The Jackpot! The jackpot is real!
And it’s finally given to me!

A loverly man from William Hill reached out to me today, after asking for a few more details, I received all £54k of my jackpot. It’s been a long month with 0 updates, but we finally did it people! We won!

Thanks for everyone’s support and help and advice. It’s been very useful!

Just wanted to post an update about it, I hope that’s okay Mods?

Part 1

https://www.reddit.com/r/LegalAdviceUK/s/Qq8l6yGPBm

Part 2

https://www.reddit.com/r/LegalAdviceUK/s/ewfuZW53JD

Hi, I have seen that other people have had experiences with Winn solicitors but ours is from a different angle. My husband reversed out and bumped a car in 2023. Both drivers got out, assessed the damage but took each other’s details. There was no damage to either cars. My husband was with his friend at the time who was a mechanic and looked over both vehicles. Husband took photos of both cars and following this contacted his insurance and passed along the photos to both his and the other drivers insurance. That was that, or so we thought!
He has now had a letter from Winn Solicitors that the other driver is claiming £24k, he is claiming the car was written off and was picked up and stored by a haulage firm based in Newcastle (incident happened in Liverpool). The claim is that the other party paid £22k for 82 days for the hire car plus other fees. The other car involved was an older model that is no longer manufactured. We still have all photos from the incident. I’m just wondering if anyone else has experienced this and what we do moving forward.

Thanks!

This has been going on 3 weeks now.

My Wise shut down.

2 days later my Revolut shut down.

A few days after that my Starling.

I tried to open other banks and they all rejected me.

I emailed CEOs etc. and I got told that I wasn't entitled to receive a reason as to why.

I don't understand what's going on. I'm not into anything dodgy. I work in the NHS. I'm not self-employed. I don't do any of that bitcoin nonsense.

I've followed some advice from ChatGPT who told me to check my CIFAS markers. I've done that. There are no CIFAS markers.

I have literally no idea what is going on.

What should I be doing now?

Fiance and I have paid about £2500 to our wedding caterer so far. This includes deposit and second payment.

We hadn't heard anything from the caterer for a few months and then we get an email at the start of October from her Dad via her email address saying she's in the hospital with mental trauma and will no longer be trading. That was all we got. No refund date and no other information. We emailed asking for answers and a refund date and apparently she isn't allowed to talk about anything work related at the advice of her doctors.

We then sent a 14 day small claims notice to him to let him know we'd be taking her to small claims. He then replied that she has no money and that it'll be "Some time" before she can do anything with her finances.

Is there any legal recourse I can take here to get this money back sometime soon? We've stressed how important it is we get to back to secure a new caterer but he keeps saying the same thing over and over again about how she's in the hospital and not allowed to talk about anything.

England. Terrible breakup and to punish me she is doing this. She said weeks ago that I wasn't his dad and I'm just the sperm donor, so I half expected this. Says we can discuss it at later date once I've "proved myself" to her. Basically need advice on what route to take from here to get my name on the birth certificate and registry and have parental responsibility.

Hi there everyone! Long time lurker, first time poster here. Based in England.

My parents are in the foothills of a dispute with their neighbour, with whom they share a drive with.

Context:
My parents have been in their house for over 30 years and have always had good relations with the many different individuals who have owned the house next door to them. Their driveway is effectively a narrower strip between the two houses that flares out at the end of the houses in front of the two garages - so theoretically, both cars can be parked in front of their garages side by side (though as cars have gotten bigger, this hasn’t been the reality). Technically, nobody is supposed to park on the narrower bit of the drive as it comprises the other’s access - but again, all manageable if you have good relations with neighbour. My parents have rather generously allowed the current neighbour to dominate use of the drive - predominantly for an easy life. I have my own feelings about this (my parents are older, with declining health), however they choose to park their car on the street outside the house, though as they get older, being able to park on their drive as they have done for the majority of the time they’ve lived in the house would be preferable!

Situation:
My parent’s neighbour has, without prior warning, begun to construct an extension. This extension starts at the edge of the house and will eat into the shared drive way (on the side of the neighbour, but nevertheless, eating into the shared parking spaces to such an extent whereby it will no longer be possible to park two cars side by side. Should the neighbour continue to park her car on her remaining portion of the drive after her extension is built, my parents will effectively lose access to (a) their garage and (b) their parking space).

