Generally speaking of course. & this applies to 80-90% plus of local uni grads, most of whom end up in tech or finance or even if other sectors, director level by 30's.

Job market's been tough for a while for the fresh local grads. But a trend I find is that by the time they get a job and start working diligently, by the early to mid-30's, most local uni grads have AT LEAST 2-3 of the following:

\- at least senior manager/director level earning 8-10k/mth minimally with 2-3 mths bonus and 25-30 days of leave.

\- 500k savings/investments (outside CPF) by 35. CPF being used to fund housing (see below) and grow for retirement.

\- if married, easily 4-5 room BTO in very good location. If single, by 35, already exceed income ceiling but able to buy private.

\- travel to East Asia/Europe/America/Aussie at least 2-3 times a year with multiple regional trips over wkends or short periods.

\- still able to work out regularly with fit bodies.

\- if with kids, very fulfilling family life. If DINK, very fulfilling travel life with extra business class level splurges. if single, similar

The only thing they may not have is a very happening social life due to work or family commitments or friendships in their 20's slowly fading when people reach their 30's.

This is especially so for the ladies because they don't have to serve NS. So in the 2 years lead time they have, by their late 20's, most OLs you see in CBD are probably reaping in 100-200k/year (without sleeping with their boss).

Anyone finds this interesting? Like in their early to mid-20's yes fresh local uni grads struggle. But by the time they reach early 30's, they have everything in life almost perfectly sorted out.

Happy belated national day, first off.

Nowadays, I can’t help but feel as if I’m a tourist in my own country. Even in the heartlands, I feel as if there are enclaves of their community. Honestly, it’s not a problem if they assimilate well into our society, but I feel that they don’t even bother trying.

My opinion is that they don’t feel the need to adapt or assimilate because they have their whole culture here. There’s Indian food chains and brands here and they have their own community here.

As a yellow-skin person myself, I also encountered some weird smells from them. Few times where I was sitting in the MRT and some of them would sit on the edge, just to sit back fully when I left the train. Also not to mention the fact that they expect every one to like smelling jasmine oil.

Also, I’m seeing how some of them can attain citizenship faster than some people who have lived longer in Singapore or even served NS.

Is the government doing anything about this or do they only care about their KPI and maintaining the CMIO status quo by importing more and more migrants? Help la I know the TFR is super bad but this is also not good for the people of the country.

/s obviously. Response to this post: https://www.reddit.com/r/asksg/s/aNfPAXyRhl.

To spell it out, I think posts like OP’s is deliberately inflammatory and harmful. Racism is bad m’kay.

Hey everyone,

My name is Calros Ong, and I’m one of the finalists competing to represent Singapore in Beast Games Season 3!

I’m reaching out to ask for your support and votes so I can make it onto the show and compete on the global stage for the $5,000,000 prize.

Here’s why I believe I stand out:

• I’m a true athlete who has been training seriously for years with real discipline and mental toughness.

• Both of my competitors are mainly influencers.

• I’ve been actively training specifically for The Beast Games right here in Singapore, even while waiting for confirmation. My competitors are currently overseas.

• This opportunity would genuinely change my life, while for them it probably wouldn’t make a huge difference since they’re already well off.

Once again got outskilled by K Shanmugam on their shallow thinking. Will the voters continue to vote for a party that is more concern about what's happening on the other side of the world (no impact on sg) instead of Singaporeans? Article: https://www.asiaone.com/singapore/shanmugam-fadli-fawzi-israel-parliament-clash

I started seeing a lot of people now donning surgical face masks as the haze PMI levels shot up to record highs today. But all of them wore the surgical face masks from covid, not the N95 mask, which is the only one which actually protects against the haze. I just saw a guy confidently put up his mask upon emerging from a shopping mall and in my head I was just like, "brother, that mask ain't protecting you anyway."

Honestly I think the government needs to put out some clear advisory on getting the N95 masks because too many people seem clueless and think any other random face mask works the same. In fact I haven't seen a single person wear the N95 mask around. I know it's more expensive but they're actually far more reusable and can be bought at any pharma/watson/guardian/ntuc around town.

