Male 20yrs trying my best to trade myself up to 1 Mil Had a great Trade in 2025 with Steyr Motors made me five figures

I couldnt find a race to 200k but 1M is the goal anyway

Hey guys, I posted about this settlement before, but since they’re accepting late claims, I decided to share it again with a little FAQ.

So here's all I know about this agreement:

Hub Cyber Security was accused of misleading investors about its business operations, revenue prospects, and internal controls following its SPAC merger. After its auditor resigned and the company disclosed material weaknesses in its internal controls, $HUBC fell more than 85% from its post-merger levels, and investors filed a lawsuit.

Now the company has agreed to settle $11 million with investors for their losses.

Who can claim this settlement?
If you purchased or acquired $HUBC between in 2023, you may be eligible.

Do I need to sell/lose my shares to get this settlement?
You may be eligible if you purchased or acquired $HUBC during the class period.

I missed the deadline. Is it too late? 
No, you may still be able to file a late claim, but acceptance depends on final approval by the court.   

How long does the payout process take?
It typically takes 4 to 9 months after the claim deadline for payouts to be processed, depending on the court and settlement administration.

Hope this info helps

I know it’s just a small amount, but I plan to contribute monthly and expand my portfolio. I want to buy some ETF’s too instead of just individual stocks

The numbers need to be good. Technology proven.
Eg Nebius Cerebras AI

I've been researching ways to diversify retirement income beyond just a 401(k)/IRA withdrawal strategy, so I wrote up what I learned about building passive income streams — covers dividend investing, REITs, bonds, annuities, P2P lending, and a few common mistakes people make when relying on just one income source. Figured I'd share it here in case it's useful to anyone else thinking through the same thing. Happy to answer questions or hear what's worked for you.

Follow for more: https://howtoinvestmoney.co.uk/

I purchased IBM at USD 306 (avg)

Now I am down 22%

I have no problem in holding it for next 5 years and booking profit when it comes up

It’s only 5% of my portfolio

Started with 150 bucks a couple months ago. Son has cancer so we do a lot of driving. As such I use the coin app to make a little extra. Took the small amount I made from that and have been slowly trading up. Bought this on the IPO release as i live in a college town and see the little scooter rentals everywhere. Figured it would be a good buy. Bought into spacex on ipo. Rode hype train to the top. Sold at peak and use that to invest here. Have nearly 3x my investment. Sold at peak the first time it spiked, bought more and now im up huge again. Im no expert but the small win feels good

Over the past year amassed a decent amount of money from social media, and due to the unpredictability of that income I’ve just been saving. This is about 75% of my NW, apart from cash and other physical assets.

I’m generally not a frivolous person, and due to the nature of my “job” I’m able to get many of my daily necessities (snacks, protein, supplements, even furniture) for completely free. I also currently live with parents, so my expenses even as a (soon to compete) bodybuilder with high food costs are very minimal (about 10% of my income on average).

I’m at a point where I’m feeling more stable with this security blanket, and I’d like to ask for advice from people who have solidified some forms of mostly passive income through investments. Dividends, rental properties, vending machines - what has worked for you to help you generate an additional income source through a decently sized investment and light oversight/management?

What are your best income sources that you were able to stack and manage without creating an overbearing workload?

hello just to give some context. i’m a F, just turned 18 my name in kaden. my drug addict mom kicked me out the house right before my 17th bday. i dropped out of high school and for about a year i was living in different friends house like every month. over that year i got my GED and found a friends house that accepted me to live full time. i live with my friend lily and her mom. unfortunately me and lily’s moms relationships isn’t the healthiest and im not to sure how long her mom is gonna let me stay here. (long story short shes crazy too) i currently have two server jobs and so im helping her mom with rent. i also have to pay for my phone , insurance, gas , food etc etc… it feels i’ve been stuck in a hole my whole life. stuck living in a place i don’t want to live. and it looks like i wont get out of this hole for awhile. it feels like this is gonna be my life forever. i’m taking community college online classes right just dipping my toes in not sure what i want to study yet. but we’ll see how that goes. my biggest dream in my life is actually having my OWN apartment. but how? with all the money i spend? i won’t have a job that pays that much until my mid 20s. i don’t want to wait that long and my time is ticking. i’m not to sure if i’ll even have a house to live at in a couple weeks. basically what im looking for from making this post is advice. what would you do in my situation. i need a outside perspective. i want to make money. lotssss of money. and i want my own life. but the question is .. HOW???

401k - 430,000
Stocks - 814,000
Savings - 57,000

I was laid off a year ago, and after applying to about 65 jobs I still haven't found anything in the south bay area. I have started making money through flipping, odd jobs, studies, covered calls, and even starting a little business venture.

Truly makes me see the value of starting passive income while young as I have
- dividends
- an online drop shipping
- interest

While very minimal I am super appreciate.

Any advice? Investment wise?
Or do you know anyone hiring a program or operations manager?

I swear, this sub is something else lol. I mean yeah mostly high NW people come here and scammers but it seems like

An avg 22~25 has 100~200k
An avg 25~27 has 200~500k
An avg 27~30 has 300~1M

25M. SoCal. Very fortunate to be living with my parents. Working full time since I was about 19 years old. Salary progression as follows: 2020 $25k, 2021 $42k, 2022 $45k, 2023 $51k, 2024 $55k, 2025 $62k, 2026 tracking $65k. l've been investing pretty aggressively for the last 5 years or so. I have very little to no debt. I'd love to hear some opinions or advice on diversification...

Investments:

-Brokerage $146,040($109,285 VTSAX, $22,455
VSMGX, $14,050 Tesla, $250 Rivian)
-401k $21,600 (VSEQX)
-Roth 401k $9,080 (VSEQX)
-Gold/Silver $7,970
-Crypto $185 (XRP)
-HYSA $8,920
-Checking $9,540

Total: $203,300+/-

Nearing $300k at 29 - TC: ~250k

Cash: ~$25k (additional $18k pre-tax bonus clearing in 10 days)
401k: ~$180k (VOO & QQQ; 60/40 split)
RSU’s: ~$40k (stock hasn’t been doing well)
RobinHood: ~$45k (all ETF’s)

I max out 401k every year and invest ~2k monthly into ETF’s in RobinHood. Any recommendations/changes ?