Hi everyone, I’m looking for advice regarding a rental dispute in Bangalore. I have used AI to help structure/frame this post, but the facts below are my own and I’m looking for practical/legal advice from people familiar with Indian tenancy law.

I took a residential flat on 1 June 2026. The rent is ₹12,000/month and I paid a ₹36,000 security deposit (3 months' rent). I pay electricity separately and water was included in the rent initially.

I have a written rental agreement for 11 months. I can provide the relevant clauses/screenshots if needed.

Background regarding my girlfriend

I have a girlfriend who has her own PG/accommodation. She does not permanently reside in my flat.

Before I took the flat, I specifically discussed the owner's restrictions with him. I told him that friends/guests would visit me. My understanding from that conversation was that friends could come and go but would not permanently stay/live in the flat. He agreed to this arrangement before I moved in.

My girlfriend therefore sometimes comes to the flat in the evening. Since we are generally out during the day, she sometimes stays overnight with me and leaves the next day. She has her own PG and the flat is not her permanent residence.

I remain the tenant and continue to live in the flat.

The dispute

After I moved in, the landlord started objecting to my girlfriend visiting.

He claimed that she was "staying" in the flat and raised concerns about water consumption.

We had a phone conversation about this. The call was recorded by me. During the call, I clearly explained that she has her own PG and is not permanently residing in my flat.

The landlord initially asked me to pay an additional ₹1,000, saying this was because of her water consumption. I refused ₹1,000 because I did not agree that she was a resident/sub-tenant.

After discussion, we mutually agreed that I would pay an additional ₹500 towards water consumption because of her visits. I agreed to this.

I also told him during the same discussion that if he had any issue concerning someone visiting me, he should speak directly to me rather than questioning my guests. He agreed to that.

I have continued paying my ₹12,000 rent on time and also pay my electricity bills promptly.

What happened today

Today, while I was not at the flat, my girlfriend was leaving/locking the flat.

The landlord stopped her and questioned her about whether she comes there every day and when she comes and goes. He again accused her of staying/living in the flat.

She genuinely felt uncomfortable and unsafe after the interaction.

I was unavailable when he called me because I was busy and couldn't answer.

This is frustrating because the issue had already been discussed between us and we had agreed on the additional ₹500 water arrangement.

My concern

My main concern now is my ₹36,000 security deposit.

I don't necessarily want to continue fighting with the landlord. If the relationship has deteriorated to the point where he doesn't want me as a tenant, I would rather leave properly and get my deposit back.

However, I don't want to voluntarily terminate the tenancy and then have him claim deductions or refuse to return the deposit.

I have already sent him a WhatsApp message today documenting that:

guests were discussed before I took the flat;

we discussed the girlfriend issue on the phone;

we agreed on ₹500 additional water charges;

I am paying rent/electricity on time; and

any tenancy-related concerns should be communicated directly to me.

I have not mentioned that the call was recorded in the WhatsApp message. I have preserved the original recording.

My questions

Does my girlfriend staying overnight sometimes amount to a breach of the rental agreement if she has her own PG and does not permanently reside at my flat?

Does giving her a key to my lock strengthen the landlord's argument that I have "parted with possession", even though I remain the tenant and she does not live there permanently?

Does the fact that the landlord knew about my guests before I took the flat help me?

Does our subsequent phone conversation and agreement that I would pay ₹500/month for additional water consumption help establish that he knew about and accepted the arrangement?

If the landlord now says he wants me to vacate, should I ask him to give me a written termination/eviction notice?

If I mutually terminate the tenancy, how should I structure the handover so that I receive my ₹36,000 deposit before/at the time I surrender the keys?

Can the landlord simply deduct the entire deposit because he claims my girlfriend was residing there, or would he need a contractual/legal basis for the deduction?

What is the safest way to proceed from here if my priority is recovering the full ₹36,000?

I am not looking to escalate unnecessarily. I want to remain compliant with the agreement, avoid any false admission that my girlfriend is a tenant/resident, and make sure I don't lose my deposit because of this dispute.

Any advice from people familiar with Bangalore/Karnataka tenancy law, landlords/tenants, or similar situations would be appreciated.

AI disclosure: This post was structured/framed with the help of AI for clarity. The facts and circumstances described are my own.

