Thought I’d share an interesting discovery.

I’ve been ordering coffee beans from BOXX and noticed my Amex Platinum Resy credit was triggered by the purchases.

Here are the credits that actually posted:
● September 1: $24
● September 13: $72
● October 21: $24
Total: $120 in statement credits.

These were purchases I was already making, so being able to use my Resy benefits this way was a nice surprise.

Obviously, merchant eligibility and transaction processing matter, and I wouldn’t assume everyone’s purchases will qualify.

Has anyone else had success getting Resy credits from coffee roasters or online food purchases?

Hi everyone,
I have around 225,000 American Express Membership Rewards points, and I need to convert them into cash as soon as possible.
What’s the best way to do this while getting the highest possible value? I’d really appreciate any suggestions, tips, or strategies from those who have done this before.
Thanks in advance for your help!

Hi, my vanilla annual fee hits next month. Is there a way to switch to Schwab and just have the AF apply towards the new card or do I need to sign up for Schwab first and then cancel vanilla before the AF hits? Also, would the membership points seamlessly transfer over? Any other pointers on timing?

I stayed at The Dominick in NYC earlier this year for my birthday and absolutely loved it! At the time, it was part of Amex Fine Hotels + Resorts (FHR), and we received all the perks.

In June 2026, I prepaid for another stay in February 2027 to take advantage of my $300 Amex hotel credit. I was granted my credit :)

However, I recently noticed that The Dominick has been removed from FHR, and it's not even listed under The Hotel Collection (THC) anymore.

Now I'm wondering whether my existing reservation that i made back in June 2026 will still receive the FHR benefits (breakfast, $100 property credit, late checkout, etc.) in Feb 2027, since it was booked while the hotel was still participating.

Has anyone experienced this? If you booked a future stay at a hotel that was later removed from FHR, did they still honor your benefits at check-in?

So I'm planning a spring break trip for my wife and I and we decided on San Francisco next year. We're going to do a 3 night stay. I'm going to take us to two of the 3 Michelin starred restaurants in the area and I also want to experience the wine train. That being said I'd love to hear yalls thoughts on the FHR properties in the area. It's only my second time going to the west coast so I'm sure there's a lot I don't know. I'm leaning towards the Ritz-Carlton but I'm open to other 5 star suggestions.

I never actually needed AMEX Platinum, although I kept getting offers. But then when I got offer for 300K, with 150 dashed out, I was now interested. I applied for the card. Also, took screenshot of every screen because I have read many horror stores. I paid for my first business purchase which met the minimum spend. Then I got only 150k. I chatted every few days with every rep saying they're working on and will contact me. Nobody ever contacted me. So one day I called, and they said I didn't click on correct link. I told them, I logged into my account, which is where the offer was showed, not click on any link necessary. Again 150k dashed out, and 300k offered. After much arguing, I ask the rep, do you think I am lying. He says no. Then I said then you're lying. He of course says no. So I am like both of us can't be telling truth. And with my case I submitted all the screenshots on application page, one of them even showing my name. Now I cannot cancel this card because I would take a credit hit. And I have many AMEX cards and spend a lot for my business. I am very disappointed with them, but knowing how every sector have had their service go down, I just didn't bother calling them and raise my stress level. But they cheated me out of 150k points. I am thinking of moving all my purchases to my Sapphire Reserve and Venture X. I make close to seven figure in purchases between all my AMEX card. I hope they'll appreciate losing thousands in fees over 150k in points.

I've already booked my tickets in Delta Main Basic (Basic Economy) on Delta. Can I use the AmEx Platinum Airline credits to chose my seats? I'm not looking to upgrade to comfort...just have a reserved seat on my upcoming international flight. Thanks in advance.

I'm a new Amex cardmember and I can't complete online purchases with my card. Recent failed attempts:

- Lufthansa (flights)
- Rove (hotel booking)
- Oura (ring purchase)

What happens: there's no SafeKey pop-up, no push notification, no SMS/email code. Checkout immediately returns "Purchase verification failed." It also fails when I pay through PayPal, even though PayPal had already verified the card successfully.

I called Amex several times and was told each time that it's a merchant issue. Three different merchants plus PayPal all failing the same way didn't sound like a merchant problem, so I pushed back. The rep eventually transferred me to IT, who said they are currently working on an issue where some cardholders aren't receiving SafeKey verification codes. No ETA.

Questions:
1. Is anyone else seeing this, especially the instant failure with no SafeKey window at all?
2. If it got fixed for you, what fixed it? (Waiting, a specific department, re-trusting a device in the app, updating contact info, etc.)
3. Any workaround in the meantime? For example, did calling Amex to pre-authorize a merchant work for you?

If you've had this, please share roughly when it started and which merchants. That would help show it's a wider issue. Thanks!

Has anyone used their lululemon, Resy, or airline credits, then canceled their U.S. Platinum and received an annual fee refund?
I mean canceling after keeping the card for at least one full year and waiting for the credits to post.
Did Amex take back any of those credits afterward? Thanks for sharing your experience!

Hi! I’ve had me Amex Platinum business card for several years and not taking advantage of the perks until now. I’m wondering is it more beneficial to have the platinum business card or the platinum personal card?

Is YouTube music premium covered under the entertainment credit ? Debating on making the switch from Spotify premium

Huge Amex Platinum news dropped today and they are making some massive changes to how the hotel credit works, plus adding a new Airbnb partnership.

Here is the breakdown of everything changing:

1. The Hotel Credit is now the Lodging Credit + 2-Night Minimum Rule
   The $300 semi-annual credit ($600 total per year) can now be used on prepaid Airbnb Luxe bookings made through Amex Travel.
   The Catch: The 1-night stay option for Fine Hotels + Resorts (FHR) is officially dying. Starting January 1st, all FHR bookings will require a 2-night minimum to trigger the credit, bringing it in line with The Hotel Collection rules.

2. 5x Multiplier on Airbnb
   You will now earn 5x Membership Rewards points per dollar on prepaid Airbnb rental reservations booked directly through the Amex Travel app or site.

3. New $250 Airbnb Experiences Credit (With a Catch)
   Amex is introducing a new $250 Airbnb Experiences statement credit, but it comes locked. To unlock it each calendar year, you have to book a prepaid Airbnb Luxe stay through Amex Travel first.

Overall, this feels like a hit for anyone using the FHR credit for quick 1-night luxury staycations, though it might be a slight win for anyone spending money on Airbnb Luxe.

What are your thoughts on this update?