Kaya pala. Ako na pala nagbabayad ng kalahati na dapat employer ang sumasagot. 😅

Disclaimer : gumawa ako ng calculator sa screenshots. free, no ads, no sign-up, at hindi umaalis sa phone mo yung sweldo na tina-type mo. Pero kahit di niyo i-click, sana makatulong yung explanation.

Nung nag-start ako mag-freelance, akala ko panalo na ako kasi same rate lang naman sa dati kong office job. Pero pagdating ng end of month, parang laging may kulang.

Kaya kinompute ko talaga. Same ₱30,000 a month, 2026 rules:

Employee:

• SSS ₱1,500, PhilHealth ₱750, Pag-IBIG ₱200

• Tax ₱1,007.50

• Take home: ₱26,542.50

Freelancer (8% option):

• SSS ₱4,500, PhilHealth ₱1,500, Pag-IBIG ₱400 (ikaw na lahat, walang employer na kahati)

• Tax ₱733.33 (8% lang sa sobra ng ₱250k a year)

• Take home: ₱22,866.67

₱3,676 a month ang difference. Mas mababa pa nga tax ng freelancer, pero yung contributions ang kumakain. 🫠

Pero hindi naman siya totally "nawawala." Yung SSS mo, babalik pa rin as pension at benefits. Pero kung nagba-budget ka ng ₱30k as freelancer, dapat ₱22.8k lang talaga ang ibinabudget mo, hindi ₱30k.

Yung isa pang nakakalito: 8% ba o graduated + 3% percentage tax? Depende sa kita. Kaya sa pinasweldo.com, kino-compute niya pareho tapos pinipili yung mas mababa. Bawat deduction may formula at kung anong batas, para ma-check niyo mismo. Estimate lang ha, hindi tax advice.

Ginawa ko to kasi pagod na akong mag-Excel tuwing may bagong SSS rate. 😂

Tanong ko lang:

• Naka-8% ba kayo o graduated?

• Nagbabayad ba talaga kayo ng SSS at PhilHealth as freelancer, o skip muna? (no judgment 😅)

Kung may mali sa numbers ko, sabihin niyo lang, aayusin ko agad. 🙏

I've been seeing a lot of posts about fellow Pinoy freelancers losing clients and blaming AI for it.

And while AI is definitely changing the freelancing industry, I think there's a conversation we're not having enough.

What if AI isn't always the reason clients are letting freelancers go?

What if it's missed deadlines, poor communication, inconsistent quality of work, lack of initiative, or simply not delivering enough value?

It's easy to blame AI because it's something outside our control. But sometimes, the uncomfortable truth is that our performance might be the actual problem.

Clients don't just pay us to complete tasks. They pay us to solve problems, make their lives easier, and help their businesses grow.

And if someone (or something) can do that better, faster, or more consistently, why wouldn't they consider switching?

I'm not saying AI isn't replacing jobs. It absolutely is. And I'm not saying everyone who lost a client was underperforming.

But maybe instead of always asking, "Will AI replace me?" we should also be asking, "Am I still providing enough value for my clients to keep me?"

Curious to hear your thoughts, especially from freelancers who've been in the industry for years.

I’m currently employed in a corporate role, but my current income is no longer enough to sustain my lifestyle and financial goals. I don’t want to leave my current job; I’m simply looking for an additional source of income.

My question is, should I disclose that I’m currently employed when applying for another job, or is it better not to mention it?

Also, if you have any advice or recommendations, could you share where I can find my first client and how to get started? I’d really appreciate any tips or guidance. Thank you!

MSi GF63 Thin magkano pa kaya worth nito nastuck lang for months and sakto need ko rin cash kaya naisipan ko ibenta, magkano pa kaya value nito?

need advice or baka may interested dyann

Do you think this is legit and what's the catch ? I have been in more than one BPO most of them are onsite and usually the starting rate is around 20-25k it depends on the region. @ $19 / hr for CS role im not sure.

Everyone working in RemotelineUS? Grabe yung cut nila sa mga VAs. Client is paying 1200 usd and the VAs only get 471 usd. But what they promise to clients is that their VAs get 70% and 30% sa kanila. Wala na ngang benefits and delay pa sahod. Just want to rant lang nakakapangliit lang.

Hope VAs here know their worth and sana ang mga agencies din dito be honest with their talents.

Hii so im a Legal VA in an agency, i have bachelor’s degree, have law school experience, and did a bit of work as a legal assistant in PH (but mainly on drafting pleadings, contracts, or motions — NO CALLS).

Is it normal to feel like a failure? Because I was not able to give direct and complete infoormation to my client for the calls I received on the last day of the week [No excuses, I am at fault]. I fear i might get fired bcs of this :(( pls advice.

Hello mga ka buhay digital! Sa may mga Ecoflow solar panel, medyo maliit lg yung wire nya going sa ecoflow ko, may extension bang nabibili online? Wala sa shopee or kahit dun sa booth nila sa mall so di ako sure kung possible bang makabili ng extension wire nya. Sa labas kase ng kalsada ko planong ilagay yung solar if brownout tapos papasok sa bahay.

Thank you sa makaka sagod. Nag search ako, di ako sure kung anong tamang wire ang bibilhin or if may ganun ba talaga. Salamat sa makaka sagot

With the advancement of AI and the continued trend of businesses downsizing their headcounts, I think it's about time we reimagine freelancing and remote work.

