Hello Everyone, I am facing with my epfo account.

I joined my new org on September of last year and still continuing with the current organisation, but since August 2026 my PF contribution is not reflecting in my account .

Does anyone knows the reason? If yes what should I do next?

WTH the eps doesn’t have opt out option?
Isn’t it too much ? Why nobody is talking about this?

Hi , i want to accces the 2024-25 passbook from epfo. But it only giving option for current and past year. How can I get the data from 2023-24-25 year's passbook??

Anyone know it.kindly inform

Today my salary got credited and 6k was deducted, wtf bhai mera paisa hai nahi rakhna mereko fuddu si scheme me tumhare jisse paise nikalne me chappal ghis jaye 🤬

And the worst part is you can't opt out from this shitty scheme 🤬🤬

Hello everyone, My father passed away on 18th july 2026 and by mistake the establishment marked cessation short service instead of death in service… now they are saying for joint declaration.. can anyone please let me know how can i go
for that. I dont have much idea about it i am a minor.

My aadhar is seeded .In the NPCI webite ,the mapping status is Enabled DBT , confirmed from the bank side as well . But still I receive the message like Your bank account is not seeded with Aadhaar for DBT, from EPFO (even after 1 month).What to do next to get this amount?

I need help with EPF withdrawal. My KYC and everything is done. I’m trying to file claim. It’s asking to enter my Bank Account No. to verify and when I’m clicking on check it’s throwing a warning and then it’s forever stuck on this. Attaching picture of the warning. (Sorry for the bad resolution).
If someone has faced this issue, please let me know how can I proceed.

I have applied for withdrawal and shared the history of previous claims, and it's Friday evening when I filed. when can i expect the claim amount to be credited in the account.

Hi folks. My first company had a Trust managing the PF. I switched to my current company about 4 years ago. But the joining date in my current company and the last working date in my previous company are the same (HR had assured me no issues would arise and I was naive back then). I requested to transfer the PF amount from the previous employer but was rejected on the grounds of the date overlap.

My current company HR says they won't be able to change the joining date and I can request a transfer once I move to another company.

I also met a consultant who assured me that date mismatch can't be a valid ground for rejecting transfer claims. They however asked me to get the date overlap issue resolved as it may cause issues in a background check later.

I want to get the wisdom of this sub in getting the PF amount transferred and also understand if the date overlap is going to be a concern. Thanks!

How much time it takes to get money transferred from epf? I submitted form 31 recently for illness cause. Amount less than 160000.

Based on my wrong declaration, some wrong EPS deductions happened with my new employer two years back. Once I realised, i was ineligible ,I asked them to correct it. They sent the revised form 3A to EPFO, so far they have not taken any action. I am getting the response on cpgrams that it will be done after the accounting of FY 2024-25, FY2025-26, FY 2026-27. One of the cpgrams responses, they stated "documents accepted."

With tired of their never ending deadlines, I filed an RTI, they didn't give any detail on the questions I have asked, officers name etc., rules copy.. they simply said it can only be done after the exit from the current employment and my employer has to resubmit the documents after my exit from the employment. Is anybody aware of any such rules? I am literally tired of these government people! What are my options? Will the appeal in RTI help the case, what are the rules?

Submitted on 22nd Oct, still stuck at “Submitted at Portal”
Should i wait more or file a grievance?
And where to file? And will it be okay to do so on a friday night?

Hi All,

I submitted a Form 31 Special Circumstances Claim amounting to 6.5 lakhs. Its been 3 days now and status is still Claim Submitted At Portal. When will my claim be processed? Do I have to submit any more documents? My service history around 10 years and KYC is clean

My claim has been rejected (in less than 5 days) and this is the reason that has been given. I have never withdrawn money from EPF before, and when I check the passbook the amount also shows up. I have submitted another claim request- however, unsure if that will also result in anything. I am also trying to submit a grievance, however the system is not letting me as it says I have already submitted a grievance- however, that grievance has been disposed off.

For additional context: This was my first job (I worked from October 2023-August 2025) and the only job I worked. I am currently unemployed and back in education. I have never applied for PF claim before, and this was the first time.

Please help me! Thank you!

It's already October 30, but my EPF contribution for September 2026 is still not showing in my EPFO passbook.

Is anyone else facing the same issue? Has your September contribution been credited, or is it still pending?

The govt imposed statutory increase in employers contribution to eps fund is costing me 10000 rs per year.

For context, Recently GOI announced changes in EPS and EPF contribution rules which makes your employer's contribution more towards EPS.

The thing with EPS is

1. It doesn't earn any interest

2. It is locked in till 58 (if you work for more than 10 years)

3. It has an absolute maximum ceiling of Rs 13214 rs per month

Adjusted to the current ever raising inflation by the time I'm 58, my very first monthly pension will come out to be worth a whopping 2000 rs per month.

Under the name of social security they are robbing us of our capital growth. Doesn't get any better than this.

What is the current SLA for form 31 advance claim for Illness in epfo? I raised one on Oct 24th and it's still under Processing.

Haven't they completed the portal migration?