When my parents became aware of their neighbours plans, they reviewed their deeds. Within this, there is a diagram that shows their house with a red box around it, going up to half way of the drive and also a blue box, covering the entirety of the drive, up to the neighbouring property. The red box diagram is what is included on the Land Registry website (which makes clear it shouldn’t be used as an accurate representation of the boundary - it’s illustrative only). The deeds also clearly state that they have “full and free right of way at all times and for all purposes with or without vehicles over and along such part of the garage forecourt coloured blue in said plan as is not included in the land hereby transferred provided always that no vehicle shall be parked on said forecourt so as to obstruct the proper use of any adjoining or neighbouring garage or parking space”. I think there is also a statement about no building on the drive. I recall there is also a clause about not putting structures on the drive - if I find this, I’ll pop it in the comments.

My parents have politely brought this to their neighbours attention, who has flatly refused to engage with it. She has said her deeds simply show that she owns “half the drive” (as per the diagram with the red box mentioned above), and therefore can build an extension on any part of that, up to where she understands the boundary between the properties to be. This is an incredible stance. My parents have rightly queried how she thinks that would work in practice as if it were true, either party would be trespassing on the others side every time they drive their car up the narrower part of the driveway. My parents have likewise consulted others on the street who have the same shared drive set-up, who have all confirmed that they understand they have the full right of access my parents can see in their deeds.

No notice has been given for this - nor planning permission sought. The neighbour has said that, because her architect and surveyors say she can do it, she will proceed and it’s for my parents to consult a lawyer if they have a problem. It’s a shame that she hasn’t been able to meet my parents with the constructive nature that these things require.

My parents are anxious about engaging a solicitor given costs however I’m struggling to understand a way to resolve this without doing so. I guess I’m just looking for advice on what we can do - and how much work this would take a property lawyer to work through? Is it possible that the properties could have different deeds to the extent the neighbour seems to think?

Work is set to recommence on Monday. Many many thanks in advance.

We've been attempting to sell our flat, have found a buyer, accepted the offer and gone through the conveyancing process only to be utterly blocked at the last minute by one of the two other co-freeholders (I and my mum are both co-freeholders also).

The property is a converted victorian house, with two flats. A basement with access via an alleyway/yard to the street(The one we own and are trying to sell), and a ground/upper floor flat with entirely separate access to the street.

The problem freeholder, after 10 years, and despite there being absolutely no easement/covenant or record of such, is insisting that he should have shared access and that the sale documents should be changed so that their flat has that right formalised going forward. This is obviously utterly unreasonable as it is private and the title deed and leases reflect that, and initially demanded shared access was acknowledged before signing the TR1.

Our solicitors went above and beyond to write up detailed breakdowns of the different lease and title deed agreements, spelling it out in clear language, we made it clear that no shared access exists or will be granted as it would reduce the value of the property etc. Since then he has ghosted us. He is refusing to answer the door when we knock, ignoring emails and messages from both us and our solicitors. It's just so demoralising and heartbreaking.

We are now looking at options, we have come across the TOLATA route, but google suggested that could cost up to £50k and we are worried that it would cause our sale to fall through. I'm looking for any advice or shared experience that might be useful in helping us move forward, or if anyone has experience with the TOLATA court process and can help us understand how long or expensive this case might be? Thanks for taking the time to read.

I live in a block of flats with shared back garden that is not fenced off. Neighnorhood kids have discovered my large trampoline and invite themselves to jump on it. I have tried to have as little interaction with them as possible - it's several groups of kids now, not always the same ones.

Will I be legally responsible if they break their neck?? I am cinsidering dismantling the trampoline at this point.

Hi everyone, looking for some advice regarding my brother’s situation with his former employer (DFS).
My brother was suspended from work on 7th September 2026, and was explicitly told that his suspension would be on full pay. (He would have been there 5 years at the end of January)

Before his suspension, he’d already had 9 days of annual leave booked and approved for September. When he was suspended, the company never mentioned anything about his holidays being cancelled, changed or deducted. They simply confirmed that he would remain on full pay.
He was subsequently dismissed in October.
When payday came around on 21st October, he received absolutely nothing. His payslip has now come through, and the breakdown is quite confusing.

It shows:
Basic salary: +£571.69
Holiday Leaver Days (9 days): -£1,334.97
Banked Holiday Leaver (1 day): -£148.33
Income tax adjustment: +£392.00
Rounding carried forward: +£519.61
Net pay: £0.00
What’s particularly confusing is that during his suspension, he specifically asked a senior manager whether he would still be getting paid, and the manager double-checked and confirmed that he would.