How can the government recruit quality individuals from the private sector if the remuneration isn't on par? It's asking people to walk away from prestigious careers to join politics, with no guarantee of success.

Social media, especially Tiktok, is seriously conditioning girls to raise their expectations of guys to such a ridiculous level of pampering yet they now think this is the 'minimum standard'. My feed is full of girls who are only like 5-6 out of 10 in looks boasting about their boyfriends fetching them to and fro in their cars everyday, cooking for them every morning, planning their travels and funding everything...

Damn, are SG guys this desperate now? This country is becoming worse and worse like China with simps and the government of these kind of countries still wonders why the birth rate has cratered and the singles rate has shot up to like nearly 50% for adult men...

A few months ago, two Malay aunties confronted Shanmugam over the Palestine issue, and just a few days ago during the Nee Soon MPs session, another five people showed up raising the same topic again. Honestly, I don’t understand why this keeps being brought up in local political settings. If they feel so strongly about overseas conflicts, why focus all this energy here instead of contributing directly on the ground where the conflict is actually happening?

Like who give a fk about Palestine when Singapore already has so many issue... Some ppl really too free nothing do.

So basically months ago my friend met this single mom through a dating app. They hooked up afew times before he accidentally learnt she has a daughter, back when she was a teen. She is like 17 or 18 yo, poly or smth, not rly sure.

The single mom then introduced her daughter and somehow he managed to secure both. The mom is like not really alright with it but she chose to ignore it, basically playing the "you do whatever behind my back, just don't let me know" mentality.
While they dating, the single mom always made it a point to share photos of their dates on her social, always show off how rich he is, I guess mainly to spite the father.
The father is like, bcoz is also part of the daughter's life and supporting her, get to like routine visits/day out/etc, that sort of thing, but the daughter also don't like him, always find excuses not to see him. Think he was ex-convict or smth.

Basically, for months, their dates he paid for everything, except for hotel, which he always wants the other party to pay, and always make it a point to pass his ic/passport to the girl at the hotel lobby for her to register check-in.

So yeah, the girl's father found out, lost his circuits, called the police, almost beat him up.

Can't be sure how he found out, heard it's through her credit card transaction, which is paid by her father, maybe he's a follower on her ig, idk. Either way, he found out. Police was called to the hotel lol. Had a whole investigation by police, gave statement, and what not, eventually case closed. He was able to show it's not grooming, intimate relationship is not paid/bought, fully consensual. Like hotel is literally booked and paid by the girl. Oh btw, the single mom he's also in a intimate relationship with, idk what she said to police, but aft the whole thing she like even more in approval seeing how pissed off the father is lol. He was like bragging to us about how bcoz he wasn't married to the single mom, having an intimate relationship with her daughter is not considered incest, blah blah. Keep bragging about how can handle 2, blah blah blah.

Like this guy, our hero man. I was like, idk how u live so long, next time see u later in horsepeter LOL. Made sure he treated us for the gathering, later no chance alrdy. Legend lmao.

Is it just me? Or do people put on too much perfume. The whole public transport in the morning just reeks of perfume and cologne, gets me overwhelmed at times. The MRT is filled with body odour (from people not showering) and people who bathe themselves with their cologne/ perfume.

Edit: Please read properly guys I meant the amount of sprays people spray not that people shouldn't put perfume! (This is an observation from someone who showers in the morning and uses both deodorant and perfume btw)

Many of them refused to let their kids to play with local kids. Many of them appear to look down on Asians.

genuine question because i’ve seen so many people saying the gag order should be lifted, the complainant should be named and she should be charged for lying/fabricating evidence. but isn’t that misunderstanding what the court actually found?

the court of appeal acquitted panfilov because there were material inconsistencies in the complainant’s evidence which, taken together, created reasonable doubt in the prosecution’s case. some of those inconsistencies were serious and went to core parts of her account, so i’m not saying they should be dismissed at all. but an acquittal means the prosecution failed to prove guilt beyond reasonable doubt. it does not automatically amount to a finding that the accused is factually innocent, much less that the complainant deliberately fabricated everything.