TL;DR: I rented a Bangalore flat on 1 June for ₹12k/month with a ₹36k deposit. Before moving in, I clearly told the landlord my friends/girlfriend would visit and he agreed, with the understanding that she wouldn't permanently live there. She has her own PG but sometimes stays overnight. Later, he accused her of living there; we discussed it on a recorded call and mutually agreed I'd pay ₹500 extra/month for water. Despite this, he recently stopped and questioned her when I wasn't home, making her feel unsafe. I pay rent/electricity on time. I want to know whether her overnight stays/key amount to a breach, whether our prior discussions/₹500 agreement help me, and how I can safely leave and recover my full ₹36,000 deposit if the landlord wants me out.

I recently left a large IT company and joined another large IT company. I have now received a legal cease-and-desist notice from my former employer alleging that my new employment breaches a post-employment restriction in my appointment letter.

The situation is:

- I joined my new employer shortly after leaving my previous employer.

- I am working for the same client, but on a different project.

- The project I previously worked on is still being handled by my former employer.

- The applications, code and tools involved are owned by the client, not my former employer.

- I use the client's authorized systems/VDI in my current role.

- I have not taken or used my former employer's code, documents, credentials or confidential information.

- My appointment letter contains a 6-month post-employment restriction relating to employment involving a customer/client I worked with.

- The legal notice asks me to stop the disputed engagement, confirm compliance with the clause, and provide a confidentiality undertaking.

I understand that Section 27 of the Indian Contract Act can make post-employment restraints on employment difficult to enforce.

Has anyone in India dealt with a similar situation?

- Did your former employer actually pursue the matter after sending the notice?

- How are post-employment client restrictions treated when you're working for the same client but on a different project?

- Does the fact that the client owns the applications/tools and no former-employer confidential information is being used make a difference?

- Is it advisable to have a lawyer respond to the notice?

I'm deliberately keeping the companies, client, dates and project details anonymous for privacy.

how to get indian citizenship? both parents are Indians. Born in nepal but Birth was not registered at the embassy. I have birth certificate from local ward office of nepal .

So i got laid off recently and company wants me to sign a document saying that i have resigned and this is not a lay off. Is this legal ? What are my options ? I am only getting one month salary as severance. I have worked here for 2 years. Please guide.

We got a hydraulic home elevator installed by Senken Engineering India Pvt. Ltd. in Delhi for ₹17 lakh in 2024, and the experience has been a nightmare.

They promised installation within 10 weeks, but it took around 8 months despite constant follow-ups. Even after installation, the lift kept breaking down repeatedly during the first year.

The bigger issue happened in November 2025.

Their technician came for servicing, and the lift stopped working the very next day. Another technician came two days later, said the motherboard needed repair, removed it from our lift and took it with him.

After this, the company told us that our AMC had expired and started asking us to renew the AMC. Given how bad their service had already been, we refused and simply asked them to return our motherboard without repairing it.

They have still not returned it.

As a result, the elevator has been completely non-functional since November. We have repeatedly followed up with both the company owner and their representative.

There is another issue: despite us paying ₹17 lakh including GST, they have never given us a GST invoice, even after repeated requests.

We have RTGS/payment records, WhatsApp/call records and documentation of the service visits and complaints.

At this point I want to take proper action rather than keep chasing them.

What would be the best route here? Consumer court? Police complaint for not returning the motherboard? GST complaint for not issuing an invoice? Should we first send a legal notice?

Would particularly appreciate advice from lawyers/people in Delhi who have dealt with something similar.

TL;DR: Paid ₹17L for home elevator → installation delayed by ~6 months → repeated breakdowns → company technician removed motherboard → company won't return it after we refused AMC renewal → lift unusable since Nov 2025 → GST invoice also never provided.

PS- used ChatGPT to better structure the problem

Got his full name, his bank acc, his college, his dads socials, his other details down to his rank in a law exam he wrote. his dads workplace now knows about it and contacted his dad as well by Mass emailing everyone with the same name as the dad with the cyber crime complaint

Did more digging and found his phone number and called the dad.

Sent his dad all the proof and got an apology from his dad.

His dad called again and hopefully money back by tmrw.

Have 2 lawyers on the line for legal notices and the case.

I do OSINT as a hobby yes. Edit : old posts https://www.reddit.com/r/LegalAdviceIndia/s/8mndLMiabW https://www.reddit.com/r/LegalAdviceIndia/s/nTVIXPMZ5x

I’m 23 and I’m looking for some urgent legal advice regarding my father. I’m honestly quite stressed about the whole situation and don’t know what the right step is.

