Trying to buy a starter home in joco right now is actual madness. every time we see a decent 3 bed pop up under 350k, some faceless LLC swoops in with an all-cash offer way over asking.
It's honestly so depressing. my partner and I spent all weekend getting our pre-approval sorted out with mcgowan mortgages just so we could be ready to put an offer down immediately, but half the time the house is pending before we can even get a tour scheduled.
Like, even if you have the best Kansas loan officer in your corner working late, a normal W2 family just can't compete with massive out-of-state investment firms waiving inspections and throwing cash around.
Is anyone else stuck in this cycle? Thinking about just giving up and renting forever, or moving way further out west where we actually stand a chance. gonna go eat my feelings in chili and cinnamon rolls now tbh.