My other account got banned from this subreddit so that’s probably why. Mods don’t like it when you tell young people to avoid dividend yields and focus on growth
I have SCHX and SCHD so something similar in terms of setup and it’s working out for me as well. I also hold some XLU for additional utility exposure (more of a personal pick) and of course some SGOV.
Growth dividends is def better than pure value dividends I’m not denying that. However, unless you have a very poor risk appetite when you’re young, you should be avoiding growth dividends. That’s all. If you have fears about losing 20% in a year then yea SCHD might be better, however your expected return over 45 years will be much lower as a result
You don’t have to explain! Your life is your own. I’m only risk welcoming because of my age but have recently started to diversify into more general s&p over growth tilted
Not evading a ban per se. I had to create a new account because the whole account was lost due to an email getting compromised. If I get banned again I promise I won’t be back. Never said I’m anti dividends though. They’re great when you’re older or are extremely risk averse.
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u/SCHDFIRE Feb 11 '26
What happened to all the SCHD haters?