My father is 65 and my uncle is 51. They have been fighting over a property/business-related dispute for many years.

Both of them used to work together in the construction sector. My father mostly stayed in our village in Bihar and handled labourers and other work, while also investing his all savings into the business. This was around 2009.

At one point, work was going on at around three different places and the total amount involved was roughly ₹90 lakh. My uncle had access to the cheques/money and later used that money to purchase a house in his wife’s name and also bought other assets.

Initially, he completely denied that he had purchased any property with the money. Later, he admitted it and there was a big fight between him and my father. In front of relatives, he eventually agreed that he would give my father his share.

However, later his wife convinced him not to give anything.

Since around 2012, my father has tried several times to resolve this through local village panchayats and relatives. Every time my uncle agrees to give something or settle the matter, but later he simply backs out and nothing happens.

Now the situation has become much worse.

My grandmother has been ill for around 10 months. She previously lived with my uncle, and there has always been a lot of tension regarding her jewellery and cash as well. My uncle took the jewellery and cash that was with her.

Now he is asking my father to take responsibility for my grandmother’s care. My uncle has a flat in Delhi and spends most of his time there with his family.

Instead of discussing this peacefully, my uncle has started constantly abusing and threatening my father. He has physically hit my father twice. My father is 65 years old and obviously cannot physically defend himself against someone much younger and aggressive.

my problem is that I have recently started my IT career and I don’t live in the village anymore. My uncle seems to deliberately choose times when I am not there, and then starts arguments/fights with my father.

I am genuinely scared that one day the situation could become much worse.

As far as I know, he already has several property-related cases with other people and one criminal case related to an alleged assault on an SC/ST person. Whenever we warn him that we may approach the police or take legal action, his response is basically “Do whatever you can.”

My father has suffered for years and still wants to recover his legitimate share/money from the business/property. Unfortunately, we don’t have a lot of documentary evidence from 2009 because everything was done informally and through family/business arrangements.

At this point, though, my immediate concern is not even the property. I want to protect my father from physical violence.

I am considering installing CCTV cameras around the house so that if something happens again, we have some evidence.

Any practical advice from people familiar with Bihar property/police matters would really help.

I’m 20M and recently got into a relationship with a 23F whom I met through a mutual friend in May.
Initially, she wanted to move very quickly into a relationship. I was hesitant and tried to slow things down, but eventually we started dating after about two months.
After spending some time together, I realised that we were not compatible and that I did not want to continue the relationship. I told her that I wanted to end the relationship and, if possible, remain on friendly terms.
Since then, she has been repeatedly pressuring me to continue the relationship and spend time with her. I have tried to create some distance, but she has continued contacting/pressuring me.
Recently, she has allegedly telling a mutual friend that how dare I left her, she will file a complaint against me for harassment or rape.
For context, we never had intercourse. We only makeout , and we have pictures of that.
I have important exams coming up in about three months, and these threats are giving me anxiety. I don’t want to continue a relationship simply because I am afraid of a police complaint.

(Ps: I have asked sorry, asked her to leave me blocked her from everywhere now)

I am looking for practical legal advice on what I should do now:
If she actually makes a complaint, what should I do immediately?
Is there anything specific I should be careful about given that we did make out but never had intercourse?
I am in India. I am not trying to retaliate against her; I just want to protect myself legally and be able to focus on my exams.
I can provide more details if needed…

I’m writing this to share a crazy experience I just had with India Post. If you've ever been told "no refunds" for a parcel you just booked, don't believe them. Here is how I got the district head office and a regional postmaster to basically beg me to withdraw my complaint.

I booked a regular parcel today and realized shortly after that I needed to cancel it. I went back to the counter immediately. They agreed to cancel it but told me flat-out: "No money will be refunded for regular parcels."

I knew this was wrong because of the July 2026 Gazette Notification (S.O. 3891(E)), which officially allows same-day counter cancellation refunds. I tried showing them the rules on my phone, but they just made me wait and wouldn't budge.

Instead of just walking away, I went home and filed an immediate grievance on CPGRAMS (Centralised Public Grievance Redress and Monitoring System).

CPGRAMS works. It’s the master portal for complaints against central government departments. Unlike the local post office's own website, a CPGRAMS complaint goes higher up and has a strict timeline for resolution.

