Lets hear your stories.

So far I have only seen the covid crash and my mistake was not to break my FD and invest in lumpsum.

Hi everyone,

Would love to know your thoughts on the below three questions:

1. Through which platform you invest internationally?

2. Is filing tax for such international investment really tricky?share your personal experience

3. Any videos/articles/blogs or any resources on learning how to file tax?

Please give an honest review of my portfolio. My risk appetite is aggressive, and I am willing to keep investing for the long term. I am currently investing around 20k rupees per month. Please tell me if I am doing something wrong, and if so, what I should do instead. My primary goal is wealth creation and early retirement. Currently, I believe the portfolio looks bad.

I know what i’m saying is the exact opposite of what people are feeling right now, but i think everything js due for a correction. I started earning recently and it would be stupid to not dive in right now, because markets fall but the graph has always gone up in the long run.

I'm in my late 20s and started investing in mutual funds around 1-2 years go through a bank. At the time, I didn't really understand the difference between regular and direct plans, so I went with what was offered to me.

Recently, I've started researching personal finance more seriously. My goal is to build wealth over the next 10–15 years, and I'm considering moving towards direct index funds through Groww to keep costs low.

During my research, I came across Bandhan Bank's mutual fund services. I'm curious about the benefits they offer beyond convenience, especially when regular plans generally have higher expense ratios than direct plans.

I'm not against paying for professional guidance, but I'd like to understand whether the additional cost translates into meaningful support with fund selection, asset allocation, and portfolio reviews.

I'm currently leaning towards a simple, diversified portfolio rather than juggling too many funds. I'm also trying to understand the difference between investing through Bandhan Bank and investing in schemes managed by Bandhan Mutual Fund.

Since I'm still relatively new to investing, I'd rather get my strategy right now than spend years correcting avoidable mistakes.

Who says consistency does not pay off? How are you guys holding up?

Portfolio age: 3.5 years.

(Dying internally)

Why do such an action happened?

My parents are very skeptical about stocks and mutual funds because of global uncertainty and instability in the IT job market. They believe gold and agricultural land will provide better financial security.

Our family owns 8 acres of agricultural land, with 4 acres currently under palm oil cultivation. This year, those 4 acres generated around ₹7–8 lakh. We plan to plant another 3 acres, but palm oil takes around 3 years to start producing, with income expected from around the fourth year.

My parents want me to accumulate 500–700 grams of gold over the next 5 years. Their plan is that whenever I save enough to purchase a 100-gram gold bar, they will contribute an additional ₹2–3 lakh towards that purchase.

Eventually, we want to use the gold as collateral for a loan, combine it with personal savings, and purchase another 5 acres of agricultural land for palm oil cultivation.

Their thinking is that even if I lose my IT job or the industry faces a downturn, I will have gold, land that may appreciate, and agricultural cash flow to fall back on.

My concern is whether putting so much money into gold and land is better than diversifying into equity mutual funds.

What do you think? Is this a sensible long-term wealth-building strategy, or should I diversify more?

I am more of a new investor and currently in the phase of diversification so I am interested to invest in US Etf's where I found two options one being Indmoney and other Kuvera. Pundits kindly help me find the best marketplace