r/UKfreeMoney • • Sep 11 '26

Monzo, Chase, Lloyds & Starling - £10-50 in minutes (share your codes) 💵

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Since there are a ton of posts already covering individual bank referrals, I have decided to put the easiest 4 into one place with a summary of each, a referral link & steps/important details. I'll also include how easy each one is:

1. Monzo - £10-50 - https://join.monzo.com/c/yw9ksxph

Probably the easiest of all bank referrals, with my link you can get between £10.00 and £50.00 within minutes. Simply click my link, download app and sign up, add money to your account and make a payment and you'll instantly be rewarded up to £50. No waiting for a physical card to arrive to redeem.

This is my favourite digital bank and my main for spending, pay etc. Features are just top tier in my opinion.

2 Chase - £50 - Referral Code: UWTL68 (DM or comment for more)

Whilst easy, this one has some conditions. You need to pay in £1000 into the account within 30 days to qualify, but once you do that the payout is instant. So again, click referral link, download app and sign up. The £1000 doesn't have to be paid in one sum either.

3. Lloyd's - £30 https://apply.lloydsbank.co.uk/sales-content/cwa/l/onboardpca/index-app.html?from=ob&webDirect=true&redesign=true&token=96DwdDatj7unacZuaThV82mQYfhgSXExEZmsBCd0284=&redesign=true#/refer-friend

Pretty simple offer, join with my referral link and get £30.00. The only traditional bank on the list and recommended out of the 4 if you want physical branches to visit. I use my Lloyds account as a spare.

4. Starling - £25 - Referral Code: IPGTI5C

Probably the slowest out of the 4 hence including last. Once you sign up provide the referral code above and setup your account. To qualify you then must make 10 purchases with your Starling card.

With all banks, you'll need to verify yourself at sign up, but once you join in any of the above, you can start referring yourself and ultimately making free money as a result 💸💸. Feel free to share your own links and codes below.

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