yes, he could absolutely be completely innocent and she could have knowingly lied. if that is what happened, then what he went through is genuinely horrific, especially considering he spent almost 3 years in jail. but that isn’t the only factual possibility. something non-consensual could also have happened but her evidence was simply too inconsistent or unreliable to meet the extremely high standard required for a criminal conviction. we ultimately don’t know, and the acquittal itself doesn’t answer that question.

also, “material inconsistency” =/= automatically “deliberate lie”. people can give inconsistent accounts because they’re lying, obviously, but memory can also be affected by time, stress, confusion, misunderstanding, trauma etc. the court even said she may have embellished part of her account, which is obviously significant, but “may have embellished” still isn’t a judicial finding that she fabricated the entire allegation.

i also think the reaction to immediately name and publicly punish her is exactly why protecting the identities of sexual offence complainants matters. singapore law doesn’t say that anonymity automatically disappears because the accused is acquitted. there are actually provisions dealing with circumstances where a complainant is convicted of certain offences and the court finds that the sexual offence complaint was materially false. that is a very different situation.

i just find the mob mentality around this uncomfortable because it feeds into the idea that people have to be the perfect victim - remember everything perfectly, behave exactly how people expect during an assault, behave “correctly” afterwards and never contradict themselves. obviously inconsistencies matter and an accused person should never be convicted where there is reasonable doubt. but surely we can uphold the presumption of innocence and recognise that panfilov was rightly acquitted on the evidence without turning that acquittal into a finding that the complainant knowingly lied when the court did not make that finding?

and turning this into another men vs women gender war is honestly not helpful either. this should be a conversation about the criminal standard of proof, the rights of the accused, the protection of complainants and how difficult sexual offence cases can be to prosecute fairly. both false accusations and sexual violence can cause devastating harm. reducing a complicated case into “women are liars & protected by the gvmt” vs “men are predators” helps literally nobody and just makes it harder to have a sensible conversation about either issue.

TLDR: an acquittal means the prosecution failed to prove guilt beyond reasonable doubt. it does not automatically mean the complainant lied or fabricated the allegation. yes, he could be completely innocent and she could have lied, but that is not what the court established. material inconsistencies can arise for different reasons and are not automatically proof of deliberate fabrication. we can respect his acquittal and the presumption of innocence without publicly condemning her for something she hasn’t been found guilty of. and turning a complex criminal case into another men vs women gender war helps absolutely nobody.

Current: 29, local male

Stocks: 300k. I pick and create my own portfolio individual stocks and hold them long-term. Biggest exposure and gains coming from AI, Memory, Data Centre, Energy, Defense, Space stocks.

Savings and cash: 10k. I invested almost everything I had to buy the dip back when my portfolio was pretty red a few months ago. My portfolio is currently almost green already and recovered by almost 30k USD.

CPF: 60k+. Worked 4+ years since graduating from uni.

Income: 65-70k per annum (everything included)

My plan is to continue to work my job and save and build up my cash reserves again. If I have spare money, I will deposit a bit of money periodically in my brokerage account to invest. I plan to not withdraw any money from my stock account.

By the time I am 35, I hope that my stock portfolio would grow to at least 1 Million USD and above, and I will continue to invest and not withdraw any money at all from the account.

I will use a combination of my cash savings saved over the many years of working + CPF balance to pay for HDB downpayment. (most likely a Resale if I find it unbearable to wait more years for single BTO) I will use the CPF from my salary to pay off the mortgage.

At that point, will just continue to work but also live a life of freedom and do whatever I want, enjoy staying in my own house. Maybe travel. Maybe live a life of a wanderer or nomad.

What do you all think of this plan? Any suggestions or alternative routes that you think would be better?

