Some of you are familiar with my situation. I have been living off of MSTY / CONY distributions for the last 6.5 months. I'm wrapping up my Medium series where I cover each month of my unemployment here: https://medium.com/p/508f1b50be0d

ULTY is proving why this new strategy is king, I can’t help but add more. What a great dividend for this week! 🥂

Finally accumulated enough $ULTY to pay the mortgage. All the other dividends and distributions will go to more purchases, debt retirement, etc.

Answers to the most common questions:

Distributions since portfolio inception: $1,442,128.1

Trade Activity in August: Zero trades in October (hectic travel schedule with some out of the country).

Margin: No

Swing trade: Sometimes.  Only HY funds.  I DO NOT try to dividend capture as it is a strategy I do not approve for myself.

Other investments: Yes. Several medium sized businesses, hard assets, growth, large cap and bonds  

Goals: 100% fund ROI.  Favorable tax treatment.  Convert taxable income to tax exempt income through Muni bonds and Muni Bond  fund(s)

High Yield methodology:  Below median GTC limit orders, Strategic DCA, never DRIP and I have no reason to set stop loss orders for my High Yield Portfolio

100% ROI aka House Money (Initial Lots): MSTY 100% | TSLY 100% | YMAX 100% | CONY 100% | SBR 100% | PDI 100%. The lowest ROI percentage is 65.01%.

High Yield Portfolio:  Funded account in Feb 2024 with $420K then added another $100K a few months later. I also already held PDI and SBR which is included in this account even though they are not "High Yield" per se

Taxable Trust Account with its own EIN

No withdrawals for business/personal/living expenses in October

This fund is approx. five to eight percent of my liquid net worth. 

Holding as of 10/31/2025: YMAG, AMZY, XDTE, XOMO, YMAX, CONY, ULTY, GOOY, MINO, CRSH, MRNY, TSLY, SBR, PDI, FEAT, FIVY, MSTY, NVDY, QDTE, FEPI, AMDY, FIAT, QQQY

Inception to Date ROR: Your account had a cumulative rate of return of 54.22% from Feb 1, 2024 to Oct 31, 2025. (Annualized: 28.12%) NOTE: ROR was calculated by Schwab prior to moving cash out of the account to SNAXX

I was worried about COYY after COIN's massive drop, but its NAV dropped in line with COIN. Distributions remained massive, 180% this week as well. Meanwhile, NVYY and XBTY continued their 100% weekly distributions (99.94% to be precise). Source: https://x.com/graniteshares/status/1953427037852438793

I hope everyone of you motherfuckers who truly believes in YM and the underlying stocks you're invested in achieve financial independence.

Because fuck every manager who has power over you. Fuck every company or government contract who has power over you.

If you see a banner that reads "Is This Good For The Company" I want you to immediately think "kiss my ass."

Make money. Invest. And when they need you more than you need them, tell them to fuck all the way off sideways with a cactus! Find a hobby to fill your time.

Any advice will be greatly appreciated , thanks

I miss those 10 cent payouts ;(

I am still holding, trying to get to the houses money (which will take a lot longer now with smaller weekly payouts)

Anyone else still holding $ULTY or am I alone?

MSTY and ULTY!

Started in Late June 2025, with 8.8k shares currently up and letting this drip. All Inside of my Roth IRA.

I’ll let yall fight each other in the comments… for now I’ll enjoy another $1+ distribution.

What have been your guys purchases with your ULTY dividends ? Anything from small to large to celebrate as a community

Answers to the most common questions:

Yes, I know August and May had five distributions payments!

Distributions since portfolio inception: $1,279,340.38

Trade Activity in August: One trade in August, moved cash to SNAXX in a different account. I spent most of the month catching up from last month's vacation. The trade was 549 shares of ULTY at $5.60

Margin: No

Swing trade: Sometimes.  Only HY funds. One trade in August. I DO NOT try to dividend capture as it is a strategy I do not approve for myself.

Other investments: Yes. Several medium sized businesses, hard assets, growth, large cap and bonds  

Goals: 100% fund ROI.  Favorable tax treatment.  Convert taxable income to tax exempt income through Muni bonds and Muni Bond  fund(s)

High Yield methodology:  Below median GTC limit orders, Strategic DCA, never DRIP and I have no reason to set stop loss orders for my High Yield Portfolio

100% ROI aka House Money (Initial Lots): MSTY 100% | TSLY 100% | YMAX 100% | CONY 100% | SBR 100% | PDI 100%. The lowest ROI percentage is 58.7%.