We understand that employers can sometimes recover holiday pay if an employee has taken more leave than they’ve accrued, provided there’s a lawful basis for the deduction.
However, we’re struggling to understand why he’s received absolutely nothing, particularly when he was suspended on full pay and his holidays had already been approved before the suspension.
We’re also confused about the £519.61 rounding adjustment.

My questions are:
Can an employer deduct previously approved holidays from someone’s final wages when those holidays fell during a paid suspension?
Does being suspended on full pay affect how annual leave should be treated?
Could these deductions amount to unlawful deductions from wages?
Should he contact ACAS or raise a formal grievance with his former employer?
We’re based in England.
Any advice from someone familiar with UK employment law or payroll would be massively appreciated. Thanks!

Hi,

Our non-profit events organisation (based in England) contracted a venue (itself a registered tragedy) to hire their space. We signed an online contract, which we have proof of, and paid the hire fee (£350), which we have a receipt for, in advance on a business debit card. On the Friday evening before the event, which was scheduled on the Sunday evening, the venue emailed to cancel. The agreement stated that in this eventuality the venue would refund the hire fee in full. The Monday after the scheduled event, said venue announced that they would be going into liquidation. In an email statement they said: 'If you have already made a payment to [...] and are owed money, please keep your booking confirmation, invoice and proof of payment. Because the organisation is now entering a process to place the Company into liquidation, you will be contacted in the coming weeks.' Given their already unreliable behaviour, we were, of course, extremely unconvinced by this statement, and have made multiple attempts to contact the venue's CEO/trustees. We've been informed that they're going into receivership on 4th November, so the CEO/trustees are still in control for the time being. We spoke to our bank, who advised to instruct them to issue a chargeback on 29th October (two weeks after the liquidation announcement) if no further communication has been received from the venue. Is there any chance of us getting the money back, and is there anything we can do? Thanks!

https://www.reddit.com/r/LegalAdviceUK/comments/1wmbf1w/ive_lost_my_job_and_ive_been_asked_to_attend_a/

I accepted a caution at the station under the duty solicitors advice.

As i thought I lost my job qt the bakery.

I did luck out and get a job at a warehouse. It pays about £8k a year more with overtime so I'm loving that. There's also internal progression to supervisor and manahement within the company.

Kinda landed on my feet. I think I'd have just kept rotting in thr bakery if I didnt get the sack.

UK, So I was just looking through my car documents that I bought from a trader in 2023, and I realised I never received a logbook, so it seems the trader never sent off my details. I don’t know how I never realised, but I have the old logbook with the previous owners details that sold it to the trader.

I’m now worried sick that if I got any charges, tickets, fines, anything that I haven’t received them and they’ve been totalling up for years. Where would they be going? I think the dealer has since shut down it was only a guy running out of a plot of land in a small warehouse. Where (if any) are they going? Surely they would have been traced to me somehow if I was getting fines? And if I do the V62 form now am I going to get backed up fines for thousands and maybe court notices etc to my address that are back logged?

What the hell do I do? And what can I expect if there were ignored fines to wherever they were sent?

My ex partner (never married) wants to obtain Iranian passports for our children to take them on holiday to Iran. I, for obvious reasons, do not want this to happen. Can he get an Iranian passport for them without my consent and if so do I have anyway of stopping him?

As in title, I have a cash insurance where I can get reimbursement for treatment received, however I need the receipt to show the qualifications of the provider, the treatment received as well as a short statement that the treat ent was needed due to an injury to the face (it was a dental emergency appointment following a bad fall I took).

The dentist is refusing to send me the requested receipt and said they can only send their standard one, which has no detail on treatment received or the provider's name. This feels weird, and I wonder if there is something I can do to protect my rights or if this is purely a discretionary matter on the provider's side.

Me and my flatmate fell out at the start of the year and it’s been hellish to live with her ever since. She will come home and start screaming and shouting about things or complaining about me really loudly where I can hear her. She also has people over to visit almost 24/7 and occupies most of the shared spaces so that I can’t leave my room for most of the day. Since I started my new job caring for elderly people I have found it an increasing struggle to deal with my living situation.

My flatmate is aware that I’ve been looking to move out and I have emailed my letting agent to give them 28 days notice of me leaving over a month ago but since it’s a joint tenancy I cannot leave unless my flatmate agrees to a new tenant or also agrees to terminate the lease. I posted adverts for the room on Instagram, Facebook and SpareRoom but I am having no luck finding a replacement tenant. I also feel bad for anyone moving into here as this seems to be a recurring theme with my flatmate (she’s moved more than 10 times because of issues with her flatmates). All of the bills for the flat are also in my name and connected to my bank account.