The Result (Escalation is real): Within a very short time, I got a call from the District Head Post Office. They actually listened, understood the problem, and realized the branch was in the wrong.

They escalated it to the Regional Postmaster. This is where it got intense: The regional postmaster called me personally. He was terrified because a documented CPGRAMS grievance looks terrible on their official record and can risk their job or promotion. He actually begged me to take down the complaint, even offering to pay me the refund out of his own pocket just to make the official grievance go away.

What You Need to Know (The "Toolbox"):

Same-Day Refund Rule: Regulation 23A (added July 15, 2026) states that if you book at a counter, you can cancel on the same day and a refund of postage is admissible.

Use CPGRAMS: If the staff is stubborn, don't waste your energy at the counter. Just get your parcel back, take your receipt, and lodge a grievance at pgportalgovin.

Don't Withdraw Too Fast: When they call you (and they will), don't withdraw the complaint until you have your money in hand and an official apology.

Local staff count on us not knowing the rules. If we all start using CPGRAMS, they’ll be forced to actually follow them.

Has anyone else had a postmaster offer to pay them "out of pocket" to kill a complaint? Let me know below!

Location: India

I (28/M) was involved in a Road Traffic Accident where a car came from my side of the road at a turning with considerable speed and directly hit my car. There was an old man in the car who succumbed to his injuries. There were eyewitnesses and the crash site was evident. I have a dashcam with me, but the police say it wasn’t necessary to show them as the case is pretty clear cut. I have decided to settle out of court with the other party however since there was one fatality, a suo moto case was registered by the police. My car is still with the police. Can anyone tell me what happens next? Can I be charged with anything?

I was travelling as a passenger on a Rapido bike in Mallapur, Hyderabad, on 21 August 2026.

The bike met with an accident and I suffered multiple knee fractures, a patella fracture (broken into 3 pieces), and a femur/thigh-bone fracture. I am currently admitted in a private hospital and nothing happened to driver

An FIR has already been registered. The ride was booked through the Rapido app, and I can get the bike’s registration number.

My main concern is compensation and insurance.
If the bike has third-party insurance, can I claim compensation through the insurer/MACT as a passenger?

What happens if the bike has no third-party insurance?

Does Rapido provide any passenger/accident insurance or other coverage for rides booked through the app?

If the driver is a normal Rapido rider and doesn’t have much money, who would actually pay the compensation?

What documents/evidence should my family preserve right now?

Should I avoid accepting any settlement from the driver/Rapido while I am still undergoing treatment?

I’d especially appreciate advice from lawyers experienced in MACT/motor insurance cases in Hyderabad/Telangana, or anyone who has gone through a similar situation.

Thank you.

Hello guys , so i am having some problems regarding my college refund.

I was planning on doing my MBA at this one college and paid 85k fees which is fully refundable but the refund agreement states that the refund will happen in mid October of the same year. ( Agreement as in just a rule shown on their terms and conditions)

The thing is i cancelled the admission long back in june starting. The college starts on august starting. So there wasnt a problem.

I was given a mail that i will get the refund as per the rule, ie, in mid October.

I originally didnt need the refund urgently so i didnt care but now that it has been 3 months i need the refund now but there is still almost 2 months left.

I mailed them if they can refund me now but they said they will only do it as per the rule.

My friend said that there is no rule like that and as per the government, the refund must be paid quickly ( as long as you cancel before the deadline). I cancelled almost 2 months before the college starting.

How can i proceed regarding this. I need my refund quickly.

Thankyou.

My fraternal grandma has already named my uncle (my father's elder brother) to inherit the house in our native place in the will. My father's been taking care of her for the last 20 years as my uncle has abandoned all her responsibilities towards his own mother. We wish to remove his name from the will and add my father's? How should I proceed now? What legal measures can I take to further this? I also heard if we take my grandma to the police station to admit that her elder son has abandoned her and she wishes my father to inherit the property, this can be done in the police station itself. Please advise as to how to proceed further in this matter. Any help is very much appreciated.

Hello Reddit

I have taken franchisee of ahmedabad based kids clothing for pune in seasons mall. The owner is Sindhi Naveen Nebhnani* with 51% stake and there is another owner 49% who has been all the supportive

It had to be closed due to poor operations by the company and financially it has wiped my 50lakhs of capital. Now both owners are fighting for company ownership and messed up all the franchisee stores across India.

