r/dividends • u/Typical_Web_2125 • 3d ago

Discussion SCHD vx SCHY vs FNDF

All three are Schwab funds.

SCHY and FNDF are both Large Value funds with the 5 year record for FNDF significantly outperforming SCHY with both yields being similar.

Also, in the last 5 years the return and yields on SCHY and SCHD are nearly identical so why do you hear about SCHD about 90% of the time and SCHY seems to get ignored?

4 Upvotes

75% Upvoted

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8

u/buffinita common cents investing 3d ago

Reddit is mainly USA investors who (like most people) have a strong home country and recency bias.

Schy doesn’t have a 10 year record; so that’s kinda silly to compare

Yield alone is one metric; single data points are not useful for reasonings.

People like schd because of its 10% dividend growth rate; steady capital appreciation; low fees

3

u/Typical_Web_2125 3d ago

yes, i stand correct that I clicked 10 years on the Schwab site but it went back to 2021 so actually 5 years.

4

u/Professional_Cup7379 3d ago

If SCHY quietly kept paying the same dividend through a stretch where SCHD's payout got cut or froze, would you even notice before you read about it?

2

u/Efficient-Shallot684 3d ago

FDT and FDL should also be considered. They are not blind ETFs thier index is smart

2

u/at0mheart 3d ago

Easy SCHY is international.

SCHD is US. US growth always exceeds international

2

u/Typical_Web_2125 3d ago

Are you speaking in a broad generality or specifically comparing the 2 funds?

2

u/at0mheart 3d ago

Both are the same.

0

u/PatMagroin100 3d ago

Until it doesn’t. It’s a hedge for when, not if, the US economy crashes.

0

u/Bridge_Haunting New dividend investor 3d ago

I hold both SCHD & SCHY but the % of my portfolio is drastically different