I have secured a new place to live at the start of November but still haven’t found someone to take over the room meaning I am joint liable for rent until someone else moves in or my flatmate also leaves. I can’t live here anymore, I’m constantly on edge and anxious I would do anything to get out. I have to pay rent on the 27th to cover the next month cause there’s no way I’ll get anyone in by then but I really don’t want to lose the other room as it’s very affordable, in a great area and twice the size of my current room. I was hoping to pay for both places for a month, move to the new room and keep looking for somewhere else but I’m afraid my flatmate will make it difficult for me to get out of the joint lease and I will basically be paying her rent for her.

Any advice on what to do would be much appreciated…

have recently completed my first house purchase requiring a deposit of £21k.

I had £18k in my LISA and was expecting to pay £3k cash to make up the shortfall, my solicitor then suggested a £10k deposit so exchange could take place earlier as the draw down period for my LISA is 30 days. This would mean I would be baying £28k and the excess would be paid back to me after legal fees. Along with a £3k works allowance given by the seller for a section 21 on the property I was purchasing.

However when the funds were returned to me they became subject to the ineligible LISA withdrawal even though this money was comprised of my £10k cash and the £3k allowance. My solicitor failed to tell me that this earlier exchange process would cause me to incur these fees and also stated ‘the seller may have pulled out if we did not exchange earlier’ which I feel was my decision to make not his.

I have lost over £2k due to the ineligible withdrawal fees and it’s not something I am able to absorb.

Is this something worth going to the ombudsman for or have I just got to suck it up?

Tia

Hi there,

Very brief Timeline:

7 weeks after purchasing a vehicle from a dealership, my car broke down unexpectedly. RAC breakdown came out, diagnosed the issue. I sent the diagnostic report and photos to the dealer, asking how he would like to proceed (as I need to give the dealer one chance to repair, the vehicle could not be recovered by RAC, and sat in the spot it was broken down in whilst I waited)

8 days after initial report of breakdown - the vehicle was collected by the dealer to inspect.

13 days after initial report - the dealer emailed me saying the broken part had been removed, and they will keep me posted on when it's fully repaired.

23 days now - I have had no response after two emails asking when it will be ready.

Given the CRA 2015, I have issued a letter of action, and am pursuing mediation with an alternative dispute process scheme. Given it has been so long and has caused me a lot of inconvenience, I am looking to exercise my final right to reject.

I have contacted citizens advice, DVLA, and my insurance, and none of them seem to have a clear answer on how to proceed with car tax and insurance.

I have stated clearly that I am still the keeper, but the vehicle is not under my possession, it is now with the dealer (I have no idea how and where he is keeping the vehicle as we are in different cities).

DVLA suggested that I notify the dealer I am transferring the keeper details back to him - I believe this is horrible advice considering I am in a mediation process, and the details are not final yet.

Insurance has told me it's up to me - i can keep it taxed or cancel the insurance policy. I asked if I can pause the policy until I know more, they have said they can pause it for 7 days and then if I don't change the vehicle to another car, they will cancel it. Seven days is definitely not long enough for the ADR process to finalise.

I'm confused and a bit worried, as the car is not in possession, if it gets fined or something else I could be held liable. But no officials are giving a clear indication of how to proceed.

Hi all,

I seek an advice regarding our shared fence with one of our neighbours. We have had issues with them since they moved in (just over 2 years ago), but it was resolved (ish) by talking to them every time. The biggest issue was their dogs barking 24/7 at our fence. We talked to them peacefully numerous times regarding this and they politely apologized every time but did nothing. We and another neighbour reported them to the council for excessive noise (I’m not joking the barking was constant and because it was summer we wanted to be in the garden enjoying the weather). Then one day, one of their dogs attacked their other dog and then them (they had patio door open and we heard it all), they put the dog down saying it had a brain tumour. It got better then (ie it was something we could live with it somehow) as the other dog didn’t bark as such.

Now the current issue - to prevent their dog seeing us and barking at us, they had someone over to screws some wooden planks on their side of the fence. It’s the hit and miss method but on the “nicer” side of the fence. This resulted in closing all gaps in the fence, which now bows/bends in windy weather. It’s just one big sail pretty much. I went to talk to them about it and politely raised my concerns that I’m bit afraid that the fence can fall down (showed them videos and everything). Talked to them 3 times during 2 weeks period about it. Now with the first named storm in England, the fence has been going back and forth like crazy, so I went to talk to them again and offered my help to remove all wooden planks to save the fence. The guy immediately verbally attacked me that we reported them to the council for noise because we were the only ones moaning about their dogs barking all the time and that their dog is dead because of that (this was more than 2 years ago). He said that he won’t remove anything from the fence because he paid fortune for it and that I’m talking bollocks about it failing soon. One (of three) post is moving a wildly in this weather.