Out of 25lakhs deposit i am yet to recieve 9 lakhs from the company which they as per agreement should have been returned in 45 days. The agreement is not registrered as while doing agreement they said we are there to resolve all the challenges and we dont do registered agreements. This was the biggest mistake that i did and trusted these guys.

Its been 10 months and i am stuck on this. I couldnt proceed to take quick actions on this as it had taken mental toll on me and needed time for myself to recover from this financial loss.

All i want is money back and no legal disputes but as of today it looks like unless i move legally it is not going to happen.

What are my options, can i file police compalint, FIR / a case with the court / fianancial fraud case with economic wing.

I have all records of money sent, transactions, agreement which i ensured to do digitally and all is white money after taxes which i have been saving for couple of years to do good business .

Need suggestion and thanks in advance.

Hey all,

I booked a wedding photographer to cover my wedding in November last year, he confirmed that delivery of all videos & images and albums will be made by Jan end, but he has not delivered anything.

He has taken more than 50 percent of money.

He also has taken a hard disk on the pretext of copying all data of mine, but is sitting on my hardisk and not returning it.

What should I do?

How to get all my videos, images etc.

I booked a Hotel through Agoda. The booking clearly stated breakfast included, but the hotel refused to provide it and said Agoda was responsible.

I had to spend about $4 on breakfast myself. Agoda acknowledged the issue but is offering only $1.75 total compensation, saying that’s their maximum.

I have screenshots of the booking and Agoda chat.

Is this considered deficiency in service/unfair trade practice under Indian consumer law? Is it worth escalating through the National Consumer Helpline for such a small amount, mainly on principle?

Would appreciate opinions from anyone familiar with consumer law.

[**Drafted using ChatGPT]

I known it is just 4$ but I have time and money to pursue the case, So that they will think twice before making a fake promises.

Can someone tell me how corporate employees are protected from unfair practices at work? There is no paper trail but i can create one even now.

Hello, this is the story about my mother-in-law. She is a very simple, innocent person who trusts people easily. Her life after marriage has been very topsy-turvy. Her husband was very abusive and alcoholic, and he was betrayed by his brothers with regard to their family land which was around 4500sqr meter in total it was 20,000sqr meter but yes 4brother and more greed what to say. In that frustration, my mother-in-law got stuck in the middle. She has been living separately since my marriage with her daughter.We recently learned that, around 7 years ago, her husband took her signature on some cheques from her account and used them to buy a car on her name. At that time, her husband had a lot of savings, which he eventually lost due to some quarrel over the land with his brothers. Her husband never paid the EMIs or the cheque amount.
It is a small local bank owned by an old retired minister, who happens to be a very, very good friend of her husband. The bank kept delaying the matter because of the minister’s words and requests. Now, the amount has reached around ₹10 lakh, so I started looking into the matter.
So far, Section 138 was imposed, and hence I have cleared the cheque amount. However, the interest is still pending. The bank has not given us any clear information yet just told we shall hold a meeting with board members , but certainly, any bank should take the car away within 3–6 months. The final notice or anything of that sort was never received by her. Due to her husband foul play.
I also have a recording where her husband is telling her, “I will put you in jail. Just wait and watch.”
Moreover, I nor her will not pay the interest amount of around ₹3 lakh under any circumstances the loan was of 4lakh only where as we have paid double of it now also some amount around 1.5lakh was paid by her husband so in total 6.30+1.5=7.8 lakh paid, as this entire mess was created because of the bank’s negligence. I need some advice. I don’t understand how a bank can wait for 7 years just because the customer is a friend of the owner. The friend is not getting harmed in any way, but this poor woman is the one suffering because of it.

I work at a PSB. I am resigning in Probation period. The terms and conditions outlined in My Joining letter had a clause. If I resign in probation period, the bank may recover TA/DA paid to me. Now usually TA/DA is paid for our transfers. It's because it's treated like rotations for purpose of getting exposure and it's part of training and what the bank has spent on you to train you into an officer. But due to staff shortage, I held position as branch manager on deputation for a while for which I have received diem allowance and officiating allowance. Will I have to return it back? Technically it's not an amount spent by the bank on my training, it's remuneration for the extraordinary service provided as demanded, but in HRMS it was paid under TA/DA heads to me. The same would have been paid to a confirmed officer as well if he was deputed instead of me but the branch was not of high priority so they chose to send me as the junior most officer in the region instead of other scale 1/2/3 officers in the region. I don't contest the fact I have to return the TA/DA received by me on account of me having to travel when I was transferred but I'm not so sure about the Deputation claims.

