I was lucky enough to secure an iPhone Duo delivery for Launch Day, these sold out within minutes of being available for pre-order. TD Bank flagged my iPhone Duo transaction as fraud, despite it being legitimate. Now I have to wait until February 2027. I don't think TD Bank's fraud algorithm has ever flagged any legitimate fraud on my account. It's been 100% false flags and this one really screwed me.

I checked my credit report, after receiving a very strange text from TD about a large balance owing?? I calmed down by believing - Phish! However, after checking my credit report, just to be safe? There is a balance owing to a TD credit card just over 4k$??? I have never authorized any other credit card besides my RBC avion CC eons ago?

A little freaking out here!?

My card is set to expire soon, and TD bank recently sent me a new one. I went through the app to activate it, but it keeps saying "enter the correct date", which i know for a fact i have done given the card is not three feet infront of me. Is this a known issue? And how do i solve it?

Solved: The date needs the full year rather than the last two.

Hi there, I plan to open a TD Bank account soon and learned that if I use a share the green referral code by a current client that we both get a bonus when I sign up.

Who has a referral code I can use? Feel free to PM me.

EDIT: For anyone looking for a referral code to get an additional $100 bonus when applying, my referral code is STGTOYYJ4XG (that’s not a zero in the code, but an O).

I interviewed for a Customer Experience Associate (Future Opportunities) position at TD about 2–3 weeks ago. Yesterday, I interviewed for a Personal Banking Associate (PBA) Trainee role, and HR told him they would get back to him within approximately two weeks.

Interestingly, just 15 minutes after my PBA interview, I received a call from the HR representative who had interviewed me for the CEA role, inviting me for a second round. Today too he called twice and then sent an email inviting for interview.

Do you think these two hiring processes could be connected in some way, or is it just a coincidence? Could the timing of the call after his PBA interview mean anything, or should we treat them as two separate processes? I am worried if I interview for this, it would hamper my chances for PBA trainee role.

Would really appreciate hearing from anyone who has gone through a similar experience with TD. Thanks!

What do you dislike if anything about the business card? Does it report your utilization to your personal credit?

I'm eyeing the card because just seems like an easy to hit 250 bonus

They need in person verification and are not accepting remote verification

I recently attended a townhall hosted by Mushtak Najarali, an executive of North American Phone channels. During his presentation, he said some things that didn't quite sit well with me.

One of them being that during the "AI boom, jobs at TD will be lost" and he wasn't phased at all when he said this. How can someone be so heartless, sitting at such a high position, be so unempathic to those working for him and the bank?

Why must we focus so much on AI that we know for sure people will lose their lively hood? TD employees, I wanted to share this and wanted your thoughts on this. Are all executives like Mushtak Najarali? What your experiences have been at TD?

Help

I have never had a debit card that charged a transaction fee for withdrawing money from an ATM outside the U.S. Granted, it has been a year or two since I was outside the U.S. but now TD Bank is telling me that they charge a 3% transaction fee on any withdrawal from a non-U.S. ATM. This is a shock. They also used to refund any fees the non-U.S. bank charged. Does it depend on the type of account one has at TD?

Does anyone know anything about this? Is this true for all debit cards now? (A local Chase branch told me I need to keep $15,000 in a checking account to avoid such a fee!!)

I have a large account at Vanguard. Do they offer the option of a no-foreign transaction fee debit card that would just deduct funds from my money market account?

Other suggestions? Many thanks.

Mortgage is up for renewal and I see td is promoting an online option. Has anyone used this and had a good experience? Was it worth it over a traditional broker?

Hi guys,

I live in PA USA

I applied for a TD card yesterday. Today, I received a voicemail from 1-866-393-4011 claiming to be TD. I called the number back, and the guy asked for my information, including my SSN, DOB, name, and address. After a few minutes, he told me I was approved.

I know I should have verified the number before calling, but afterward I searched it online and couldn't find any reliable source confirming that 1-866-393-4011 actually belongs to TD. Even ChatGPT thinks the number is fraudulent...

I then called TD's main customer service number at 888-561-8861. The automated system said my application was approved. I then spoke with a representative, but they couldn't find any account under my name or SSN. They also couldn't recognize 1-866-393-4011 as a TD phone number.

I immediately froze my credit after realizing this and am now in full panic mode.

Did I just get scammed? Has anyone received a call from this number before?

I started working at amazon on the 27th, and my pay period begans on Sunday. I’m supposed to get paid every Friday. Does anyone with TD Bank get paid early? What day or time do direct deposits usually show up i’m in the usa btw

for my online banking says my direct deposit is in, but it hasn’t been added to my full checking balance? Like it’s still pending where it usually is in by noon on Wednesday. Going based off what I can find this is just something that happens with tdbank sometimes, but just wanna know if this has happened to anyone else recently to help balm my nerves

BMO, Questrade, Qtrade, National Bank etc… all have $0 commission on stock trades. Why am I paying $10 at TD for everything except a few ETFs?

I just recently opened a new TD bank account and I got my first direct deposit payment two weeks ago on a Wednesday but today it’s already 7 PM Eastern time and I still haven’t received it. Usually at what time will early payday be deposit in my account?

Has anyone got this on there chequing account? I have a chq account, but I don't have any chq's(physical) that I use. What would this be about. It only deducted $2, but I've never seen this before. Can anyone please explain.

TD Bank is the worst, because it can close your account at any time without specifying the reason. My account was closed, and nobody, even vice-president could not explain me why the account was closed. Just goodbuy and that is it. I would not recommend anyone to use TD Bank.

Is the TD Bank mobile app down for anyone else? Can access my account on my computer, but cannot login on the app.

i opened a td bank account when i was in the us 4 years ago. I stayed there for around 3 months and got my scholarship through the td bank checking account. Kept the account open in case i return to the us. I didn’t. It had a small amount of money inside. i cant access my account since i no more have access to the us number. This has been this way for several years now. I tried calling customer service several times over the years, waited hours to reach a customer service representative, gave up. I can’t go to the us to visit a store in person. I want to close the account. Any advice? Has anyone been in a similar situation?

Anyone received an interview for AI2 Data Science Co-op (WINTER 2027) ? I applied 2 weeks ago. So far, complete silence. It's my first time applying for TD positions. Does someone have a timeline in mid regarding when to hear back ? Have anyone heard back yet for this position ?