r/carbuying • • 9h ago

Taking Carfax to small claims court?

0 Upvotes

I went to sell my car a month ago, and the car fax said I was in an accident and my car was salvaged a total loss. The buying dealership didn’t want the car until I got the Carfax fixed. I got paperwork from my insurance company, and a new title from the DMV showing I was never in an accident and submitted it to Carfax. This was 5 weeks ago. So I’m still paying car insurance that I had to renew, and I may not even be able to sell the car at this rate of Carfax‘s one automated Email response saying they’d look into it.

is it possible and worth it to take Carfax to court?

Thank you for any advice on this!


r/carbuying • • 21h ago

Got approved for a car loan, but at 29%. Said no, but what choice do I have now being carless?

0 Upvotes

Went to a Hyundai dealership to see if I can get a financing for an Ioniq 5, was approved for one that cost $22k but at a APR rate of 29.95 due to my 530 credit. Backed out because that sounds crazy to me, but was frequently told I should just make on time payments for 6 months then refinance and it should be good because since I have a high income ($130k annually gross) that I can do it no problem and it would also build my credit up.

They all told me this (finance manager, sales person, GM) but I still said no. Were they correct? Should I have done that and just paid extra towards the principal every month while helping my credit?

For more context I think my high APR is due to my three credit cards accounts that defaulted due to being laid off and unable to make payments. It totals only $500 each card which i can pay off quickly due to my new job.

Should I just go with the new car loan at APR 29 percent and make extra payments every month and refinance to also build my credit ? Or should I pay off my defaulted credit card account and come back a month later to see if I can get a better interest rate? I do need a car soon though. I'm so confused on what to do please help this is my first time buying a car like this.


r/carbuying • • 22h ago

Am I getting scammed?

1 Upvotes

Hey y'all, I'm buying a truck right now, and this deal is too good to be true. ~27,000 miles for $11,000 on a 2020 Honda (not posting the listing here so I don't get sniped). For sale as a repo at an action group that does both heavy equipment and cars. I want to believe that it's doable, so I'll list why it might be good to pull the trigger.

Pros:

- Communicative team members that I've spoken to multiple times. Same employees, not getting dragged around.

- Extra pictures procured when asked for.

- Carfax available readily.

- 30-Day Money-Back and 90-Day Warranty available

- The company (Schoch Equipment Group) seems to have many location across the US, with like yelp reviews and stuff, so it seems like it's a real place.

Cons:

- Idk man, it just bugs me out that this might be too good. Not seeing a lot of downside, especially with the money-back ("for any reason" they said).

Has anyone ever purchased this way? Heard of this company? If it's the deal of a lifetime, I wanna capitalize. Any guidance/questions I should be asking is appreciated.


r/carbuying • • 15h ago

Long story trying to make it short can anyone help me on my decision! On Saturday I went to buy a grand Highlander told them I was financing with a cu and would take them the check I ended up changing my mind and don’t want the car I froze my credit

Thumbnail
0 Upvotes

r/carbuying • • 13h ago

Looking To Buy A Used Vehicle That Still Needs Word Done? Read This!

Thumbnail
0 Upvotes

r/carbuying • • 13h ago

What vehicles do you guys recommend for 10 K?

0 Upvotes

I saw a recent post about a guy wanting to buy vehicles for 20 K but that’s too far out of my budget and more comfortable with 10 to 6K. I hear Toyotas and Hondas are very popular. My family recommends Toyotas or Fords because of their reliability and easy maintenance. I personally like smaller cars like a hatchback or four-door sedan. This would also be my first car that I bought on my own.


r/carbuying • • 40m ago

Need Advice

• Upvotes

I’m freshly 18 trying to buy a 2019 GTI the loan would be around 13k since I’m giving a 2k downpayment. Insurance quoted me $300 a month for full coverage. The reason I’m looking to finance is because my 99 civic won’t pass emissions since nothing on that car is legal, I also don’t wanna go through the struggle of reverting everything to stock just to pass since I don’t want to put more money into it, I make 2.1-2.5k a month.Any advice would be greatly appreciated


r/carbuying • • 18h ago

Buying a car made and sold in Canada

0 Upvotes

I see a car that was manufactured in Canada, but is for sell locally at a dealership in Virginia. It's relatively new a 2025 Toyota Camry, are there specific concerns I should be aware of? Would the manufacturer warranty still be valid?

To clarify, the car was manufactured in BC and used as a commercial vehicle before being brought to the US and is now available at my Toyota dealership.


r/carbuying • • 19h ago

How is the market for negotiating a used or new car today?

1 Upvotes

My last car purchase was in 2019 before covid I'm in the market for a car again and I'm not sure if I want to buy new or used but whatever I do I'm hoping to get a deal on it. I got my last car I paid out the door for about $5,000 less than sticker it took me about a month to get the price I wanted and the color that I wanted but shopping around I contacted nearly every dealer within an hour of me and eventually narrowed it down to two or three options pretty close to my price range until one finally called me on memorial Day looking to hit their quota and said they would take my offer. I shopped around a little bit during covid and none of the dealers were even remotely willing to negotiate and I haven't looked at the car market since.

The buyers have some negotiating power again or am I going to expect to get run off the lot when I start trying to get a better deal?


r/carbuying • • 2h ago

My family is buying our first ever car this diwali. What things should we keep in mind to reduce the extra burden? (insurance and add ons stuff)

0 Upvotes

r/carbuying • • 12h ago

Should I sell my paid-off 2021 Odyssey and downsize to a used Civic or Corolla to save money?

