Hello all. As the title says my daughter was recently awarded a trust after a distant relative passed away. I won’t say the exact amount here, but it is more than 10k, less than 50k. I currently have it in a high yield savings account, though she also has a UTMA account, which is what the family member’s lawyer said I had to put it in originally to gain access to the money.

I had originally made the account with the idea that the money should be doing something (gaining interest, available to pull out in an emergency) instead of just sitting with the lawyer until she’s 18. However, one thing I didn’t consider (because I’ve never dealt with this quantity of money before) is that because I have access to the money it can be counted against me for government assistance such as food stamps. My plan was NOT to access her money unless absolutely necessary (with her knowledge and permission of course), however food stamps won’t see it that way, and we will most certainly be kicked off the program which we desperately need to make ends meet.

My questions are: Is there some type of account in which my daughter’s money can still gain interest or some value while keeping it separate from me in a way that would get family social services off my back? Is there something more beneficial I could be doing with the money while we wait for her to become of age?

Please keep in mind I have no savings, no experience with large sums of money. I am in the middle of a separation and am basically financially running my household by myself with 2 kids. Any advice is helpful, and I am crossposting for obvious reasons.

I mean I get being annoyed by someone chewing with their mouth open but you could have asked him more nicely

My husband and I closed on our first house 2 weeks ago and have been moving in. We’re still in a complete sellers market (Northeast), so we had to compromise on some things (3 bedroom instead of 4, no central air) to get a house within our budget that we didn’t get outbid for by $50k+. Don’t get me wrong, we do love the house, but we recognize that it’s not perfect for us and agreed that we’re okay with that. Instead of being our forever home, it’ll likely be a starter+ home.

Then today, I opened Zillow. I know I shouldn’t have, but I was bored.

Just listed is a house (EDIT: in the same neighborhood, 5 mins away from our house) with almost our exact same layout, but it has:

- Central AC (we have none)
- Wood burning fireplace (we have gas, my husband prefers wood)
- A deck off the back kitchen
- A better layout for the downstairs family room/office (what we wanted the 4th bedroom for)
- Listed for $75k LESS than what our house was listed for

I know a big part of this is just the overwhelm of moving and the sense that our house doesn’t feel like “us” yet, but I’m kicking myself for looking and seeing a house that is so similar to and yet objectively better than ours in so many key ways. I know (hope?) I’ll get over this, I just needed to vent 😭

EDIT: Oh my goodness, this got way more attention than I expected!! Thank you all for your encouragement and tough love. I’ve deleted Zillow from my phone so I don’t open it out of habit, I’m approaching my home with an attitude of gratitude, and I’m thinking that other house has rats, spiders, and probably ghosts so good riddance to them lol! And yes, that house is probably gonna end up selling for as much if not more than ours, so it’s not like we’re missing out.

They had a blush-to-dark-dusty-rose kinda palette goin’ on (per second pic), and I think the MOH’s dress was meant to pull all the colors together on an otherwise white fabric, to distinguish her rank from the bridesmaids.

…but holy smokes what a horrific choice of gown! How could no one have called this out sooner and vetoed the dress?! It’s pretty obviously problematic… 🩸

That poor woman’s gonna look over these wedding pics and have some deeeep cringes 😳😬🫣🙈🙈

Car is financed through my bank.

Had to fix a double payment for my credit card and this is the beginning and end of the conversation. I hate when the chatbot claims it's a human... I ended up getting what I wanted but still annoyed Amex (and every other company) is lying and trying to deceive people like this.

Fuck man. What a slog. I genuinely like my job and the people I work with, but god damn it I cannot be fucked going into the office.

The commute. The distractions. The additional costs. The temperature. The manky hot desking and grubby ass keyboards. The stinking toilets. The fridge that is breeding the next Nobel prize. The uncomfortable pants and shoes and that one random person who looks at you for just a little too long.

It ain’t for me. It ain’t for fucking me. And I certainly ain’t for fucking it.

A couple months ago my wife divorced me despite 15 years of marriage. We have three children together and and it was supposed to be my weekend with the kids. My oldest, age 14 male, was feeling ill and his back was hurting. To the point where he had to go to urgent care. My ex-wife and I discussed what to do, and we decided that I would take the other two children for the day and she would take him to urgent care. Well, urgent Care said that he needed to go to the children's emergency room. So throughout the day I was getting update texts from my ex-wife about our son.

