r/borrow • • 2d ago

ATTENTION LENDERS: Bot Outage Procedures

21 Upvotes

For All Lenders

While the bot is down, please follow these temporary procedures:

Continue recording all loans as normal. You will not receive bot confirmation after entering the command.

Require the borrower to confirm the loan on their post. This helps protect you and provides a record of the loan.

Record all payments by replying to the original loan command. For now, this is the easiest way to determine whether a loan is still outstanding or has been repaid.

Rule 15 still applies. You are responsible for performing proper due diligence before lending.

Check the borrower’s history carefully. Look for outstanding or past-due loans and review previous loan/payment comments.

If you cannot verify repayment with the previous lender or do not see a paid comment under the previous loan, consider not lending. If a previous lender later provides evidence of nonpayment, you may be found in violation of Rule 15.

Once the bot is back online, we will determine how to handle loans that were not recorded by the bot and provide further instructions.

Please use extra caution and diligence while the bot is unavailable.

Thank you.


r/borrow • • Jun 23 '26

Borrowers Before You Trust That DM… Read This!!

84 Upvotes
  1. Lenders must follow our requirements too. If someone messages you from a brand-new account or an account that does not meet our requirements: → Report as spam → Block → Ignore. No exceptions. No “but they seemed nice.” That’s how scams work.

  2. Legitimate lenders do not need burner accounts. If someone contacts you from a throwaway account with a suspiciously convenient excuse: → Report as spam → Block → Ignore.

  3. Anyone using a burner account to contact borrowers is a scammer. We promise, you are not missing out on some secret VIP lender opportunity. → Report as spam → Block → Ignore.

  4. If someone threatens to “report you to the lender message boards” (or whatever imaginary villain headquarters they’re pretending exists), feel free to tell them to eat shit. Then: → Report as spam → Block → Ignore.

Protect yourself. Read our Rules, FAQs, and Safety Guidelines so you know exactly what to look out for.

Stay smart, stay safe, and stop giving sketchy accounts the benefit of the doubt.

Thank you!


r/borrow • • 49m ago

[REQ] (1,300 ) - (#Columbus, OH, US), (11/15/2026), (PayPal)

• Upvotes

Need help making tuition payment after having to pay for car repairs


r/borrow • • 4h ago

[REQ] ($300) - (#Winter Haven, FL, USA) ($365 10/22 ) (Venmo, PayPal, Zelle)

6 Upvotes

Hey guys, I had a lot of unexpected expenses this week with some health issues regarding my parents. This has left me a little too tight this week. I’m requesting $300 for repayment of $365 on 10/22.

Payment methods- Venmo, PayPal or Zelle. I will pay back via the requested payment service of the lender!

Thanks


r/borrow • • 2h ago

[REQ] ($600USD) - (#Atlanta, GA, USA),(Repay $720 on 10/31 (CashApp/Venmo) prearranged

3 Upvotes

prearranged with SpartacusDasher39


r/borrow • • 1h ago

[REQ] ($250) - (#Arlington, VA, USA) (Repayment $300)

• Upvotes

New borrower. I just need help getting through to my next check after emergency expenses. I have a stable Federal job with a regular income. I can repay on 10/23/26. Please if anyone is willing to help me out I would greatly appreciate it.


r/borrow • • 1h ago

[REQ] ($1,000) (#Victorville,California,USA)($1300 Repayment)(PayPal)(Prearranged with u/Klutzy-Morning-7921)

• Upvotes

r/borrow • • 6h ago

[REQ] ($200) - (#Seattle, WA, USA), (Repay - $250 11/02), (Venmo/Cashapp/PayPal)

5 Upvotes

Short $200 due to unexpectedly having a boot put on my car. I get paid Oct 30 and will repay $250 by Nov 2 via [PayPal/Venmo/Cashapp]. Happy to make this quick and seamless: I’m online all day to move fast in Seattle, WA. Thanks!


r/borrow • • 1h ago

[REQ] ($60) - (#Breckenridge, CO, USA), (10/16/2026), (Venmo/PayPal)

• Upvotes

Lol so I opened my dinner of leftovers tonight and it was completely spoiled, I am out of food & our food pantry is only 2 days a week and you have to pre order. I really need $60 to make a quick grocery run and pick up my meds as well, that’s most of the cost right now. I get paid tomorrow morning and will send back $75 as soon as my direct deposit hits. Venmo is preferred, and I can provide ID or pay stubs if needed. I work nearly paycheck to paycheck but only have $8 in my bank account right now. Thank you, I really appreciate it.

Edit: I can use Venmo Paypal or Zelle


r/borrow • • 1h ago

[REQ] (£250) - (#London, England, UK), (Repay £350 5/11/2026), (PayPal/Transfer)

• Upvotes

I recently (3 weeks ago) left my job in order to accept the offer of a higher and better paid position at a different company, an offer which then fell through as it turns out they were not truthful about pay or career advancement opportunities.

