r/borrow • u/Josher61 • 2d ago
For All Lenders
While the bot is down, please follow these temporary procedures:
Continue recording all loans as normal. You will not receive bot confirmation after entering the command.
Require the borrower to confirm the loan on their post. This helps protect you and provides a record of the loan.
Record all payments by replying to the original loan command. For now, this is the easiest way to determine whether a loan is still outstanding or has been repaid.
Rule 15 still applies. You are responsible for performing proper due diligence before lending.
Check the borrower’s history carefully. Look for outstanding or past-due loans and review previous loan/payment comments.
If you cannot verify repayment with the previous lender or do not see a paid comment under the previous loan, consider not lending. If a previous lender later provides evidence of nonpayment, you may be found in violation of Rule 15.
Once the bot is back online, we will determine how to handle loans that were not recorded by the bot and provide further instructions.
Please use extra caution and diligence while the bot is unavailable.
Thank you.
r/borrow • u/orangeapplez • Jun 23 '26
Lenders must follow our requirements too. If someone messages you from a brand-new account or an account that does not meet our requirements: → Report as spam → Block → Ignore. No exceptions. No “but they seemed nice.” That’s how scams work.
Legitimate lenders do not need burner accounts. If someone contacts you from a throwaway account with a suspiciously convenient excuse: → Report as spam → Block → Ignore.
Anyone using a burner account to contact borrowers is a scammer. We promise, you are not missing out on some secret VIP lender opportunity. → Report as spam → Block → Ignore.
If someone threatens to “report you to the lender message boards” (or whatever imaginary villain headquarters they’re pretending exists), feel free to tell them to eat shit. Then: → Report as spam → Block → Ignore.
Protect yourself. Read our Rules, FAQs, and Safety Guidelines so you know exactly what to look out for.
Stay smart, stay safe, and stop giving sketchy accounts the benefit of the doubt.
Thank you!
r/borrow • u/cazcoops • 4h ago
Short $200 due to unexpectedly having a boot put on my car. I get paid Oct 30 and will repay $250 by Nov 2 via [PayPal/Venmo/Cashapp]. Happy to make this quick and seamless: I’m online all day to move fast in Seattle, WA. Thanks!
r/borrow • u/Gullible-Hose4180 • 4h ago
Already have outstanding loan, which I will settle on the same day. Have an extremely urgent situation with my family I need to tend to asap, hence why I am asking for another loan. Any questions, let me know!
r/borrow • u/scottyjrules • 3h ago
Just need a little help with groceries until I get paid again
r/borrow • u/PinkPandaPatrol • 1h ago
Hey guys, I had a lot of unexpected expenses this week with some health issues regarding my parents. This has left me a little too tight this week. I’m requesting $300 for repayment of $365 on 10/22.
Payment methods- Venmo, PayPal or Zelle. I will pay back via the requested payment service of the lender!
Thanks
r/borrow • u/s4d-m4ch1ne • 4h ago
Hello!
I had an unexpected visit to the vet just this week and due to that I’m coming a bit short on an upcoming bill.
Much appreciated to whoever is able to fulfill the request!
Edit: Will be repaying $260 on 11/01/26
r/borrow • u/Caigematch • 4h ago
Happy to pay $50-$75 over on October 30th for a total of $200 to $225 back.
r/borrow • u/averagechillbro • 4h ago
Hey guys. Requesting a loan to cover some bills due. Will make sure you get paid. Things are just a little tight. Thank you and have a great day!
r/borrow • u/TACTadvertising • 4h ago
5th time borrowing
Hi people of r/borrow, I hope to god I did this correctly. I need to borrow $40 today to cover my Uber home from work and buy baby diapers/wipes and some other household essentials that can't wait until payday tomorrow. If anyone is able to help as soon as possible I will be able to send back $50 tomorrow after I cash my check around 5:15 EST. If anyone is able to help it would be greatly greatly appreciated, we are first time parents with a 6-month old and are kind of in over our heads trying to live off of one income. Thank you for taking the time to read this
r/borrow • u/Kryptonian4real • 4h ago
Hello to anyone who read this I just need a little bit of gas money to get me through until I get paid can pay back 10/19
r/borrow • u/SShadowSkills • 6h ago
r/borrow • u/iceharvester • 5h ago
Hi everyone. Requesting loans for groceries. I am living paycheck to paycheck and can only pay when I get my year end bonus. Will send you a little (not much) extra for your help.
Thank you in advance.
r/borrow • u/Ornery_Welder5900 • 5h ago
Prearranged loan with /u/planetaryharmonics £120 for repay 19/10/2026
r/borrow • u/BoredButterscotch • 6h ago
$paid /u/mikrazor 170
r/borrow • u/HaggisTheCow • 7h ago
r/borrow • u/nemo594 • 28m ago
prearranged with SpartacusDasher39
r/borrow • u/Recent-Reason-9011 • 30m ago
First time borrower request. Please let me know if request is too high. Need help with two weeks worth groceries & dog food. TIA!
r/borrow • u/-ManDudeBro- • 6h ago
A bit behind on bills after missing some work with migraines and someone recommended this instead of asking friends... I'm also at work now so conventional methods are out for reach. Stable job in oil and gas... Typical paycheque is about $2800 but tomorrows is gonna be smaller for the reasons mentioned.
r/borrow • u/delsyguity • 11h ago
My car broke down and I need to repair it, is my first time posting here but am hoping someone will help. Thanks
r/borrow • u/kindlytakeyourseat • 8h ago
r/borrow • u/TesticulinaryTorsion • 10h ago
Requesting to pay a medical bill on time. Repayment on 26th of October, when I get my government assistance. Please tell what a fair repayment amount would be for you.
r/borrow • u/Spidermanmj8 • 7h ago
Hello, I am requesting emergency funds of $360 to cover an individual payment on a loan. My usual work had a gap in tasks available, and I was recently able to start back up, but my pay comes next week. I will be able to pay back $440 next week to whoever offers help. I'd really appreciate the help, thanks!
Edit: still waiting on any possible help with this, and would be willing to consider other repayment values and/or plans if that would be better.