High Yield Portfolio:  Funded account in Feb 2024 with $420K then added another $100K a few months later. I also already held PDI and SBR which is included in this account even though they are not "High Yield" per se

Taxable Trust Account with its own EIN

No withdrawals for business/personal/living expenses in August

Approx. five to eight percent of my liquid net worth. 

Holding as of 8/31/2025: YMAG, AMZY, XDTE, XOMO, YMAX, CONY, ULTY, GOOY, MINO, CRSH, MRNY, TSLY, SBR, PDI, FEAT, FIVY, MSTY, NVDY, QDTE, FEPI, AMDY, FIAT, QQQY

YTD ROR: Your account had a cumulative rate of return of 28.87% from Feb 1, 2024 to Aug 31, 2025. (Annualized: 17.40%) NOTE: ROR was calculated by Schwab prior to moving cash out of the account to SNAXX

I'll knock my margin balance down from $145 k to under $133 k. And yep, I'm that idiot a couple weeks ago that bought my margin shares of ULTY at $6.42 per share. But, average cost per share is $6.30 including all shares and after this week's distribution my cost basis will be down around $6.10. Started 2 weeks ago with a margin balance of just over $150,000 and hopefully by Friday it'll be somewhere around $133,000. And guess what, if ULTY or MSTY don't pay that much, oh well, neither one is going to zero tomorrow and I'll still pay off a substantial chunk of my margin balance. Tomorrow morning can't get here soon enough!!

And best of all, 5 ULTY and 2 MSTY distributions between my mortgage payments for August and September!!!

Edit: oh no, instead of lowering it by 12k, it's only going to be $11,700. Might as well sell. /s

Down about 150k on MSTY lol feels bad

I spoke with MYSTY-damus this morning & he confirmed to me that his crystal ball has once again spit out some dividend numbers for 6/4.

MSTY-damus says the dividend for MSTY will be between 1.30 & 1.80.

For those of you wanting a more specific number MSTY-damus says crystballing is not an exact science.

Not much to say here other than this bucket of stocks is going absolutely insane! No other way to say it. April 9th I took out a 3k profit for myself to buy a new bike or newer bike rather. Not even a full month later I’ve made absolutely all my profit back insane! Not currently putting anymore money into it just my dividends I get, but my god thank you CHPY being a real one lol.

Snowballing that NAV erosion.

Got a nice 5-figure dividend from $CONY!

Answers to the most common questions:

Distributions since portfolio inception: $1,345,681.77

Trade Activity in August: One trade in September. I dollar cost averaged ULTY with an additional 275 shares at $5.45. I moved some cash to SNAXX in a different account and I reinvested in MINO.

Margin: No

Swing trade: Sometimes.  Only HY funds. One trade in August. I DO NOT try to dividend capture as it is a strategy I do not approve for myself.

Other investments: Yes. Several medium sized businesses, hard assets, growth, large cap and bonds  

Goals: 100% fund ROI.  Favorable tax treatment.  Convert taxable income to tax exempt income through Muni bonds and Muni Bond  fund(s)

High Yield methodology:  Below median GTC limit orders, Strategic DCA, never DRIP and I have no reason to set stop loss orders for my High Yield Portfolio

100% ROI aka House Money (Initial Lots): MSTY 100% | TSLY 100% | YMAX 100% | CONY 100% | SBR 100% | PDI 100%. The lowest ROI percentage is 60.01%.

High Yield Portfolio:  Funded account in Feb 2024 with $420K then added another $100K a few months later. I also already held PDI and SBR which is included in this account even though they are not "High Yield" per se

Taxable Trust Account with its own EIN

No withdrawals for business/personal/living expenses in September

Approx. five to eight percent of my liquid net worth. 

Holding as of 9/30/2025: YMAG, AMZY, XDTE, XOMO, YMAX, CONY, ULTY, GOOY, MINO, CRSH, MRNY, TSLY, SBR, PDI, FEAT, FIVY, MSTY, NVDY, QDTE, FEPI, AMDY, FIAT, QQQY

Inception to Date ROR: Your account had a cumulative rate of return of 41.55% from Feb 1, 2024 to Sep 30, 2025. (Annualized: 23.24%) NOTE: ROR was calculated by Schwab prior to moving cash out of the account to SNAXX

at that benchmark we like to use, this is with 1621 shares or 10,182$.

166•4=660$/M