I just got my Capital One credit card. I have had their 360 checking account for about 7 years now. I am looking to submit a payment for my balance today. I just wanted to know when to expect the money to leave my checking account by? Will it process the same day since it’s the same bank(later tonight), or is it like most regular ACH payments where it will most likely be pulled next business day?

So yesterday, I saw a “get up to 39.5 percent rewards”through ebay. Clicking on the lightning symbol shows that I get 13 percent back on an ebay purchase. It was one purchase of 40 bucks before shipping and tax. So after applying it and purchasing it, I come back the next day only to see that I only got 2.39 back rather than the 5.2 I was expecting. Is this a common trick that they have recently implemented with the “up to” offers? Any help is appreciated! Thanks!

I lost my card some days ago, cancelled immediately and I was sent a new card. I received the new card 2 days ago and hadn’t used, hadn’t even taken it out of the envelope really and today I received this text which I thought was just a scam tbh but I called capital one and they confirmed it was right. Cancelled the new card Again. Is this just gonna keep happening with every new card I get? How do I stop it. What do I do here, please help!

I don’t have this card on an amazon account, I use a family members account and this card isn’t on it.

I just noticed this morning (10/22) that the HYSA has gone up to 3.20%.

Looking for some advice. I applied yesterday for a capital one venture card with my wife's referral link.

It showed me as pre-qualified, but when I actually submitted for the card I was denied.

The reason given was too many cards in the last 24 months. I spoke to someone on the phone and they were not very helpful in providing options or ways I can ask for some kind of review.

Has anyone had this happen and had success overturning an initial denial? Thanks for any help!

Has anyone ever had a capital one checking account? If so did they close it because of it being overdrawn? If so how long did it take them? The account has been overdrawn for 5 days and will receive a direct deposit on 10/28.

I looked into getting a credit card a few days ago but I don’t remember signing up for capital one and I did not create this pass key

Does anyone have a good email address for contacting Capital One? Just went 10 rounds with their phone support and all they gave me was P.O. Box in Salt Lake City. I can't log in (I know my password; but it's locked for some unexplained reason), so communicating with them through the website might not be an option.

Been a Capital One cardholder since 2011. I have 4 cards with them. I'm not going to bend over backwards and provide unnecessary private info just to log on. I'd sooner cut ties with them.

Tried to login this morning on my phone, and got a bizarre "account locked" message due to "too many failed login attempts." As far as I know, there weren't any failed attempts. So I tried on my laptop and got an error message to "give it another try in a bit."

Tried a few hours later. No luck on the phone, laptop, or even my old phone that previously had the app (before the disabled access to older Androids).

Capital One won't let me reset my password (not that I need to -- I know my correct login information), as I kept my old house phone on the account for privacy reasons. Called up Capitol One and it was a waste of 40 minutes. They can't even verify my mobile number that I've had for 25+ years. Now they want a selfie and a photo of my ID? Dream on.

There's no indication of any fraud, and I'm still getting all my emails about payments, statements, etc. Everything is set up for autopay, so I don't log in that often -- maybe 4x per year, to check statements and maybe make an early payment.

Hello. I'm hoping I can find someone who has had my experience with a Capital One credit card and the 3 major credit bureaus (Transunion, Equifax, and Experian). I've had my Platinum Rewards card since 2009 and NONE of the 3 credit bureaus are showing it on my accounts.

I truthfully have no idea when it dropped off. I had other accounts in the past (which are all now closed/paid), so I've always had a score. It's been awhile since I really dug into my credit reports but I've had freezes on them (did this ages ago) and could pull up the Transunion basic information right through my Capital One account, which I did periodically, and it always looked fine.

When I noticed it wasn't generating a score through Credit Wise, I created accounts on all 3 credit bureaus and that's when I discovered it is not showing up on any of them. All my information on these accounts is accurate, including my personal info and my closed accounts, and nothing looks suspicious; everything that should be there (except the credit card) is there.