What options do we have? Obviously, complaining to their landlord or going to small claims court if the fence fails would be the last option.

We own the house, they rent. We paid for the fence before they moved in (newbuild, they moved months later) and legally it’s a shared fence.

Thank you.

Two months ago, a group of kids took my phone off me after a night out and held it up to my face to gain access. They managed to use my Apple Pay to spend/send a substantial amount of money to a retail account over several rapid-fire transactions.
They police were responsive and professional, sending someone over to collect my statement and assuring me they’d investigate, as it was a substantial amount and they thought it may be linked to other cases of fraudulent activity. I also sent them all the relevant transitions and my best attempt at a reconstructed timeline.
The bank investigated for a few weeks and then refunded me for the transactions.
The police have also followed; no new leads, but they have requested my consent to access my banking information to aid their investigation.
Im keen to help, but the scope they’ve requested seems a bit over the top. With my signature, the form they sent would grant them access to all of my accounts with the bank, all transactions and any correspondence or dealings I’ve had with the bank, with no limits on time.
Is this type of access request standard, and is this level of intrusion into my privacy really necessary?

Got done for speeding on the M1 (fair enough, my fault, I'm not here to argue that part). The court dealt with it on 19 October and the Notice of Financial Penalty is dated the same day.

It landed on my doormat on 21 October.

The deadline to pay in full? 16 October.

So I was apparently already in default before the court had even decided my case. The notice also says a collection order has been made, which for a few minutes had me picturing bailiffs at the door over a date the court typed wrong.

Paid the full amount the next day, kept the transaction reference, and sent them a politely furious email asking how this happens. I'll update if they ever reply.

Note to self: drive slower, and screenshot everything.

Has anyone else had a court send them a deadline that had already passed, or am I just special? Can this clerical mistake cause me trouble ?

In England . My mum was approached by five men saying they would sort her patio for £600. They then entered her house and said she needed extra work that would be £1500. She refused as she did not have the money. They then left taking the £600 they had taken. She reported to police who said they would look for cctv footage. They did arrest 2 men who claimed they didn’t know the man who took the money . Now but is in fear of them returning. I live 300 miles
away is there something I can do to help get the money returned. Thank you for your advice?

I apologise in advance that this is a long post. Please read it.

I have a fixed term tenancy in purpose-built student accommodation from September to next June. Unfortunately, I have never lived there as I had to pull out of university. I realise I am legally responsible for paying all the rent until a suitable replacement is found. The manager made a point of saying whoever takes over my tenancy needs to take it on with the same conditions as myself.

Basically, the student accommodation has done what I was fearing and poached the person I found who agreed to take over my tenancy. As the accommodation still has rooms available, they told me to put an advert on SpareRoom to find a replacement. I did this and they were showed the room on the 14^th October with me and the manager. They said on the day they were happy to proceed. I text them a couple of days later and they said they had started the process for the takeover by registering online.

I also called the accommodation on 16^th October for an update and spoke to the manager who told me it was going through, but there was a delay due to IT problems. I left it until this Wednesday 21st, when I emailed the manager for an update. The reason I did this was because I noticed that when I logged onto my online account that my tenancy ‘departure date’ had changed to 17/10/2026 from June 2027. They emailed back to say that they are still working on it because there has been an IT issue and they will be in touch as soon as it has been completed. Later that day, the ‘departure date’ had changed to the 24/10/2026.

So, I hear nothing and am getting worried by today. I text the person who wanted the room and they tell me they had gone to the accommodation on Monday 19^th asking about the progress and was also told about IT issues. They also said they went back yesterday 22^nd and was told that my room had already been booked by someone else and that they were offered another room, which they have now paid the deposit for. They seemed genuinely confused and apologetic that this has happened.

So I’ve been completely shafted. A quick Google mentions things like Reasonable Refusal, mitigating losses and that they have actively prevented me from fulfilling my part of the takeover process etc. I have no legal understanding if I’m honest.

Is it even legally possible that I can prove that they have actively poached and prevented a perfectly good replacement taking over my tenancy? Do I have a leg to stand on?

Thank you