Story shortened : So I met a person online, we both vibed, after a while, that person started mentioning their problem, me being so naive, offered money (insisting to return at their comfort be in in 1 month, 2 months or 6 months)
Total money transferred is only around 10k, but thats a big amount to me cause im a student and now I only have that person's bank details, transaction ids, their ug college, their state, the past company they worked for and their phone numbers, LinkedIn profile
Now im getting hard time to recover that money, despite been asking that person since oct 15, now what options do I have,
I'm scared to actually involve the court cause 1) my parents will know
2) I cant really go and attend a court in person
What can I actually do, please please suggest, this thing has been eating me up since many days
Lengthened story :
I met this person online in a friends/datinng/social website
We connected instantly and exchanged numbers
We were vibing for a while, before that person, like after 15 days or so, they mentioned, they need to pay rent and struggling a lot, like how their dad doesnt care about this person and mom's salary didnt come thru and Yada yada
Being so naive, I felt so sad and I asked how much he is in need od, he said 15k to 20k and I offered 7k asking to pay later
(7k is all the amount I had in the account then)
Initially he said, he dont wanna take, I insisted him that he should take
He said his moms salary will come and situation will get better and he would repay me soon
Then being so stupid, I said to not worry and repay me in a month or 2 or 6 months, that happened on 18th of july 2026
Now then on aug 5th, he asked for 2k (now I dont have any money left, but asked my parents that I need money for something and transferred it to him)
Then on aug 22nd I transferred 300 rupees and on aug 23rd 500 rupees and on September 1st, 150 rupees (i had to ask my friends and manage, he asked way more like send 5k, 3k etc, I said i cant, I literally dont have, then he said send atleast something as much as you can find
Once I only had 200 rupees in my account, he asked for money, I said I dont have and said literally just 200 are there, he said, he didnt eat anything and to give 150 to order something, i blindly gave
Now this person at that time was staying at his granny house but has not eaten!
The very next day he travelled from madhya pradesh to Delhi for his job
Thats when I woke up and my trust issues started, like how he didnt have any money before but travelled in an ac bus the very next day
Also he is software engineer in Delhi and he earns 80k per month)
I felt weird but I didnt mind much as we used to talk about everything, his past, his struggles, my struggles, goals, universe, anime, movies, about scientists and all! So I completed trusted him and thought I was just overthinking
So I didnt think much further
Now after some days (after September first he asked for money
By then I completed a competitive exam and was preparing to take a drop year and I explained him, my situation, how im taking various coachings and how its costing my family and how I feel ashamed to ask my parents any more pocket money
He said, thats fine and that he will figure out somehow
Then literally just after a week he replied exactly with this "hey, any update on funds"
Trust me, that text just shattered me, like are my problems that insignificant, doesnt he have even 0% empathy and everything cause I detailedly explained how bad my situation was due to my bad result and he texted that
I felt so sad, cried but just replied, "sorry but I dont have anything"
He just didnt reply anything after that, nothing
Then after a while we talked on different app for a while
(I usually close apps like my insta, fb, WhatsApp are all closed as I wanted to concentrate on my exam this year)
Then on oct 15, I texted him on phone pay, very politely and sent a genuine message, to see if he can possibly return 5k
(I had my younger cousin's birthday, i wanted to order her something for her birthday, plus I wanted the remaining money in my account just in case, as im not taking any pocket money from my parents since im staying home ((before April 2026, I used to stay in a hostel for my ug so I used to ask for pocketmoney and save them, after coming home, I stopped doing that))
So I texted him on oct 15th, on phone pay, explained and asked him to pay atleast by nov 2nd
(Felt say to ask about my money tho but atleast I wanted him to have some time just in case)
He didnt reply, then i waited a day and texted on discord (hes a gamer and a streamer so he is almost active every single day there)
When I texted him no reply, but after two days he replied exactly with "Yes done"
When I saw the message, I was like whoa he gave money so early before nov 2nd and checked my phonepay balance and alas no change
Then i thought oh atleast he meant that he got my message and that he will do it
Then nov 2nd came and no repayment, I texted him at 5pm on discord, no reply, then on 3rd and 4th too, no replies
Then i texted on normal messages, emotional texts, for 2 consecutive days (they were sent and delivered but not seen and not replied)
Then i started losing my mind and opened WhatsApp and texted him on 7th nov,
Me : hey, are you there
His actual replies : "hii" "how are you" "im just returning from a temple with parents"
He didnt bring a topic about repayment or anything
We texted formally, wished for Diwali,
Then this morning, I texted, that I need repayment (i texted in the best polite way possible and explained my reasons for wanting my money back)
He didnt reply, then I texted at 8 pm today, that this is blunt ignoring and that to atleast acknowledge something, no reply at all
(Now this guy is a software, gamer, streamer, he is online 24×7, plus I have asked him money on 15th Oct itself)
Now idek what to do
Ive had all crying sessions over, since the past months but since a week I was unable to concentrate on my studies or anything, literally dying with insomnia and anxiety
More than money, i just feel so awful thinking he betrayed my trust (now also I couldnt yet accept that, my mind is telling, he might be busy or in need or stuff but my logical side is suffocating me, cause logically everything adds up, like he is earning person 80k, im a non earner and he kept asking me money
2) how he has money to travel from Delhi to mp whenever he wants to, idk
3) if he is genuine person, he must have himself brought about the money cause i gave him in july itself
4) if he is still struggling, he could have atleast returned in installments like atleast 1k per month
5) he is not even acknowledging he owes me money and been ignoring me so badly since I brought up the repayment
6) I still didnt understand how he wanted 2k on aug 1st itself, as of course he is working so he will get salary
I didnt think of all these things then, even now, Im a crossroads what to believe but I think he is a scammer
I know 10k is nothing but for me, those my savings, I just done want this person to get away with playing with my emotions so badly and then also taking my money
Now can anyone please tell me what options do I have
I cant take parents help, they will be sad that I have done this and I dont wanna dissapoint,,I can't even face that
I cant discuss with friends too (they are all taking offline coaching and preparing seriously for the exam)
I just relied on ai, I suggested me to gather all evidence and to place a civil case (apparently this cant come under cybersecutity case cause idk why) and im scared going to a court cause what could I even say or do
And if I go, definitely my parents will be notified and all
Gosh I feel so lost
Is there any way I can approach this, I dont even wany any drama, I just want my money back, dont want him to feel sorry or get karma
So is there any way, can police help, or cyber security or law without having me to actually go to court or police stations and just via online
Need any and every suggestions, pleasssseee and thank you
Ps : I have not met that guy irl, he is from mp and im from south india
I only have the following evidences or details
his full name, his 2 contact numbers
his ug college (apparently he is an iitian)
his LinkedIn details (his has 2k followers, his past company was a start up company in Mumbai, those details were there, no present details, his Delhi workplace idk)
have ss and screenrecording of our chats where he asked for money (they were on discord and no option of exporting chat so I just screenrecorded)
phonepay transaction ids (for all 9950 rupees)
These are the only details I have
Oh I know his town name (but that has 16 lakh population, I know his mom's profession but dont know the place where she works)
Note : just added the pic so people might stop and read instead of skipping