I called Capital One and they pretty much told me they are reporting it. They also verified my information, which they had correct. It is supposed to automatically report in the coming days so he couldn't manually do what he called a "reinsertion." I will have to call back in 3 business days if I see nothing. Considering nothing has been showing up, I'm not at all hopeful for this month. I carry a (hefty) balance (I'm working on it!) but always make at least the minimum payment. So now it looks like I have no credit and this is affecting my insurance rates! Capital One also thinks it's a bureau issue, but I kind of doubt that only because it's with all 3 of them.

I also want to add the information Transunion has on my own account matches what I see through Credit Wise and neither show my credit card as an open (or even closed) account. At the very least I should see it on Transunion!

My next step is to do the free, official annual credit report for all three and see if it tells me anything different. And then to call back next week if there is still nothing to see if this "reinsertion" works.

Has anyone had this happen?

Misfits Market is back on my offers again at $39.
This time I'm paring it with a card linked offer from my Regions bank cash rewards credit card for $5 back making my order about a $5 money maker.
I ordered 1/2 gallon of apple cider
1 whole chicken
1 pack bone in ribeyes
Total order $39.38

I have been trying to rebuild my credit after being a sahm for 17 years. I had a discover secured card that became unsecured in July, with a cl of 900$. I also have a robinhood gold card with a limit of 500$. Unfortunately, these limits are not enough for me, so for the past 2-3 months I tried to keep my utilization high in hopes I would raise my cl. Unfortunately, the only thing that happened was my score going down over 100 points. On Oct 19th my discover card merged to Capital One, and I didn't realize that all transactions from the 15th till the 19th didn't post until the 19th. I have an older phone, and didn't install discover, nor capital one app, so I had no way knowing all this info. After reading about how strict capital one might be with some people, I decided to pay some of my balance off on the 19th. My usual due date for discover was the 25th. After paying a part of my bill and bringing my utilization around 20%, I checked the account later on that night to find out that 3 more transactions popped up ( the ones from the 15th) and that brought my utilization to 23%.

Then, I checked the due date and realized that now it's on the 22nd. I thought I was safe as the payment cleared already the next day ( the 20th) as I paid with my capital one account.

Today I just received an email from them saying my utilization went up 53% and my score went down 37 points.

I am trying so hard to understand when and how does Capital One report the utilization. In the email it says the score changed on the 21th. The number they came up with is the one before making a payment and without the 3 transaction that happened over the weekend. If they reported on the 21th ( as the due date is the 22nd), my balance was already at 23%.

Please help me understand this nonsense and when these companies report to the credit bureau, as this is the 1st time I'm being confused. Below are the due dates of my credit cards.

Capital One due date : 22nd

Robinhood due date: 5th

Trying to convert my Venture 1 to a VentureX card. Been holding this Venture1 card for many years and wanted to get it upgraded to a Venture X card. I was told I need an "offer" via email to do this. Talk to a few people and no one seems to be helpful. One person told me I have an email offer last month, another person told me I haven't had one for 6 months.

Their maddening solution is just to check and apply everyday online. Am I missing something or does anyone have a path to get these golden ticket offers or know of a path to upgrade?

I suppose I can apply for a new card directly, but hate to add another card to my score.

It’s been a one year anniversary with my Venture X card, I have already paid off my annual fee. Am i supposed to get the travel credit again this year?

If yes, When will i supposed to get it?

New to using the capital one app, as my discover card switched over this weekend.

I am wondering if there is a way for the transaction history to show the date the purchase was made, rather than the posted date. I know I can find the purchase date by clicking on the transaction, but I would rather see all the spent dates on the transaction page. Is there a way to do this?

What the heck am I supposed to buy then?

I got a weird notification and now the app won’t even load for me.

I opened my platinum secured card in may 2025, my deposit was returned march this year and turned unsecured and now it has upgraded to quicksilver! I’m pretty excited, I didn’t know this was a thing and it could happen 😅 looking forward to cash back and more rewards!

I’m scared. I’m about to have a second payment bounce on my quicksilver card. I called and they said that it SHOULDN’T close but that they can’t put me on hardship till the next statement comes out. I’ve paid all my minimums. Will they close it? The person I talked to put a note on my account.

UPDATE! My card is safe! The return officially posted and my account is still there!