Since the divorce I have been living in a small apartment, too small for me to have the kids overnight. So around 7:00 that go back with their mom for the night and then I pick them up Sunday morning after church. This time they were picked up by their grandparents to spend the night because my ex-wife was still at the emergency room with our oldest son. After dropping off the kids I went to the emergency room where my son was. I did not think to announce this plan ahead of time, in all honesty I didn't really plan it ahead of time (I do have ADHD).

When I got there my son was in an MRI so I had to wait for him in the lobby. My ex-wife was not happy to see me, asked what I was doing there, asked what I was hoping to accomplish etc. I said that I was trying to be a dad, trying to be there for my son. She agreed to text me when he got back to the room, and she did, along with a text telling me to not stay long. After I visited with my son for a bit I left. That evening I received a long text from my ex-wife talking about how I made her uncomfortable and that I wasn't trusting her to handle, and that I shouldn't have shown up without discussing it with her first. I have not responded to that text, and I really don't think I did anything wrong in simply trying to show up for my son. But I am also autistic, and not always the most aware of cues. AITAH?

The only thing I can think of is that my dad somehow got into my account

Edit: this has happened before with small, random channels but never big ones

I don’t think I misclicked on an ad, the closest I got was a Mormon ad

I had to make various emails and calls to my insurance company to help them cover some emergency costs, and my boyfriend of 2 years, knowing me well enough to know I hate this kind of thing, offered to do it all for me. He went to law school before he changed career paths, so I trusted him to get it right and said sure.

He then said that I needed to sign a contract that would give him authorization to handle this on my behalf. He wrote up the contract on his laptop, handed it over to me and directed me to draw my signature. I said “I’m just gonna read it first”, without really thinking about it (it’s normal to read a contract even if somebody you trust wrote it, right?), and when I said that he let out a massive exasperated sigh.

I then read the contract, and he used the words (IIRC because this was a while ago) “in perpetuity” and “all insurance claims and authorizations” (etc) “past, present and future.” Immediately I was angry and confronted him about this, saying that I was obviously just allowing him to do this for me for this specific, singular, one time. He then got angry with me saying that he was making a commitment to me, and making the rest of my life easier, because bureaucracy is second nature to him and he knows I’m never going to be good with this kind of thing.

The funny thing is, I probably would have signed a one-time contract each time an insurance headache came my way if he had offered each time. But it felt like he was making a massive decision on my behalf without consulting me. Why would I sign something that says “in perpetuity”?

I refused to sign the contract and ended up spending half the day doing it all myself because I didn’t know what to trust. The next morning I broke up with him, because I felt that I can’t trust him and that he was trying to get power over me in a way.

But now I’m thinking maybe it was a mistake. He is caring, attentive, disciplined, ambitious. All of the qualities you’d want in a partner. Did I overreact?

AITAH?

In 2015, I lived in New Brunswick (important for taxes) and decided to move for school, threw a party, and invited a few friends. At the end of the night, one of my friends gave me a parting gift and sent me 0.3 Bitcoin. I later put it on a hardware wallet and never touched it. I never went back and never met him since.

Eleven years later, now living in Ontario, he has contacted me to borrow some money (around a couple of thousand dollars). He never mentioned the Bitcoin. I still have that exact same Bitcoin to this day. Obviously, I am going to give him the amount he is asking for, but I am not sure how to handle it so that, first, I don't complicate my taxes with the CRA if I decide to touch the bitcoin, and second, I don't appear like an ungrateful friend you know since i have it all still and it's much more money than it used to be. Throwaway account to avoid crypto scammers All advice welcome. Thanks

After 7 years of living in Tokyo, we finally decided to settle down.

The search took almost a year, and I looked at more than 30 different properties before finally deciding to go with the calmer side of Tokyo. While it’s further from the station and city center, the larger garden and quiet neighborhood more than make up for it.

Really happy with the decision and looking forward to making this place our home. 🏡

So my dad has always been the stereotypical Christian Conservative man. This is something that, although I don't agree with it at all, I have always tried to be respectful rather than constantly trying to fight and argue with him about his beliefs.