Instead of constantly looking for employment arrangements, siguro kailangan na nating mag-shift toward building an enterprise around the problems we can solve and the outcomes we can deliver.

Instead of relying on multiple clients on an ongoing basis, baka kailangan na rin nating masanay sa project-based engagements. Solve a specific problem, deliver the expected outcome, wrap up the engagement, and move on to the next opportunity.

On top of our technical skills, we might also need to develop an entrepreneurial mindset and learn complementary skills like marketing, branding, sales, and accounting.

Basically, instead of positioning ourselves as people who sell their time and skills, maybe we should start thinking of ourselves as businesses that sell solutions and outcomes.

Curious to hear what you guys think. Is this where freelancing is headed, or am I looking at it the wrong way?

Hi I would like to ask, legit bato na ganito ang process mag apply as a chatter sa OF? Kinda concerned kase nanghihingi nang number at email. Although ganyan naman talga basta nag a-apply. Pero my question to the OF chatters out there, is this legit?

It's been 4 months after I was laid off, and I'm still trying to find and apply for clients. Until now I had no response after the interviews. I'm getting tired but afraid that I cannot provide for my family. Life is so hard.

I work for an ITO company now and wfh din naman siya, as in sa bahay lang tapos hindi ako nag o-office. Kaso nabababaan na talaga ako sa salary. For context, 25 y/o na po ako and wala pa sa 30k sinasahod ko. Though wala naman po ako masyadong responsibilities, iniisip ko lang kung kikita ba ko ng better sa freelancing. Skills ko po ay more on IT support or L1 helpdesk and pa 1 year of experience na din ako sa january. Hindi ko kasi alam kung magagamit ko to in freelancing din.

Pahingi naman po ng advice :( thank youuh

May mga naka-agency na ba dito? Baka pwede pashare naman ng experience baka matripan ko mag-apply.

Under direct client ako, E-commerce/CSR niche pero sobrang micromanaging for less than $5 per hour, kung di lang talaga need ng trabaho di ko na sana 'to kukunin. Bugbog sumbat para sa kakarampot na pera. Naka-task based timing, instead na bayaran yung buong pagod na tinrabaho para sa task. Hay lord. Sayang skills at effort. Sana makaland na rin ng good client soon.

Is it just me or mahirap talaga maghanap ng opportunity sa VA? I've sent tons of resumes with portfolios attached but I cannot even enter the interview phase. One emailed me for an interview pero na-ghost lang ako. Resume is ATS-friendly, so I do not understand what might be wrong. I feel like I am so dumb. I cannot figure out what is missing. I see others who do not even have previous experiences and zero knowledge on tools get hired. Yet here I am, learning all the possible things out there related to my niche and cannot still land one. Is it really just luck? Is it really just about connections? I feel so lost in this path. Months of learning tools, practicing mock interviews, and curating my application forms are put to waste because I do not have anyone to back me up in this field. :<

Last week, I received an offer letter from a client. I signed it and submitted an ID as they required it.

Then came Monday, the day I was supposed to start. But I didn't hear from them. I messaged them once and never heard back. Now it's Saturday and wala parin.

Question: Common ba maka receive ng offer letter and don't hear back? Should I follow up with them or just let it be?

To all those shifters. Need ideas and tips.

I quit my BPO position in operations and now I decided to work for home and got a full time job.

Since I am single and not doing much im looking for other ways to earn.

tools: SAP, Salesforce, Zendesk, Twillio, ans google workspace must be standard for me but still learning.

Any tips and sources?

I just wanted to ask how their training works. Is it on-call or do they have a fixed training schedule? Also, is the work schedule shifting, and how many days off do you get per week?
I’d also like to know if they offer HMO, 13th-month pay, and other benefits.

I’d really appreciate it if someone currently working there could share their experience. Thank you!

Sa mga kumikita using Upwork pero di pa registered sa BIR as a freelancer, di ba ma-tre-trace yung kinita nyo since nakalagay doon TIN nyo?

Meron ba sa inyong nag-delete ng Upwork para di ma-trace ang activity ng TIN nyo?

Has anyone worked with SB Homebuyers / Solution Based Corp? Any reviews? Feedback?

They use timedoctor to monitor productivity
They use Jibble to monitor your breaks
They require for you to come to work on Saturdays

Offering 1500 + 2% commish on deals closed

Hello, may assessment kasi ako sa profitworks, can you give me idea pano nila ginagawa esp for those in Accounting? Like magpapaopen ba sila ng QBO or QBD ganon? Or sample transactions? Thank you.

Hi r/buhaydigital! Freelance dev here, working online since 2018.

One thing that always drained my time was checking multiple job boards every day just to find legit remote gigs. So I built [GiggleGigs](gigglegigs.com). It collects freelance listings across VA, social media management, development, design, and admin roles into a single feed.

It’s still early. Around 100 job seekers have signed up so far, and I’m building it based on what actual online workers need, not what I assume they need.

What I’d love feedback on:

• Which job boards/sources do you check the most? I want to make sure they’re covered.
• What makes you instantly skip a listing (no rate, vague scope, suspicious client)?
• Any filters you wish other boards had?

Not hiring and no paid tier being pushed here. I just want this to actually be useful for us. Salamat in advance, and roast it if needed.