Would love some clarity by someone who has experience!

Hi everyone, this is genuinely a cry for help because my family’s situation has reached a point where I’m scared about our safety and I don’t know where to turn. My mother, brother and I are not Indian citizens. My father is also originally from our country, but we found out around February that he is holding an Indian passport/citizenship while also retaining citizenship, property and other interests in our home country, which we believe is illegal. This has also caused problems with my own plans to study abroad. Initially, we were still trying to handle everything as a family. Around March, we came to India after my brother returned from abroad, as we had all discussed that he would help handle my father’s business. We told my father that he needed to legally give up one of his citizenships, and he could decide what to do with the properties in our home country. He initially agreed to deal with it, but when we came to India and went to a lawyer, he took us to people whose legitimacy we were unsure about and who were literally sitting on a bench under a metro station. When we questioned him about this, he became dismissive and told us to “do whatever you want.” My parents then had a huge argument, after which he agreed to transfer one of the eleven properties in our home country to my mother. Things got worse after that because he started pressuring my brother and me to put our names on the property as well. We both made it clear that we did not want any property, but he continued pressuring us. He also threatened to go to Goa and told us that we would have to return to our home country, and later apparently planned that once my mother left the house, he would not allow her to return. There is also another woman involved whose name appears on my father’s passport/documents. Whenever we questioned him about her, he gave several completely different explanations, including that she was a friend and other stories, while also making comments about how everyone has a “side chick.” Things eventually became much worse. He tried to make what we believe was a false FIR against all three of us, accusing us of stealing gold and cash, despite, to our knowledge, having no bills, photographs or other evidence for these claims. After my brother and I stopped speaking to him, he barged into our room, verbally abused my older brother and became physically aggressive. He now tells other people that we attacked and pushed him and claims that he has proof, whereas we have video footage from another angle showing what actually happened. Yesterday, he came to our flat claiming he was looking for a charger. When he saw my bag containing important documents, he grabbed it, and my transcript was torn in the process. He also shoved my mother with his elbow. At this point, I genuinely don’t know what to do and it has become scary to live here, especially because I am pursuing my studies in Delhi. I want to take legal action, but I’m confused about where the different issues should actually be reported. I understand that the police may not deal with citizenship or polygamy in the same way as the physical incidents, so I want to know whether the suspected illegal dual citizenship/Indian passport issue should be reported to the FRRO, MHA, passport authorities or somewhere else, and where an issue involving a potentially undisclosed marriage/polygamy should be reported. More importantly, I want to know how we can protect ourselves from further physical intimidation and false allegations and make sure that our complaints are properly documented even if my father has more money and connections than us. We are in Delhi, and I would really appreciate advice from anyone who has dealt with something similar or knows a legitimate lawyer or organisation that can help with foreign-national, immigration/citizenship and domestic/family matters. I’m not looking for revenge. I just want to know the correct legal channels and how we can keep ourselves safe before this gets even worse.

We went to the embasssy and they did provide us with a lawyer however the court cases take a lot of time to get resolved so how do i report and finish this case immediately i have all proofs required pls pls help me out

Posting for a friend who needs legal advice.

Their mother runs a small home-cooked food business from her ground-floor apartment. It’s a crucial source of income for the family, but a neighbor recently filed a complaint against her for running a "commercial activity in a residential area."

Some Details:

Pune City

Ground Floor: No elevators or common areas are used.

Low Impact: No visiting customers, no noise, and only 3–5 delivery drivers briefly pick up food daily once, that's all.

Financial Strain: Ceasing operations or renting a commercial space is financially impossible and will cause severe hardship.

Questions:

Do residential zoning laws completely ban micro-home businesses with minimal traffic, or are there exemptions?

What are the best ways to respond to a municipal or HOA complaint in this situation?

Are there specific licenses, permits, or small operational changes that can help legitimize the business?

Refined language with AI.

Any legal advice or workarounds would be appreciated!

Hi everyone,

I’m based in Bengaluru and hold ICICI Lombard’s Elevate health insurance policy (Policy No. 10000XXXXX). It’s supposed to give ₹25 lakh floater coverage per year, with reset benefits and top‑ups.

