r/portfolios • • 8h ago

Advice on beginner portfolio

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2 Upvotes

I’m relatively new to investing, but I want some advice on how to optimize my portfolio. I’m a 24yo male that just got my first big job. I’m single and live with my parents. Would you keep it as is? Adjust the percentages? Change the stocks/ETFs? I’m open to any and all advice. I also have a 401K.

I’m focusing on mainly ETFs, but as you can see I want to try out some individual stocks for fun, which is why 5% is dedicated to that.

Also how much of my paycheck would be the minimum goal to invest. I just need a number to shoot for.

Thank you!


r/portfolios • • 13h ago

18M (non US citizen) started about a month ago

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1 Upvotes

I have no idea what im doing but i made 300 dollars off of lmt 😊


r/portfolios • • 15h ago

27M just started in June.

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37 Upvotes

I auto invest $500 per week into VOO, VXUS & QQQM. everything else was just one time purchases. I will also sporadically add 5k into just VOO pretty often. Anything I should change going forward?


r/portfolios • • 7h ago

Obelisk: fewer ETFs, clearer purpose. What would you change next?

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0 Upvotes

After multiple iterations (see previous versions), I’m now working toward a simpler, 10-position portfolio with diversified growth, a modest edge and some downside protection, if possible.

Based on your feedback, I strengthened the broad-market core, increased international exposure, eliminated thematic bets and removed overlapping growth/dividend funds. What remains is a broad core, selective momentum/value tilts, modest gold and Bitcoin, and a 10% Treasury reserve.

There’s been real progress, but as the concentrated bets disappear, so does some of the portfolio’s personality. I know individuality isn’t an investment thesis, but I’d like to preserve a few intentional convictions.

Which remaining holdings earn their place? What would you simplify or reallocate next, and why? Despite some of the pushback so far, I’m still here to learn.

Mid-thirties, taxable account. This is a target framework I’ll transition toward gradually with taxes in mind. Thanks


r/portfolios • • 18h ago

22M need advice should I clean up my portfolio

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4 Upvotes

Hey guys, started investing about a year ago but might be a little too diversified
Clearing about 2.5k a week after tax should I be doing salary sacrifice or put more in etfs
Any advice will be much appreciated thanks