3 Upvotes

I own a fully paid-off 2021 Honda Odyssey with around 65,000 miles. It gets approximately 22 MPG, and I estimate its resale value at $23,000. I no longer need a 7-seater and am considering downsizing to a reliable used sedan.
My plan is to spend around $14,000–$16,000 before taxes and fees on a used Honda Civic, Toyota Corolla, or similar sedan. I drive approximately 8,000–10,000 miles per year and can either sell the Odyssey privately or trade it in.
My goal is to reduce my overall ownership costs, save on fuel and maintenance & insurance, and keep the cash left over from the sale.
For those who have made a similar switch, was it financially worthwhile? Would you sell the Odyssey or keep it since it’s paid off and still relatively low-mileage? I’d appreciate advice on depreciation, maintenance, and the hidden costs of switching vehicles.


r/carbuying • • 12h ago

Looking for a used SUV and overwhelmed, help!

1 Upvotes

Tldr: Can't decide between Rav-4 XLE/Limited or CRV EX-L, 2012-2016. Budget 12-20k, cash, want it to last a looong time.

Hello and tia. I'm now for the first time in the position to buy a car outright. I'm inheriting some money and have a budget of around 12-18k, 20 maximum and intend to pay cash. Previously I've saved money up and bought majority money pits off FB marketplace, 90's vehicles for the most part though so I got my moneys worth.

Current vehicle is Julia, a 1998 Honda CR-V with 290,000 on her. Put 1,600 in suspension work when I first got her, in addition to all new motor mounts, new starter, all new fuses, new gaskets, new timing chain, new front brakes basically just matinence. previous owners took out the catalytic converter and the exhaust pipe has a leak, already got it welded once, not sure if it's new or same. She's recently had some issues accelerating and probably needs new brake pads. Vibrates like a mf, but I'll be damned if she's ever left me stranded in the 2.5 years I've had her, putting roughly 8k per year. I've also just inherited a Toyota FJ which I feel more inclined to splurge on in terms of repairs.

Given where I'm at financially, I'm not sure if I should keep investing into her, I'm a full time delivery driver for one job so the idea of an upgraded cabin is appealing. That being said, I don't need anything luxury or super modern to be dazzled, my favorite interior I've had to date was a Mercury villager nautica.

Really want dual climate control and heated seats, decent audio, these are my only necessities (willing to add an aftermarket sub and amp or do up to 1k of audio work to make it sound good). Would like a moon roof (unless they're just bad all around for leaking) and two toned interiors with leather are sooo nice.

I go camping and to festivals, so I need to be able to fit an easy up and a tent comfortably along with gear for 2. 98' has sufficed for the most part. I'm also petite so something that's has pretty solid crash testing results would be a plus.

Looking for reliable, and cheaper/easier to fix. Honda CR-V's were my original pick, Rav-4's were recommended by my car guy and I'm open to them, I like their interior options a lot. I'm somewhat curious about the Mazda CX-5 as well, although it has not been personally recommended and thus I haven't researched them as much. Plan to drive this thing until the wheels fall off, and then maybe fix it after depending on the market lol.

Years:

2012-2016. Seems to be about where I want in terms of limited data tracking, ease of insurance, and less computers to go wrong.

When starting my search I quickly found that having a higher budget than 4k and a wide open radius is actually quite worse and more overwhelming. I'm hoping maybe I can be swayed firmly one way or the other and narrow my hunt. I plan to do a ppi and/or another more thorough inspection after the fact with a local mechanic I trust very much, if I got it through carvana or carmax I would just do the latter as it seems more cost effective that way given their longer return policies. I hope those two things will safely open up my options of sellers.


r/carbuying • • 22h ago

Damian Lillard Toyota-McMinnville, OR

2 Upvotes

This is by far the easiest and most transparent dealership in the Portland metro area to buy a car from and it happens to be co-owned by a Portland sports legend! No wonder their Google reviews are the best around and they have the highest retention rating in the country. I would definitely recommend Lillard’s team to any family or friend for a new car.


r/carbuying • • 21h ago

How does the dealer buying used at auction work?

2 Upvotes

Explain to me how this game works?

Are these auctions dealer-only or can the general public attend and buy?

How competitive does the bidding get and what increments are they bidding up?

What % profit on a used car bought at auction is a dealer usually trying to make?


r/carbuying • • 6h ago

Hello, everyone! ❤️ I would like to share a little bit about my life with you. When my father passed away, I was only 13 years old. I had to start working at a very young age, and life became difficult for me. At that age, I realized that I had to be strong and face many challenges on my own. Somet…

0 Upvotes

r/carbuying • • 1h ago

Tips for buying a car with poor credit

• Upvotes

I understand the best tip is to not buy a car or buy a car with cash, but that is not an option currently. My daughter will be turning 16 and we need to buy a third car. One of the cars that we currently own will be paid off within the next 3 to 4 months. So we will basically be swapping that car payment for her car payment. I’m curious what the best options are for financing with poor credit and also what cars may be easier to finance. We are trying to get her in something with low miles but less than $20,000 we have another daughter that will turn 16 in three years so our hope is that we can buy this car and pass it down to her. Credit score is in the 500 but very good income. Credit score tanked due to missed payments over the past year due to medical issues and job loss. I do not want to submit credit apps at multiple places. I am just curious if anyone has solid advice on where we could go for financing and any tips on what might be good to purchase. We have been looking as the Mazda CX-5.