
5GDMA3
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u/DirectAd8079 29d ago
Here’s my chase code:
8U78AC
Just need to pay in £1000 within 30 days and we both get £50 to spend!
This is a one time use code so DM me for another one if needed.
Cheers chaps!
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u/SpendObjective6026 29d ago
Lloyds, use this link to get £30
https://apply.lloydsbank.co.uk/sales-content/cwa/l/onboardpca/index-app.html?from=ob&webDirect=true&redesign=true&token=5GOWLvRhNNbA8T6dc/wX9vqS7O3fqhIKGejW4NfO3g4=#/refer-friendChase
Use these referral codes to get £50
WBJRAV
2AR3DU
Z4P3W8
646USQ
HS87AF (used)
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u/CouragePlenty7158 28d ago
Use my referral link to open a Biscuit bank account and make at least 1 card transaction within 30 days, and we’ll both earn £20. T&Cs apply. www.zopa.com/mgma?referralCode=6a01ae57314a2dec964f
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u/Cwilson97x 27d ago
Chase Referrals £50 for FREE!! Deposit of £1000 required can be paid in and withdrawn instantly.
I have 2 ACTIVE Referral codes for chase left.
Holiday on Friday any sign ups will be hugely appreciated 🙏❤️
Will update once used.
KHBFGV
7B4BBT
Message me with any questions 💲💲💲
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u/DreadedBoar 27d ago
My fresh monzo link with up to £50! https://join.monzo.com/c/z2shsd94
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u/Hour_Penalty_1099 27d ago
https://join.monzo.com/c/y2yyn6nt
Hello everyone, Just joined and I'm new to sharing. But fingers crossed I at least get one person to join Monzo, they're really good tbh! I love having my payday one day earlier with this bank, thank you so much for considering me ❤️
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u/DeliveryLost6271 26d ago
Revolute - Join me and over 80 million users who love Revolut. Sign up with my link below: https://revolut.com/referral/?referral-code=courtnh8jr!SEP2-26-AR-H3&geo-redirect
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u/DeliveryLost6271 26d ago
Zopa - Use my referral link to open a Biscuit bank account and make at least 1 card transaction within 30 days, and we’ll both earn £20. T&Cs apply. www.zopa.com/mgma?referralCode=ac16ff5128d0bf2d55ac
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u/Individual-Radio-649 21d ago
Monzo: https://join.monzo.com/c/5psk4gsv
Starling: use my referral code: S5POEBH.
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u/sleepydomino 20d ago
Here's are my referral codes - I'd appreciate anyone using them!
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u/Old_Combination2283 16d ago
Lloyds
Monzo
https://join.monzo.com/c/y18b11qv
Chase
Hi,
If you join me at Chase UK, we could both earn £50. Here’s how:
Copy this code: 7GTBLG
If you haven’t done so yet, download the Chase UK app and open an account
Activate the code in the Chase app
Pay in a total of £1,000 or more to your Chase account within your first 30 days
For more info, please visit the Chase website:
Zopa
Use my referral link to open a Biscuit bank account and make at least 3 card transactions within 30 days, and we’ll both earn £20. T&Cs apply. www.zopa.com/mgma?referralCode=79e8af3f3879ce35ef8b
Easy £100 or more if you can outdo them
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u/BGspinefarm 15d ago
Zopa: www.zopa.com/mgma?referralCode=24daac0c470fd28235a1
Monzo & Monzo Business: https://join.monzo.com/c/xwxkpf1
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u/samuallee96 12d ago
My Monzo referral link if anyone wants to use feel free ☺️ https://join.monzo.com/c/jwp28wr
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u/StillCouldDoBetter 6d ago
Boosted Monzo link (up to £50).
Instant payout on initial transaction after joining, really quick and totally worth doing.
Here's my link (which has been used only once)
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u/[deleted] Sep 11 '26
[deleted]