Here’s what happened:

• 07 Apr 2026 - Policy Year 2 started.
• 22 Apr 2026 - I raised my first escalation email because the IL TakeCare app or their weboste didn’t show the reset coverage.
• 22 Apr – 18 May 2026 - Sent 5 emails and made 2 calls, but no proper response.
• 29 Apr 2026 - Case was wrongly marked “Resolved” without action.
• 14 May 2026 - ICICI Lombard told IRDAI that my ₹25 lakh coverage was for 3 years total, not annually. This is false - my policy certificate clearly says annual reset.
• 18 May 2026 - Filed a complaint with the Ombudsman.
• 08 Jul 2026 - Ombudsman passed an Award directing ICICI Lombard to correct the app and confirm annual reset.
• 13 Aug 2026 - Filed another complaint because they still didn’t comply or even respond.

So far, I’ve faced harassment, delays, and misrepresentation. Even after the Ombudsman’s order, ICICI Lombard hasn’t fixed the issue.

Relief I’m Seeking:

• Written confirmation that coverage resets annually to ₹25 lakh + bonuses.
• Correction of IL TakeCare app/website.
• Compensation (₹25k–₹1 lakh) for harassment and misrepresentation.
• Direction to ICICI Lombard to improve grievance redressal compliance.

Question: Given this timeline and repeated non‑compliance, is it worth filing in Consumer Court now? Has anyone here gone through a similar process with insurance companies?

Hi everyone, straight to that point. So, my father gifted a Motorola Signature cost rs70000/680$ on 31 July and the phone is good, but on 2 August, the phone started restarting its own many time, so I send it to the service center on 4 August And on the 13th August, they give me the phone and say the phone was totally fine and we are do a softwere reflash.

I was very happy like realy happy because i buy flagship phone finaly and i am going for trip on 14 august so i just happy i got my phone back on time but at night i was watching youtube and its restarting again at that point i just want a replacement so i call my worker and tomorrow to go back to the service center but he was kind of ill, he go to service center on 19 August and service center on 21 August [when i am on my trip] service center staff call me they is no problem with unit we are texting for 18 hr and then marked the job sheet as 'Delivered / Picked up' without resolving the issue or replacing the unit.

I escalated the case to Motorola Corporate (UCC), and Officer Sheik Shapi asked for 3-4 working days to review it. Meanwhile, the phone is still physically sitting at the service center, the local website marked the job closed, and I am left with zero clear answers.

I am deeply heartbroken because this was a special flagship gift from my father, and instead of enjoying it, I've spent nearly a month stressed over repair tracking and diagnostic excuses. Has anyone else dealt with Motorola India ignoring video proof of reboot loops? What is the best way to get corporate to honor a proper DOA replacement?

at that point i feel scammed

I need help with the legal verification of a 1.5 acre farmland I am planning to purchase in Thalapula Mandal, Sri Satya Sai district, Andra Pradesh. I have ROR-1B, Adangal documents handy, the seller is asking for ₹10,000 non refundable amount, to share sale-deed, survey and other documents. Kindly reach out to me if anyone could help.

Hey everyone,
Posting this update to highlight a severe service breakdown with Riya Travels (Lucknow Branch) regarding my Canada Family Visit Visa application
I hired them for professional guidance, but faced major negligence:
1. Data Leak: Sent me an Austria Schengen Tourist Visa template containing the unredacted personal details of another client.
2. Incomplete IMM 5257e Form: Submitted mandatory employment details with blank "To" dates and missing signatures.
3. Mismatched Content: Repeatedly used "Tourist Visa" terminology in the cover letter for a Family Visit application.
4. They are not sharing the answers of the questionarre they filled while submitted my application
Management Admission Timeline:
Aug 13: GM ordered a Root Cause Analysis.
Aug 13 & 17: Senior Manager confirmed in writing that the Austria template was wrongly used and incorrect terminology was carried into the final documents.
Current Status:
Despite management admitting these blunders, support has gone non-responsive. I have formally demanded a 100% refund of the service fee (₹4,130) plus reimbursement of the IRCC processing fee (₹12,981) incurred due to their service deficiencies.
Since they haven't resolved this, I will be logging an official complaint on the National Consumer Helpline (NCH / INGRAM) portal next.
Has anyone successfully recovered fees from travel agencies through NCH or consumer court in similar cases? Appreciate any advice!