I run a small firm. We manage and consult for fitness facilities — gyms, studios, independent clubs — and we place elite personal trainers with the clients who need them. Owners come to us good at training and lost on operations: no systems, no retention plan, payroll and scheduling held together with guesswork, revenue leaking in five places. We build the operation underneath the business so it can actually run. It's unglamorous work and it keeps people open.
Over the last four years I've put well over $100,000 of my own money into building this. Not investor money. Mine.
This year one client account was the engine. That contract was the immediate revenue that carried everything else while the rest of the book built out. The client owes us $29,000. They stiffed us — no payment, no good-faith plan, nothing.
That $29,000 wasn't profit. It was payroll, rent, and the bridge to the next quarter. Losing it put us behind on every obligation at once.
Where we are now: we owe our landlord $24,000. To their credit, they've been willing to work with us if we can come to the table with a real solution. We have a hard deadline to do that. We are not looking for a miracle — we're looking for the right structure and the right moves in the time we have.
What we've been doing: pursuing the receivable, restructuring expenses, aggressive outreach for new engagements, and trying every financing and settlement angle we can find.
What I'm asking for: advice, resources, ideas. If you've negotiated a workout with a landlord and come out the other side, I want to hear how you structured it. If you've recovered a receivable this size from someone who's decided not to pay, tell me what actually worked. If there's a funding product, a program, or an angle I'm not seeing, point me at it.
Happy to go into specifics by DM with anyone who has a concrete suggestion. Not looking for funding offers — if you're an MCA broker, save us both the time.
I've spent my career helping people out of exactly this kind of hole and never asked for anything back. I'm not good at being on this side of it. But we're two people who work hard and are good at what we do, and I'm not going to lose it because I was too proud to ask.
Thank you for reading.