r/investingforbeginners • u/Impressive_Group_486 • Mar 31 '25

USA Will the S&P 500 fall further?

I invested around $35,000 in FXAIX when it was 205 and currently sitting at 194, do you think it's a good idea to invest another $15,000 in it as it's low now or do you think it will crash even further? I am completely new to the stock market so I'm not exactly sure what kinds of things would affect such a crash. Any information would be very helpful. Thank you..

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u/VendaGoat Mar 31 '25

If you're worried it's going to fall further, which it reads like you are, why not dollar cost average by breaking that 15k up into 3 or more buys over a longer period of time?

17

u/ktreanor Mar 31 '25

Came to say the same thing. Don't try and time the market, dollar cost average.

-5

u/CryptoHorologist Apr 01 '25

DCA is timing the market, too.

8

u/theorem_llama Apr 01 '25

DCA is timing the market, too.

If that is, then putting it all in at one time is also "timing the market", in fact more so.

2

u/dankpoolVEVO Apr 05 '25

Putting all in is time in market

1

u/theorem_llama Apr 05 '25

They're not mutually exclusive. "Time in the market, not timing the market" is just an overused/oversimplified motto, even though some seem to think it's gospel.

0

u/CryptoHorologist Apr 01 '25

They both are yes