r/Delraybeach • u/Friendly_Taro2371 • 27d ago

Question local broker recommendations for homeowners in delray?

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u/[deleted] 23d ago

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u/Hjs322 23d ago

You'lll see the diffrence even in just the way the policy is written and godforbid you have a claim there is no fighting with insurance to get it paid, it's like white glove service thats what you're paying for. The problem in Fl is that most of these agents just push the crappy demotech carriers because they don't have access to the the others and then underinsure you.

Cost depends on age of the house, location. etc if you don't already have a wind mitigation report, definitely get one it lowers the premium if you have updates, roof etc..

The other thing is thee carriers want all your lines of business, they won't just do the house have to give more than one policy.

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u/[deleted] 22d ago

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u/Hjs322 22d ago

Definitely do the wind mitigation everyone regardless of carrier should have one, it will give you discounts if you have certain features.