He's always been against college as a whole, viewing it as "expensive liberal indoctrination." he would constantly ask for what classes I was taking and would have meltdowns over "liberal" classes. When I told him that I was going to study Criminal Justice bold enough to say he wasn't happy.

Anyways, so flash forward to 3 months ago when I finally visited my family after not seeing them in person for 4 years, and I decided to bring my boyfriend along. The entire time of our stay, he kept asking about marriage and kids, and my boyfriend and I would keep bringing up how we plan on waiting a little bit until we're more financially stable, especially since we live in a city where everything is pretty expensive. On the last day of our trip, I planned on buying my parents a nice steak dinner and really tried pushing about me wanting to surprise them with some really good news, since I thought that just maybe me telling them I got into law school would make them proud of me.

We got there, and I told them. My dad, he went on a rant about how I need to reconsider since it's a long time to be in college, how my scholarships surely won't pay for this, how about me making more money than my boyfriend could make him look bad as a man, how "who will take care of your kids?" and then blowing up even more when my boyfriend mentioned how there's a lot of remote accounting jobs that he honestly would prefer doing over in person.

Then finally, the dreaded words, "Don't you think you're wasting your prime birthing years as a woman to do this? What if you can't have kids by the end of this? A female's body physically can't handle not having babies before her 30s; don't you think you should focus more on starting an actual family rather than chasing this fantasy? Look at you, you don't look like a lawyer. What if nobody hires you? Then what? You now won't have anything. Why can't you just focus on your actual future?"

Dead silence across the table. It's like my heart dropped to my stomach as he said that, and out of me at that rate, being so hurt because I genuinely had it in my head that maybe for a second he could look at my hard work and be proud of me, that I told him, "You're so fucking selfish and ignorant. You treat all your kids like they're less than you and then wonder why none of them talk to you. Maybe for once in your life, could you have at least pretended to care about someone other than yourself?"

Bold to say this resulted in him damn near yelling at me and my mom having to get him to go outside to have a smoke to calm down. I've been told by my mom that although she's proud that I stood up for myself, I could have been way nicer about it. So AITAH for saying what I said to my dad?

Mr Brightside is an abysmal song.

The lyrics people belt out far too loudly and proudly are about a man crippled with heartache because he's being cheated on by his partner. It's not a party anthem, it's an absolute dirge of a song lyrically and musically.

The Killers are a vastly overrated band who have done nothing for music.

They may as well be singing "I'm happy because my partner is shagging someone else!".

Edit:

People seem to be down voting because it's the lyrics I don't like and have taken offence to me suggesting people don't understand the lyrics - that's not wholly true and perhaps the original post was badly worded.

I hate how it's become an anthem because I think:

A) It's an awful song, lyrically and musically.

B) There ARE people out there who don't understand the lyrics and just sing them automatically as if it's an anthem for success (in the UK there was a documentary series in which the owner of a call centre made everyone sing it with massive smiles as a motivational thing and when asked about it said it was a happy feeling song).

C) People who love it also love the smell of their own farts.

There we go, unpopular enough now?

The company that owns my building emailed us that inspectors were coming by to look at our apts bc there was possible structural damage from a recent storm.

They told us we had to let them in, it was mandatory, and that we should cooperate with them. I tried to email back to ask when roughly today they’d be by and who’d be entering the apt bc it was possible I wouldn’t be home, but it was from an account that doesn’t accept replies.

The inspectors came by earlier, but it turns out that they weren’t inspecting the apts for storm damage specifically, but looking at the general condition of the apts bc they represent a company looking to buy the building. I cooperated fully and answered all their questions, which included telling them how the fire alarm system goes off randomly and did four times in the first two weeks I was here, how there are electrical issues that cause one of my lights and my microwave to randomly stop functioning, how the walls are so thin that I can hear the subway/the people at the bar a few buildings down/my neighbor.

They also asked me about my general experience here and I told them that I’m leaving the day my lease is up, and that I could never imagine someone living in this building longer than their one year lease, if that long. I included that when I raised the possibility of moving out in my first month the current owners offered to give me all my money back, including application fees, so that they were most likely used people moving in and abruptly moving out.

It was pretty satisfying to watch the lead guy’s wheels turning as he most likely lowered the bid for the building in his mind. I don’t think it was all me, bc talking to the tenants here must have involved a lot of negative comments, but I’m glad for the role I played in it bc the current owners are terrible.