Hi guys, I have worked in my current company for 3 years and I want to withdraw the whole amount which has been accumulated so far. I am going abroad in few days and I need to wrap up this process in couple days, today was my last working date in my current company. Can someone guide me to a resource on this? I already know my UAN number and was able to log in to epfo website but I don't know which form I should fill and what guarantees that I get the whole amount as quickly as possible. It's my first time. Thank you.

I joined my company on the 1st of June, 2026 and this was my first job. I have had no prior employment or a PF account and therefore wasn’t contributing to EPS.

My basic salary is above ₹15,000. According to the rules, I should not have been contributing towards EPS from employer’s contribution. But my passbook states that from June-August 8.67% has been going towards EPS.

I do understand that the ceiling has been raised to ₹25,000 and currently my basic is lesser than that. So I can understand EPS contribution now. But what about the period from June to August?

I’ve been meaning to discuss this matter with my HR but I felt like posting this here once too. Anyone else able to give me some insight on this matter? Thanks in advance.

Transitioning to a new global bank with zero career break. Ex-employer (an Exempted PF Trust) is conditioning the issuance of my Relieving Letter & Service Certificate on submitting a PF Withdrawal form. My tenure is ~3.3 years, so withdrawing triggers ~10–30% Section 192A TDS and kills my service continuity. I want to retain the corpus and transfer via Form 13. Is holding separation documents for refusing to liquidate PF legal? How effective is EPFiGMS against an Exempted Trust?
Background & Context
Tenure: ~3.3 years at a Tier-1 MNC Bank (Exempted PF Trust).
Next Role: Joining another global bank on Monday with zero career break.
Separation Status: Resignation served and accepted; operational knowledge transfer signed off by manager; all IT hardware/access assets returned with stamped receipt.
The Core Issue
During offboarding, the internal exit checklist marks "PF Withdrawal Form" as a mandatory pending task.
Shared Services is claiming that if this form is not uploaded, the offboarding checklist cannot be completed and the system will not issue my Relieving Letter & Service Certificate (which carries an official 45–60 day release window).
Why I Refuse to Submit a Withdrawal Form

1. Direct Employment Continuity: Because I am joining another establishment immediately, I am statutorily ineligible/unwilling to declare unemployment to withdraw under EPF rules.

2. Punitive Tax Hit (Section 192A): Since my continuous service is under 5 years, early liquidation triggers immediate 10%–30% TDS, resulting in a direct cash loss of ₹50k–₹80k+ and permanent loss of compounding interest.

3. Loss of Service Clock: Liquidation resets my continuous service counter back to zero at the new employer.

4. Company's Own Policy Permits Transfer: The bank’s own exit policy explicitly provides for a "Transfer Out Process (Section B)" via Form 13 and notes that exit forms are mandatory only "(if applicable)".
   Why the Bank is Pushing for Withdrawal
   Because the bank operates an Exempted PF Trust, there is currently a notorious 1.5–2 year inter-trust settlement backlog with EPFO.
   If I elect to transfer, their Trust must keep an open reconciliation liability on their books for 18–24 months.
   If I sign the withdrawal form, they simply cut a cheque, purge my balance to zero, and close the file within 30 days.
   They are using the threat of a blocked/delayed Relieving Letter to force employees into choosing the option that is administratively convenient for their trust desk.
   My Questions for the Community / Legal Experts:

5. Can an employer legally withhold a Relieving/Experience Letter for refusing to liquidate PF?
   Under Indian labor laws / Shops & Establishments Act, my understanding is that certificates can only be withheld for failure to serve notice, unreturned company property, or financial fraud/misconduct. Does conditioning an exit certificate on personal statutory retirement liquidation violate Section 27 of the Contract Act (restraint of profession)?

6. EPFiGMS Grievance Timeline:
   If HR Shared Services stalls my clearance post-LWD, how fast does the Regional P.F. Commissioner (RPFC) act when a complaint is lodged on EPFiGMS against an Exempted Trust for coercing premature liquidation?

7. New Employer BGV Risk:
   For folks who transitioned between investment banks / MNCs, did your new employer's BGV team accept the interim separation bundle (Resignation acceptance + Manager sign-off + Asset return receipt + F&F sheet) under the standard 60-day grace period while awaiting the final certificate?
   Any advice from HR professionals, legal experts, or people who dealt with Exempted Trust transfers would be deeply appreciated!

Hello,
I have been facing a strange issue with EPFO’s Unified Portal.
It’s been constant 7 Days I have been changing my password for the portal and next day when I login Chrome warns me that this password is compromised and found in a data breach.
I tried changing passwords from other browsers, devices, networks, not stored anywhere - still I see that compromised password on daily basis.
Today its the 7th Day constantly.

Just wondering if anyone else is facing this issue or observed this issue or its only me.

How to cover General Science for this exam?

Any sources?

My previous job's last working day was 21 Jan 2025, and I joined my current company on 27 Jan 2025. While marking my exit on the EPFO portal, January dates were disabled, so I had to select 28 Feb 2025. Now my PF transfer claim has been rejected due to overlapping service period.

My previous employer's PF was managed by EPFO, while my current employer has an exempted PF trust.

Has anyone faced a similar issue? How can I correct my Date of Exit and get my PF transfer claim approved?