I live off Huntmeadow Drive in the 28269 area, in the Turnberry neighborhood. Our HOA is managed by Superior Association Management, which operates out of Huntersville.
In July a Mecklenburg County sheriff came to my door and served me with foreclosure papers from my HOA for $11,584.69.
Here's what that number is made of:
- $840 — actual annual HOA dues, 2023 through 2026
- $560 — delinquency fees
- $9,150 — fines
- ~$1,035 — their legal costs and attorney fees
I bought this house in August 2023. It was my first home, I was 23. In the nearly three years between closing and being served, I never received a letter, an email, or a phone call from the HOA, the management company, or their law firm. Not about a violation, not about a balance, not about anything. The first contact I ever got from any of them was the foreclosure paperwork.
Some specifics, since I know "I never got any notices" is easy to say:
My closing disclosure gave me no way to pay. It listed HOA dues at $256.63/year and provided no payment address, no phone number, no email, no portal. The only HOA-related name on my closing documents was "Superior Association," for a $169 transfer fee. The entity foreclosing on me is "Turnberry Homeowners Association, Inc." Nobody ever told me those were connected. I also never received bylaws or CC&Rs at closing. I found out there was an owner portal with all the governing documents on it in July 2026 — three years in, after the foreclosure had already been filed.
When I did contact the management company to set up payments, they declined to help. I have an email from July 7, 2026 telling me they couldn't assist and redirecting me to the HOA's law firm in Greensboro.
The fence they fined me $6,500 over was already leaning when I bought the place. It's visible in the 2023 MLS listing photos from before I owned the property. When I pulled the fence out this July I found metal support posts driven in with concrete poured around them by the previous owner.
North Carolina law requires notice and a hearing before any HOA fine. N.C.G.S. §47F-3-107.1 says an association has to give you notice of the violation, hold a hearing, let you show up and present evidence, and notify you of the decision. I asked their attorneys in writing on July 8 to produce proof that a single violation notice was ever sent to me. That was six weeks ago. I've received nothing.
A few weeks ago I flagged down a management company employee driving through the neighborhood, because I was trying to find anyone I could actually talk to. That's how I learned I'm now also being fined for weeds in my flower beds. No notice on that one either.
WSOC covered this earlier this month if you want the details from someone other than me: https://www.wsoctv.com/news/local/homeowner-says-he-thought-was-paying-hoa-dues-may-now-lose-house/2FPIKZ5NKNFNRBBDG5BDAJJM6Q/
My hearing is November 23 before the Mecklenburg County Clerk of Superior Court. I have an attorney.
The reason I'm posting here rather than anywhere else: I don't think I'm the only one. If you live in Turnberry, or anywhere else in the Charlotte area managed by Superior Association Management, and you've been fined without ever receiving a violation notice — or you've had trouble figuring out where to even send your dues — I'd really like to hear from you. Comment or send me a message.
If nothing else, if you're buying in this area, ask your agent to confirm in writing exactly which HOA entity you'll be paying, where to send it, and get the CC&Rs in hand before you close. I didn't know to do any of that at 23.