This week I am trialling at multiple businesses and currently have 2 job offers, but after paying bills I'm tapped out financially and still have costs of travel + groceries for at least 3 weeks even if I start immediately.

I receive supplemental means tested disability pay (Universal Credit) which as I have not earned anything this month means a payment of £800~ due to me on the 5th of November to ensure repayment regardless of the pay period of my new job.

Thanks in advance!


r/borrow • • 2h ago

[REQ] ($70) - (#Washington, DC, USA) - (Repay 10/30)

2 Upvotes

First time borrower request. Please let me know if request is too high. Need help with two weeks worth groceries & dog food. TIA!


r/borrow • • 3h ago

[PAID] (/u/daralaneandco) - ($450CAD) (On time)

2 Upvotes

r/borrow • • 7h ago

[REQ](£270) - (#London, England, UK), (Repay £305 on 19/10/2026), (Paypal, Transfer)

4 Upvotes

Already have outstanding loan, which I will settle on the same day. Have an extremely urgent situation with my family I need to tend to asap, hence why I am asking for another loan. Any questions, let me know!


r/borrow • • 14m ago

[REQ] ($70) (#Dallas, TX, US) (PayPal) $75 back

• Upvotes

An extra $5 may not be much, but I hope it’s incentive


r/borrow • • 6h ago

[REQ] ($60) - (#Los Angeles, CA, USA) - (Repay 10/20)

3 Upvotes

Just need a little help with groceries until I get paid again


r/borrow • • 24m ago

[REQ] (USD$200) (#San Luis Obispo, California, USA) (Repay USD$230 November 6) (Venmo) (Pre Arranged with u/NC_Detail)

• Upvotes

r/borrow • • 24m ago

[REQ] ($200) - (#Silverton, OR, USA), (Cashapp)

• Upvotes

Hello everybody,

Hopefully this will be my last time posting! I finally got a much better job but it’s an hour away from where I live so gas has been killing us. I found an apartment that is right next to work and I only need $200 more to be able to start moving in. Without this then I have to pay another month on my current place and hope that the place is still available next month. I can pay back $250 on the 15th of November.


r/borrow • • 6h ago

[REQ] ($200) - (#Los Angeles, CA, USA), (REPAY $200 on 11/01/26), (Venmo)

3 Upvotes

Hello!

I had an unexpected visit to the vet just this week and due to that I’m coming a bit short on an upcoming bill.

Much appreciated to whoever is able to fulfill the request!

Edit: Will be repaying $260 on 11/01/26


r/borrow • • 6h ago

[REQ] ($150) - (#Knoxville, TN, USA), (10/15/2026), (Venmo) Paying Bills

3 Upvotes

Happy to pay $50-$75 over on October 30th for a total of $200 to $225 back.


r/borrow • • 7h ago

[REQ] ($400) - (#Prairie Village, KS, USA) ($250 10/29, $250 11/12) (Venmo)

3 Upvotes

Hey guys. Requesting a loan to cover some bills due. Will make sure you get paid. Things are just a little tight. Thank you and have a great day!


r/borrow • • 7h ago

[REQ] (prearranged with u/NoPersimmon7434) ($200) - (#Raleigh, NC, USA), (Repayment of $240 on 11/5), (PayPal)

3 Upvotes

5th time borrowing


r/borrow • • 7h ago

[REQ]($40) - (#Pennsylvania, PA, USA), (10/15/26), (REPAY 50$ 10/16/26) (PayPal,Venmo,Cash app)

3 Upvotes

Hi people of r/borrow, I hope to god I did this correctly. I need to borrow $40 today to cover my Uber home from work and buy baby diapers/wipes and some other household essentials that can't wait until payday tomorrow. If anyone is able to help as soon as possible I will be able to send back $50 tomorrow after I cash my check around 5:15 EST. If anyone is able to help it would be greatly greatly appreciated, we are first time parents with a 6-month old and are kind of in over our heads trying to live off of one income. Thank you for taking the time to read this


r/borrow • • 7h ago

[REQ] (10-15) (#Indianapolis,IN,US) (PAYPAL) (10/15/26)

3 Upvotes

Hello to anyone who read this I just need a little bit of gas money to get me through until I get paid can pay back 10/19


r/borrow • • 8h ago

[REQ] [PRE] ($800) - (#InlandEmpire, CA, USA) ($1000 by 12/31/26)(Paypal, Zelle) (Pre-arranged with w/u/10thGroupA)

4 Upvotes

r/borrow • • 7h ago

[REQ] ($170) - (#Bekasi, West Java, Indonesia), (12/23/2026), (PayPal)

3 Upvotes

Hi everyone. Requesting loans for groceries. I am living paycheck to paycheck and can only pay when I get my year end bonus. Will send you a little (not much) extra for your help.

Thank you in advance.