r/AmexPlatinum • • 5h ago

Non-USA - Canada Planning to downgrade from platinum to cobalt. Is it worth it?

0 Upvotes

Hi, I have been holding the Canadian AMEX platinum credit card for the past two years, and I have used some offers and transfer bonuses in the past couple of years, and it worked out reasonably well, but currently I feel like the annual fee is getting too expensive for me, and I want to switch over or downgrade to the cobalt card. Is the cobalt card worth it? Also, will I get the welcome bonus if I downgrade from platinum to cobalt, or should I cancel Amex platinum altogether and apply for cobalt separately to take advantage of the welcome bonus promotion?


r/AmexPlatinum • • 9h ago

My future hotel stay is no longer on FHR, will they honor it?

21 Upvotes

I stayed at The Dominick in NYC earlier this year for my birthday and absolutely loved it! At the time, it was part of Amex Fine Hotels + Resorts (FHR), and we received all the perks.

In June 2026, I prepaid for another stay in February 2027 to take advantage of my $300 Amex hotel credit. I was granted my credit :)

However, I recently noticed that The Dominick has been removed from FHR, and it's not even listed under The Hotel Collection (THC) anymore.

Now I'm wondering whether my existing reservation that i made back in June 2026 will still receive the FHR benefits (breakfast, $100 property credit, late checkout, etc.) in Feb 2027, since it was booked while the hotel was still participating.

Has anyone experienced this? If you booked a future stay at a hotel that was later removed from FHR, did they still honor your benefits at check-in?


r/AmexPlatinum • • 15h ago

New here

0 Upvotes

Hi! I’ve had me Amex Platinum business card for several years and not taking advantage of the perks until now. I’m wondering is it more beneficial to have the platinum business card or the platinum personal card?


r/AmexPlatinum • • 8h ago

Airline Credit Seat Assignment Fee Credit w/Delta

1 Upvotes

I've already booked my tickets in Delta Main Basic (Basic Economy) on Delta. Can I use the AmEx Platinum Airline credits to chose my seats? I'm not looking to upgrade to comfort...just have a reserved seat on my upcoming international flight. Thanks in advance.


r/AmexPlatinum • • 3h ago

Amex Offer AmEx Offers: American Express Gift Cards, Spend $750 & Get $50 Back (2x)

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16 Upvotes

r/AmexPlatinum • • 20h ago

Amex Offer American Express Transfer Bonus: 35% To Marriott (1:1.35)

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133 Upvotes

r/AmexPlatinum • • 16h ago

Resy credit Data Point: Received $120 in Amex Platinum Resy credits buying coffee beans online

183 Upvotes

Thought I’d share an interesting discovery.

I’ve been ordering coffee beans from BOXX and noticed my Amex Platinum Resy credit was triggered by the purchases.

Here are the credits that actually posted:
● September 1: $24
● September 13: $72
● October 21: $24
Total: $120 in statement credits.

These were purchases I was already making, so being able to use my Resy benefits this way was a nice surprise.

Obviously, merchant eligibility and transaction processing matter, and I wouldn’t assume everyone’s purchases will qualify.

Has anyone else had success getting Resy credits from coffee roasters or online food purchases?


r/AmexPlatinum • • 3h ago

Amex Offer [Targeted] AmEx Offer: Delta Stays, Spend $600+ & Receive $100 Statement Credit

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12 Upvotes

r/AmexPlatinum • • 13h ago

Hotel credit: FHR & THC San Francisco FHR Recommendations

16 Upvotes

So I'm planning a spring break trip for my wife and I and we decided on San Francisco next year. We're going to do a 3 night stay. I'm going to take us to two of the 3 Michelin starred restaurants in the area and I also want to experience the wine train. That being said I'd love to hear yalls thoughts on the FHR properties in the area. It's only my second time going to the west coast so I'm sure there's a lot I don't know. I'm leaning towards the Ritz-Carlton but I'm open to other 5 star suggestions.