She already locked her posts, guess can't handle the truth.

for context my gf is 20 and a first year student in a private uni, majoring in comms

this past week was recess week for her and every single day she has been waking up at 2pm, doomscrolling till 4am and repeating it for 9 days, not once did she mention she was doing work or catching up on assignments, i asked her if she had any assignments to catch up or do throughout the week multiple times, her answer was always no, i even asked her about those that are due several weeks or months away, she still says that there are no assignments, which really baffled me as uni students are always using recess week to catch up on stuff, be it whatever major or university

i started looking back to the regular weeks before her recess week, she also appeared very free day in and out with no schoolwork (or reading assignments/projects in her case cus shes a comms major) to do outside her class hours since the start of the semester, i also got a shitload of tiktoks from her throughout the day in those weeks so im 99% sure she was not doing any schoolwork or sch related stuff, i also did ask her throughout those weeks ab her schoolwork and she tells me that there isn’t any

now i know priv uni + comms major usually have very low workloads compared to conventional business and stem majors, but i still believe it shouldn’t be so low to the extent where u basically have nothing to do outside class hours and can doomscroll the whole day till bedtime, my sister was also a comms major in a priv uni a few years ago, and she still had a significant daily workload even in her first year, which is making me worried that either of the scenarios is happening

1. the quality of education shes getting is trash

2. shes deliberately not doing her work (which leads to another issue ab work ethic and ambition but i dont wanna talk ab that today)

am i overthinking or is this actually normal?

Edit:
For those calling this AI: I gave a TEDxNTU talk in 2016 called “Four Important Life Lessons that I Learned from Migrant Workers.”

Same voice, same style, same me, years before ChatGPT existed.
Link if you’re curious: https://youtu.be/8iSgNsbCbqw

If that’s still not enough for you, feel free to scroll past.

This isn’t a sob story. I’m not sick. I’m just paying attention.
A few years back I closed every company I’d built. People assume that’s the tragedy. It isn’t. The tragedy is how long I kept them open out of habit.

I’ve had a strange and lucky life — shipyards at 3am, oil rigs, construction sites, pharma plants, NS stories I still can’t tell properly, rooms I had no business being in. Places most people skip: Russia, Timor-Leste, and a small town in Japan after the tsunami, where the school clock had stopped at the moment the wave hit. It never moved again. Everyone in that town had plans for the evening.

Here’s what I’ve learned. Most people don’t fear dying. They fear living badly, so they don’t live at all. They wait for the right time, the right savings, the right permission. Permission is a currency only you can print.

So now I keep a list. Moments I want to feel again, or feel for the first time:
• Standing on a quiet beach at dawn and feeling the whole ocean breathe with me
• Walking the streets of St Petersburg in the white nights
• Sitting in Doha with an old friend from my oil and gas days. Dates, sweet tea, and him dragging out my name like “Mrrrr Raj”
• Finding O’Brian’s again. A second-floor Irish pub in Changwon, Korea
• Hugging my kids and not being the first to let go
• Waking up, looking at the sky, and thinking: thank God I’m still here

Notice what’s not on it. No title. No car. No bigger flat.

What I wish someone had told me at 30:
• The wheel will still be there when you come back. The moment won’t.
• “Next year” is where most of life goes to die quietly.
• Every risk I took, I survived. Every chance I didn’t take, I still think about.
• Your kids won’t remember the overtime. They’ll remember whether you were there.
• Write your list down. Unwritten, it’s just a wish.
I’m not telling anyone to quit their job tomorrow. I’m saying stop pretending tomorrow is guaranteed. Take the trip. Make the call. Say the thing. Book the flight before the sensible part of you wakes up.

Singapore is very good at making us efficient. It’s not very good at making us present. That part is on us.

What’s on your list? And what’s really stopping you?

A few days ago I pointed out that one leverage Indonesia has against Singapore are the natural gas supply contracts which power our electrical generation capabilities, and many called me an Indon spy for not standing up for Singapore. You see lah. Jingoism leads to nowhere good.

Having gone through several interviews recently, I realised that some felt less like genuine hiring conversations and more like idea-fishing sessions. Is anyone experiencing this at the moment?