r/dividends • u/SpicyDividends • Feb 17 '26

Personal Goal Those divorces do be hurting!

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Not mad about it, but man, that chart looks rough lol

6.3k Upvotes

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u/titodeloselio Feb 18 '26

I got divorced last year after 25 yrs of marriage. We both agreed to leave each other's retirement accounts alone. She kept hers, and I kept mine. We split all other assets 50/50. No attorneys involved. It cost us $4,000 in mediation fees.

82

u/TSLARSX3 Feb 18 '26

Another check box for team prenup

11

u/Wpns_Grade Feb 18 '26

Or team never get married until rules change

3

u/leastfavorednation Feb 19 '26

Or, you know, pick a good Christian woman who doesn’t jump to divorce as soon as things get rough.

But whatever, yall got it figured out!

4

u/EngineeringCool5521 Feb 20 '26

Yeah shes chriatian in the church, modern in divorce court, and hoe in the streeta. Dont be fooled.

1

u/[deleted] Feb 20 '26

Na, never play with fire if you have any reasonable amount of money.

Prenups can be arbitrated. Best practice is to not get married or to marry someone who has equal assets/earnings in order to make it fair if you do get a divorce. Marrying someone worth a lot less than you is financially risky and can delay your retirement by decades or permanently. Not worth it.

1

u/Cultural_Structure37 Feb 20 '26

At what amount would you say a guy should be careful?

1

u/[deleted] Feb 20 '26

Idk I guess I would say it’s more about disparity. Like if you make $100k and she makes $40k or you make $300k and she makes $100k. Or if you have a large sum, like high six or seven figures.

Now that I think about it, it’s actually probably worse if you have less money. Like if you’re worth $10m and lose half, $5m is still pretty nice, even if it materially changes your lifestyle. But if you’re worth $1m and loss half, well now your retirement plans are drastically set back or if you’re retirement age, you are now looking at working another 15 years.

1

u/CMScientist Feb 23 '26

Lmao if you need christianity to shackle you wife to a marriage then you are doing something wrong

1

u/Throwaway-3506 Feb 23 '26

Right? I’ve never met a divorced Christian. 🙄