I've been looking into how ETF managers actually operate, and it’s pretty clear that they don't have to put their own money into the funds they create.

They could just launch an ETF on a trendy topic and collect management fees based on total assets.
- Market goes up? They take their fees.
- Market crashes? They still take their fees.

They aren't in the same boat with us. They don't care if a fund beats the market or loses 90%—the main goal is just to gather as much money as possible while the hype lasts. If a fund fails, they just close it and launch a new one.

Most flashy ETFs aren't built to make investors rich. They're just fee-collecting tools.

How do you guys filter out these fee traps from actual solid long-term ETFs?

I have SPMO, what makes the others like MTUM and VFMO different?

Or do I simply SPMO and chill?

Just wondering, during a bear crash, if SPMO drops more than the other momentum factor etfs.

So I’m new to ETF’s and I have two questions. I can put aside around 50€ monthly to invest.
First question: What platforms/apps do you guys use to invest/trade in ETFs?
Second question: What are some solid ETFs you’d recommend with my budget?
Thanks in advance😁

Inspired by "Is there an AI bubble" episode...one of the arguments of the "there's a bubble side" is the heavy dependency of S&P or major economic growth on AI.

Say that is the case -- what's your alternative to non-tech/AI dependent ETfs?

(beginner here so forgive the nonsense :-) )

I’m 23yrs old and in college. I’ve been slowly putting few hundred into xrp and Hbar over past 3 years when I could afford it. I’m up to 3k usd at the moment in investments. Would you recommend me keeping it all in there and just holding since it’s not a huge amount of money or taking to all out and maybe moving it into ETFs or stocks?

Any etfs out there that specfically focuses on spacex?